US Bank Directory
Banks in Killeen, TX
8 FDIC-insured banks operate 18 offices in Killeen, Texas, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Killeen
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 24 locations in Killeen, according to the FDIC and the NCUA. 23 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
23 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Killeen
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First National Bank Texas has the most locations in Killeen, with 9. It is followed by VeraBank (2), First Texas Bank (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First National Bank Texas Bank · 9
First National Bank Texas has 9 branches in Killeen, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Killeen location is its main office at 901 E Central Texas Expy, dating to 1901; the newest, at 1101 W Stan Schlueter Loop, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office901 E Central Texas Expy, 76541
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Eastlake Banking Center - Rc 1161002 N 38th St, 76543
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Heb West Stan Schlueter - Rc 1311101 W Stan Schlueter Loop, 76549
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Killeen Walmart Banking Center - Rc 1181400 Lowes Blvd, 76542
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First Community Mortgage Company2102 S W S Young Dr, 76543
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Trimmier Heb Banking Center - Rc 1222511 Trimmier Rd, 76542
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Stan Schlueter - Killeen Wm Rc130 Branch3404 W Stan Schlueter Loop, 76549
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Elms Road Banking Center - Rc 1144304 E Central Texas Expy, 76543
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Trimmier Branch Rc113901 E Central Texas Expy, 76541
First Texas Bank Bank · 2
First Texas Bank has 2 branches in Killeen, 11 across Texas and 11 nationwide. FDIC records list its main office in Georgetown, TX and show it operating since 1898. With $1.31 billion in total assets on June 30, 2026, it ranks No. 845 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Killeen location is the 8Th Street Branch at 716 N 8th St, dating to 1981; the newest, at 3514 South Ws Young Drive, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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First Texas Bank Branch3514 South Ws Young Drive, 76542
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8Th Street Branch716 N 8th St, 76541
Navy Federal Credit Union Credit union · 2
Navy Federal Credit Union has 2 officees in Killeen, 38 across Texas. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Killeen locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Fox Creek- Killeen Tx3210 E Central Texas Expy Ste 404, 76543
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Central Killeen Tx500 W Central Texas Expy, 76541
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
VeraBank Bank · 2
VeraBank has 2 branches in Killeen, 43 across Texas and 43 nationwide. FDIC records list its main office in Henderson, TX and show it operating since 1930. With $4.58 billion in total assets on June 30, 2026, it ranks No. 304 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Killeen location is the Killeen Branch at 120 N Gray St, dating to 1990; the newest, at 2201 E Stan Schlueter Loop, to 2012. It does not publish hours in the sources this page uses; check its site before you go.
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Killeen Branch120 N Gray St, 76541
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South Killeen Branch2201 E Stan Schlueter Loop, 76542
Bank of America Bank · 1
Bank of America has 1 branch in Killeen, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Trimmier Branch at 2551 Trimmier Rd dates to 2003 in FDIC branch records. It opens on Saturday.
