Banks in Gatesville, TX

Bank branch map: Gatesville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Gatesville, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Gatesville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Gatesville, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Educators Credit Union 1 office · main office Waco, TX Credit union · 1

Educators Credit Union has 1 office in Gatesville, 8 across Texas. It is based in Waco, TX and $604.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Gatesville

  306 S Lovers Ln, 76528

  (254) 865-8664Today 7:30 am to 6 pm

  All hours

  Mon to Fri 7:30 am to 6 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Educators Credit Union: profile, branches and contacts

Extraco Banks 1 branch · main office Temple, TX Bank · 1

Extraco Banks has 1 branch in Gatesville, 16 across Texas and 16 nationwide. FDIC records list its main office in Temple, TX and show it operating since 1933. With $2.57 billion in total assets on June 30, 2026, it ranks No. 493 of 4,232 U.S. banks by total assets. The Gatesville Branch at 800 E Main St dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gatesville Branch

  800 E Main St, 76528

  Hours: see the bank's site
  DirectionsWebsite

Extraco Banks: profile, branches and contacts

First National Bank of Central Texas 1 branch · main office Waco, TX Bank · 1

First National Bank of Central Texas has 1 branch in Gatesville, 7 across Texas and 7 nationwide. FDIC records list its main office in Waco, TX and show it operating since 1901. With $1.77 billion in total assets on June 30, 2026, it ranks No. 651 of 4,232 U.S. banks by total assets. The Gatesville Branch at 2908 E Main dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gatesville Branch

  2908 E Main, 76528

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Central Texas: profile, branches and contacts

First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Gatesville, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Gatesville Banking Center - Rc 898 at 2805 Highway 36 South dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gatesville Banking Center - Rc 898

  2805 Highway 36 South, 76528

  Hours: see the bank's site
  DirectionsWebsite

First National Bank Texas: profile, branches and contacts

Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Gatesville, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Gatesville Branch at 905 E Main St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gatesville Branch

  905 E Main St, 76528

  Hours: see the bank's site
  DirectionsWebsite

Huntington: profile, branches and contacts

The First National Bank of Evant 1 branch · main office Evant, TX Bank · 1

The First National Bank of Evant has 1 branch in Gatesville, 3 across Texas and 3 nationwide. FDIC records list its main office in Evant, TX and show it operating since 1912. With $199.4 million in total assets on June 30, 2026, it ranks No. 2,997 of 4,232 U.S. banks by total assets. The Gatesville Branch at 3411 E Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gatesville Branch

  3411 E Main St, 76528

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Evant: profile, branches and contacts

Join a credit union in Gatesville

1 credit union has 1 office here: Educators Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gatesville page has every office in the state's directory.

Banking in Gatesville: the local picture

Short answer: 5 banks run 5 branches in Gatesville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Gatesville, 4 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Extraco Banks's office at 800 E Main St, dating to 1913; the newest is First National Bank of Central Texas's at 2908 E Main, from 2023.

The only credit union with an office here is Educators Credit Union.

Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.

Saturday hours in Gatesville

Short answer: None of the 1 Gatesville location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gatesville, and where the nearest one is if they do not.

Short answer: In Gatesville: Huntington (1). No branches in Gatesville: Chase (nearest in Harker Heights, 26 mi), Wells Fargo (nearest in Waco, 31 mi), Bank of America (nearest in Killeen, 25 mi), PNC Bank (nearest in Killeen, 25 mi), U.S. Bank (nearest in Dallas, 116 mi), Truist (nearest in Round Rock, 65 mi), Fifth Third Bank (nearest in Cedar Park, 64 mi), Regions Bank (nearest in Georgetown, 56 mi), TD Bank, BMO (nearest in Dallas, 108 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gatesville to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gatesville residents like anyone else.

Banks near Gatesville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Killeen (25 miles) and Copperas Cove (25 miles). Temple, 33 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Gatesville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gatesville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gatesville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gatesville offices.

Short answer: Huntington is the largest bank with offices in Gatesville, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. First National Bank Texas is second with $4.64 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gatesville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.