US Bank Directory
Banks in Temple, TX
13 FDIC-insured banks operate 22 offices in Temple, Texas, and 4 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Temple
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 17 banks and credit unions operate 29 locations in Temple, according to the FDIC and the NCUA. 28 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
28 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Temple
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Extraco Banks has the most locations in Temple, with 4. It is followed by First National Bank Texas (3), PNC Bank (2), Huntington (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Extraco Banks Bank · 4
Extraco Banks has 4 branches in Temple, 16 across Texas and 16 nationwide. FDIC records list its main office in Temple, TX and show it operating since 1933. With $2.57 billion in total assets on June 30, 2026, it ranks No. 493 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Temple location is its main office at 3615 S 31st St, dating to 1933; the newest, at 102 S. 1st Street, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office3615 S 31st St, 76502
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D/T Temple Branch102 S. 1st Street, 76501
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First National Bank Of Temple-Mobile Branch18 S Main St # 20, 76501
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First National Bank Of Temple-Mobile Branch3615 S 31st St, 76502
First National Bank Texas Bank · 3
First National Bank Texas has 3 branches in Temple, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Temple location is the Temple Branch - Rc 607 at 1314 W Adams Ave, dating to 1997; the newest, at 6801 W Adams Ave, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Temple Branch - Rc 6071314 W Adams Ave, 76504
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Temple Wal-Mart - Rc 6193401 S 31st St, 76502
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West Adams First Convenience Bank Branch Rc4536801 W Adams Ave, 76502
Texell Credit Union Credit union · 3
Texell Credit Union has 3 officees in Temple, 8 across Texas. It is based in Temple, TX and $790.7 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Temple locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office7083 Members Pkwy, 76502
All hours
Mon 9 am to 5 pm; Tue to Thu not published; Fri 9 am to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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31St Branch3314 S 31St St, 76502
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Downtown Branch5 S 1St St, 76501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Alliance Bank Central Texas Bank · 2
Alliance Bank Central Texas has 2 branches in Temple, 8 across Texas and 8 nationwide. FDIC records list its main office in Woodway, TX and show it operating since 1939. With $1.32 billion in total assets on June 30, 2026, it ranks No. 835 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Temple location is the Temple Lpo Branch at 197 Clinite Grove Blvd, dating to 2021; the newest, at 408 Hilliard Rd, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Temple Lpo Branch197 Clinite Grove Blvd, 76502
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Temple Branch408 Hilliard Rd, 76502
Horizon Bank, SSB Bank · 2
Horizon Bank, SSB has 2 branches in Temple, 7 across Texas and 6 nationwide. FDIC records list its main office in Austin, TX and show it operating since 1905. With $2.55 billion in total assets on June 30, 2026, it ranks No. 497 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Temple location is the Temple Branch at 9369 Tarver Dr, dating to 2020; the newest, at 7 N 5th St, to 2026. It does not publish hours in the sources this page uses; check its site before you go.
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Temple Downtown Branch7 N 5th St, 76501
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Temple Branch9369 Tarver Dr, 76502
Huntington Bank · 2
Huntington has 2 branches in Temple, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Temple location is the Temple Main Street Branch at 402 N Main St, dating to 1992; the newest, at 7285 W Adams Ave, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Temple Main Street Branch402 N Main St, 76501
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Temple Adams Avenue Branch7285 W Adams Ave, 76502
PNC Bank Bank · 2
PNC Bank has 2 branches in Temple, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Temple location is the Temple - Marlandwood Branch at 1004 Marlandwood Rd, dating to 1963; the newest, at 1315 S 31st St, to 2009. 1 of its 2 Temple locations with published hours open on Saturday.
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Temple - Marlandwood Branch1004 Marlandwood Rd, 76502
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Temple South Branch1315 S 31st St, 76504
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Temple Santa Fe Community Credit Union Credit union · 2
Temple Santa Fe Community Credit Union has 2 officees in Temple, 2 across Texas. It is based in Temple, TX and $24.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1750 W Avenue A, 76504
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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S&W Emp. Credit Union2401 S 31St St, 76508
Bank of America Bank · 1
Bank of America has 1 branch in Temple, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Southwest Temple Branch at 3405 S 31st St dates to 1990 in FDIC branch records. It opens on Saturday.