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Trimmier Branch2551 Trimmier Rd, 76542
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citizens National Bank Bank · 1
Citizens National Bank has 1 branch in Killeen, 13 across Texas and 13 nationwide. FDIC records list its main office in Cameron, TX and show it operating since 1900. With $691.8 million in total assets on June 30, 2026, it ranks No. 1,386 of 4,232 U.S. banks by total assets. The Killeen Branch at 1711 Central Texas Expwy dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Killeen Branch1711 Central Texas Expwy, 76541
Covenant Savings Credit Union Credit union · 1
Covenant Savings Credit Union has 1 office in Killeen, 1 across Texas. It is based in Killeen, TX and $3.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2904 E Stan Schlueter Loop Bldg A, 76542
All hours
Mon 9 am to 5 pm; Tue to Thu not published; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Extraco Banks Bank · 1
Extraco Banks has 1 branch in Killeen, 16 across Texas and 16 nationwide. FDIC records list its main office in Temple, TX and show it operating since 1933. With $2.57 billion in total assets on June 30, 2026, it ranks No. 493 of 4,232 U.S. banks by total assets. The Killeen Branch at 1002 W Central Texas Expy dates to 1952 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Killeen Branch1002 W Central Texas Expy, 76541
Greater Central Texas Credit Union Credit union · 1
Greater Central Texas Credit Union has 1 office in Killeen, 1 across Texas. It is based in Killeen, TX and $34.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office3305 E Elms Rd, 76542
All hours
Mon to Fri not published; Sat 12 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
Heart O' Texas Credit Union Credit union · 1
Heart O' Texas Credit Union has 1 office in Killeen, 3 across Texas. It is based in Waco, TX and $54.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Killeen1612 S Fort Hood St, 76542
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 1
Huntington has 1 branch in Killeen, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Killeen Branch at 4103 E Central Texas Expy dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Killeen Branch4103 E Central Texas Expy, 76543
PNC Bank Bank · 1
PNC Bank has 1 branch in Killeen, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Killeen Branch at 1300 E Central Texas Expy dates to 2009 in FDIC branch records. It opens on Saturday.
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Killeen Branch1300 E Central Texas Expy, 76541
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Texell Credit Union Credit union · 1
Texell Credit Union has 1 office in Killeen, 8 across Texas. It is based in Temple, TX and $790.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Killeen2208 Sunny Ln, 76541
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Killeen
5 credit unions have 6 offices here: Navy Federal Credit Union, Texell Credit Union, Heart O' Texas Credit Union, Greater Central Texas Credit Union and Covenant Savings Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Killeen page has every office in the state's directory.
Banking in Killeen: the local picture
Short answer: 8 banks run 18 branches in Killeen according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 1 has its main office in Killeen, 4 elsewhere in Texas and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank Texas's office at 901 E Central Texas Expy, dating to 1901; the newest is First Texas Bank's at 3514 South Ws Young Drive, from 2024.
5 credit unions have 6 offices in Killeen, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 6 open on Saturday. 16 locations have no published hours in these sources.
Banks by ZIP code in Killeen
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 76541 has the most bank and credit union offices in Killeen (9), followed by 76542 (8) and 76543 (5). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 76541 | 9 | 8 | First National Bank Texas, Citizens National Bank, Extraco Banks |
| 76542 | 8 | 7 | First National Bank Texas, Bank of America, Covenant Savings Credit Union |
| 76543 | 5 | 3 | First National Bank Texas, Huntington, Navy Federal Credit Union |
| 76549 | 2 | 1 | First National Bank Texas |
Banks and credit unions open on Saturday in Killeen
Short answer: 6 of the 8 Killeen locations with published hours open on Saturday, run by 5 institutions.
- Bank of America: 1 of 1 branch (2551 Trimmier Rd: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (1300 E Central Texas Expy: Saturday 9 am to 1 pm)
- Navy Federal Credit Union: 2 of 2 offices (3210 E Central Texas Expy Ste 404: Saturday 9 am to 2 pm, and 1 more)
- Texell Credit Union: 1 of 1 office (2208 Sunny Ln: Saturday 9 am to 1 pm)
- Greater Central Texas Credit Union: 1 of 1 office (3305 E Elms Rd: Saturday 12 am to 5 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 16 of the 24 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Killeen, and where the nearest one is if they do not.
Short answer: In Killeen: Bank of America (1), PNC Bank (1), Huntington (1). No branches in Killeen: Chase (nearest in Harker Heights, 4 mi), Wells Fargo (nearest in Temple, 21 mi), U.S. Bank (nearest in Dallas, 138 mi), Truist (nearest in Round Rock, 41 mi), Fifth Third Bank (nearest in Cedar Park, 40 mi), Regions Bank (nearest in Georgetown, 31 mi), TD Bank, BMO (nearest in Dallas, 129 mi).
| Bank | In Killeen | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Harker Heights, 4 miles away |
| Wells Fargo | None | Temple, 21 miles away |
| U.S. Bank | None | Dallas, 138 miles away |
| Truist | None | Round Rock, 41 miles away |
| Fifth Third Bank | None | Cedar Park, 40 miles away |
| Regions Bank | None | Georgetown, 31 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 129 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Killeen to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Killeen residents like anyone else.