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Southwest Temple Branch3405 S 31st St, 76502
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Central National Bank Bank · 1
Central National Bank has 1 branch in Temple, 5 across Texas and 5 nationwide. FDIC records list its main office in Waco, TX and show it operating since 1977. With $1.47 billion in total assets on June 30, 2026, it ranks No. 752 of 4,232 U.S. banks by total assets. The Temple Branch at 938 Canyon Creek Dr dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Temple Branch938 Canyon Creek Dr, 76502
Chase Bank · 1
Chase has 1 branch in Temple, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Temple Banking Center Branch at 2362 Sw H K Dodgen Loop dates to 2004 in FDIC branch records. It opens on Saturday.
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Temple Banking Center Branch2362 Sw H K Dodgen Loop, 76504
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
First United Bank Bank · 1
First United Bank has 1 branch in Temple, 43 across Texas and 85 nationwide. FDIC records list its main office in Durant, OK and show it operating since 1900. With $16.59 billion in total assets on June 30, 2026, it ranks No. 119 of 4,232 U.S. banks by total assets. The Temple Branch at 7286 W Adams Ave dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Temple Branch7286 W Adams Ave, 76502
Pentagon Credit Union Credit union · 1
Pentagon Credit Union has 1 office in Temple, 10 across Texas. It is based in Mclean, VA and $29.40 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Temple6935 W Adams Ave, 76502
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Scott and White Employees Credit Union Credit union · 1
Scott and White Employees Credit Union has 1 office in Temple, 1 across Texas. It is based in Temple, TX and $73.2 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Main Office main office2401 S 31St St, 76508
Security Bank of Texas Bank · 1
Security Bank of Texas has 1 branch in Temple, 4 across Texas and 4 nationwide. FDIC records list its main office in Crawford, TX and show it operating since 1940. With $175.9 million in total assets on June 30, 2026, it ranks No. 3,152 of 4,232 U.S. banks by total assets. The Security Bank Of Crawford - Temple Branch at 3550 S General Bruce Dr dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Security Bank Of Crawford - Temple Branch3550 S General Bruce Dr, 76504
VeraBank Bank · 1
VeraBank has 1 branch in Temple, 43 across Texas and 43 nationwide. FDIC records list its main office in Henderson, TX and show it operating since 1930. With $4.58 billion in total assets on June 30, 2026, it ranks No. 304 of 4,232 U.S. banks by total assets. The Temple Branch at 3957 Raleigh Dr dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Temple Branch3957 Raleigh Dr, 76502
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Temple, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Temple Branch at 3407 S 31st St dates to 1986 in FDIC branch records. It opens on Saturday.
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Temple Branch3407 S 31st St, 76502
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Temple
4 credit unions have 7 offices here: Texell Credit Union, Temple Santa Fe Community Credit Union, Pentagon Credit Union and Scott and White Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Temple page has every office in the state's directory.
Banking in Temple: the local picture
Short answer: 13 banks run 22 branches in Temple according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 1 has its main office in Temple, 6 elsewhere in Texas and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Extraco Banks's office at 3615 S 31st St, dating to 1933; the newest is Horizon Bank, SSB's at 7 N 5th St, from 2026.
4 credit unions have 7 offices in Temple, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 6 open on Saturday. 19 locations have no published hours in these sources.
Banks by ZIP code in Temple
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 76502 has the most bank and credit union offices in Temple (17), followed by 76501 (5) and 76504 (5). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 76502 | 17 | 13 | Alliance Bank Central Texas, Extraco Banks, First National Bank Texas |
| 76501 | 5 | 4 | Extraco Banks, Horizon Bank, SSB, Huntington |
| 76504 | 5 | 5 | Chase, First National Bank Texas, PNC Bank |
| 76508 | 2 | 2 | Scott and White Employees Credit Union, Temple Santa Fe Community Credit Union |
Banks and credit unions open on Saturday in Temple
Short answer: 6 of the 10 Temple locations with published hours open on Saturday, run by 6 institutions.
- PNC Bank: 1 of 2 branches (1315 S 31st St: Saturday 9 am to 1 pm)
- Chase: 1 of 1 branch (2362 Sw H K Dodgen Loop: Saturday 9 am to 1 pm)
- Bank of America: 1 of 1 branch (3405 S 31st St: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (3407 S 31st St: Saturday 9 am to 2 pm)
- Texell Credit Union: 1 of 3 offices (3314 S 31St St: Saturday 9 am to 1 pm)
- Pentagon Credit Union: 1 of 1 office (6935 W Adams Ave: Saturday 9 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 19 of the 29 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Temple, and where the nearest one is if they do not.