Banks near Killeen
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Harker Heights (4 miles) and Copperas Cove (10 miles). Temple, 21 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Harker Heights, TX | 4 mi | 6 | 8 |
| Banks in Copperas Cove, TX | 10 mi | 4 | 6 |
| Banks in Salado, TX | 15 mi | 4 | 4 |
| Banks in Belton, TX | 16 mi | 5 | 6 |
| Banks in Jarrell, TX | 20 mi | 2 | 2 |
| Banks in Temple, TX | 21 mi | 13 | 22 |
| Banks in Gatesville, TX | 25 mi | 5 | 5 |
| Banks in Lampasas, TX | 27 mi | 3 | 4 |
Bank branch openings and closings in Killeen
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Killeen between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Killeen
Short answer: 3 institutions have their main office in Killeen: First National Bank Texas, Greater Central Texas Credit Union and Covenant Savings Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First National Bank Texas | Bank | $4.64 billion | 9 |
| Greater Central Texas Credit Union | Credit union | $34.6 million | 1 |
| Covenant Savings Credit Union | Credit union | $3.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Killeen by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Killeen offices.
Short answer: Bank of America is the largest bank with offices in Killeen, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| First National Bank Texas | $4.64 billion | No. 302 | 9 | Killeen, TX |
| VeraBank | $4.58 billion | No. 304 | 2 | Henderson, TX |
| Extraco Banks | $2.57 billion | No. 493 | 1 | Temple, TX |
| First Texas Bank | $1.31 billion | No. 845 | 2 | Georgetown, TX |
| Citizens National Bank | $691.8 million | No. 1,386 | 1 | Cameron, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Killeen: FAQ
How many banks are in Killeen, TX?
Killeen has 8 banks with 18 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Killeen?
First National Bank Texas, with 9. VeraBank has 2 and First Texas Bank has 2.
Is there a First National Bank Texas in Killeen, TX?
Yes. FDIC data lists 9 First National Bank Texas branches in Killeen as of September 5, 2026, the main office at 901 E Central Texas Expy. Its branches are listed under First National Bank Texas above, with the address and directions for each.
Is there a VeraBank in Killeen, TX?
Yes. FDIC data lists 2 VeraBank branches in Killeen as of September 5, 2026. Its branches are listed under VeraBank above, with the address and directions for each.
Is there a First Texas Bank in Killeen, TX?
Yes. FDIC data lists 2 First Texas Bank branches in Killeen as of September 5, 2026. Its branches are listed under First Texas Bank above, with the address and directions for each.
Is there a Chase in Killeen, TX?
No. FDIC data lists no Chase branch in Killeen as of September 5, 2026. The nearest is in Harker Heights, about 4 miles away in a straight line.
Which banks in Killeen are open on Saturday?
Bank of America, PNC Bank, Navy Federal Credit Union and Texell Credit Union and 1 more publish Saturday hours for one or more Killeen locations. The Saturday section above lists each one with its hours. 16 of the 24 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Killeen?
First National Bank Texas, Greater Central Texas Credit Union and Covenant Savings Credit Union have their main office in Killeen, according to the FDIC and the NCUA.
What is the oldest bank in Killeen?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Killeen?
Navy Federal Credit Union, Texell Credit Union, Heart O' Texas Credit Union and Greater Central Texas Credit Union and 1 more have offices in Killeen. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Killeen in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Killeen?
Nearby cities with more banks include Harker Heights, Copperas Cove, Salado. Harker Heights is 4 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 18 branches: Bank of America, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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