Short answer: In Temple: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (2), Huntington (2). No branches in Temple: U.S. Bank (nearest in Dallas, 132 mi), Truist (nearest in Round Rock, 44 mi), Fifth Third Bank (nearest in Pflugerville, 46 mi), Regions Bank (nearest in Georgetown, 35 mi), TD Bank, BMO (nearest in Dallas, 122 mi).
| Bank | In Temple | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 2 branches | here |
| Huntington | 2 branches | here |
| U.S. Bank | None | Dallas, 132 miles away |
| Truist | None | Round Rock, 44 miles away |
| Fifth Third Bank | None | Pflugerville, 46 miles away |
| Regions Bank | None | Georgetown, 35 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 122 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Temple to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Temple residents like anyone else.
Banks near Temple
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Belton (5 miles) and Salado (13 miles). Killeen, 21 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Belton, TX | 5 mi | 5 | 6 |
| Banks in Salado, TX | 13 mi | 4 | 4 |
| Banks in Harker Heights, TX | 17 mi | 6 | 8 |
| Banks in Killeen, TX | 21 mi | 8 | 18 |
| Banks in Lott, TX | 22 mi | 2 | 2 |
| Banks in Jarrell, TX | 23 mi | 2 | 2 |
| Banks in Rosebud, TX | 24 mi | 2 | 2 |
| Banks in Granger, TX | 26 mi | 2 | 2 |
Bank branch openings and closings in Temple
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Temple between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Aug 17, 2026 | Opened | Horizon Bank, SSB | 7 N 5th St, 76501 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Temple
Short answer: 4 institutions have their main office in Temple: Extraco Banks, Texell Credit Union, Temple Santa Fe Community Credit Union and Scott and White Employees Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Extraco Banks | Bank | $2.57 billion | 4 |
| Texell Credit Union | Credit union | $790.7 million | 3 |
| Temple Santa Fe Community Credit Union | Credit union | $24.7 million | 2 |
| Scott and White Employees Credit Union | Credit union | $73.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Temple by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Temple offices.
Short answer: Chase is the largest bank with offices in Temple, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 13 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| First United Bank | $16.59 billion | No. 119 | 1 | Durant, OK |
| First National Bank Texas | $4.64 billion | No. 302 | 3 | Killeen, TX |
| VeraBank | $4.58 billion | No. 304 | 1 | Henderson, TX |
| Extraco Banks | $2.57 billion | No. 493 | 4 | Temple, TX |
| Horizon Bank, SSB | $2.55 billion | No. 497 | 2 | Austin, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Temple: FAQ
How many banks are in Temple, TX?
Temple has 13 banks with 22 branches and 4 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Temple?
Extraco Banks, with 4. First National Bank Texas has 3 and PNC Bank has 2.
Is there a Extraco Banks in Temple, TX?
Yes. FDIC data lists 4 Extraco Banks branches in Temple as of September 5, 2026, the main office at 3615 S 31st St. Its branches are listed under Extraco Banks above, with the address and directions for each.
Is there a First National Bank Texas in Temple, TX?
Yes. FDIC data lists 3 First National Bank Texas branches in Temple as of September 5, 2026. Its branches are listed under First National Bank Texas above, with the address and directions for each.
Is there a PNC Bank in Temple, TX?
Yes. FDIC data lists 2 PNC Bank branches in Temple as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a U.S. Bank in Temple, TX?
No. FDIC data lists no U.S. Bank branch in Temple as of September 5, 2026. The nearest is in Dallas, about 132 miles away in a straight line.
Which banks in Temple are open on Saturday?
PNC Bank, Chase, Bank of America and Wells Fargo and 2 more publish Saturday hours for one or more Temple locations. The Saturday section above lists each one with its hours. 19 of the 29 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Temple?
Extraco Banks, Texell Credit Union, Temple Santa Fe Community Credit Union and Scott and White Employees Credit Union have their main office in Temple, according to the FDIC and the NCUA.
What is the oldest bank in Temple?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Temple?
Texell Credit Union, Temple Santa Fe Community Credit Union, Pentagon Credit Union and Scott and White Employees Credit Union have offices in Temple. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Temple in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Temple?
Nearby cities with more banks include Belton, Salado, Harker Heights. Belton is 5 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 22 branches: Bank of America, Chase, PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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