US Bank Directory
Banks in Copperas Cove, TX
4 FDIC-insured banks operate 6 offices in Copperas Cove, Texas, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Copperas Cove
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Copperas Cove, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Copperas Cove
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First National Bank Texas has the most locations in Copperas Cove, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First National Bank Texas Bank · 3
First National Bank Texas has 3 branches in Copperas Cove, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Copperas Cove location is the Copperas Cove Branch - Rc 120 at 2990 E Business 190, dating to 1995; the newest, at 2720 E Business 190, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Copperas Cove Bkg Center - Rc 123107 W Business 190, 76522
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Copperas Cove Branch Inside Walmart Rc3782720 E Business 190, 76522
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Copperas Cove Branch - Rc 1202990 E Business 190, 76522
Educators Credit Union Credit union · 1
Educators Credit Union has 1 office in Copperas Cove, 8 across Texas. It is based in Waco, TX and $604.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Copperas Cove201 E Robertson Ave, 76522
All hours
Mon to Fri 7:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Extraco Banks Bank · 1
Extraco Banks has 1 branch in Copperas Cove, 16 across Texas and 16 nationwide. FDIC records list its main office in Temple, TX and show it operating since 1933. With $2.57 billion in total assets on June 30, 2026, it ranks No. 493 of 4,232 U.S. banks by total assets. The Copperas Cove Branch at 1003 E Business 190 dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Copperas Cove Branch1003 E Business 190, 76522
First Texas Bank Bank · 1
First Texas Bank has 1 branch in Copperas Cove, 11 across Texas and 11 nationwide. FDIC records list its main office in Georgetown, TX and show it operating since 1898. With $1.31 billion in total assets on June 30, 2026, it ranks No. 845 of 4,232 U.S. banks by total assets. The East Highway Branch at 90 East Highway 190 dates to 1962 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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East Highway Branch90 East Highway 190, 76522
Huntington Bank · 1
Huntington has 1 branch in Copperas Cove, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Copperas Cove Branch at 505 E Business 190 dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Copperas Cove Branch505 E Business 190, 76522
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Copperas Cove, 38 across Texas. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Copperas Cove Tx3010 E Business 190 Ste 148A, 76522
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Copperas Cove
2 credit unions have 2 offices here: Navy Federal Credit Union and Educators Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Copperas Cove page has every office in the state's directory.
Banking in Copperas Cove: the local picture
Short answer: 4 banks run 6 branches in Copperas Cove according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Copperas Cove, 3 elsewhere in Texas and 1 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is First Texas Bank's office at 90 East Highway 190, dating to 1962; the newest is Huntington's at 505 E Business 190, from 2021.
2 credit unions have 2 offices in Copperas Cove, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.
Credit unions open on Saturday in Copperas Cove
Short answer: 1 of the 2 Copperas Cove locations with published hours opens on Saturday, run by 1 institution.
- Navy Federal Credit Union: 1 of 1 office (3010 E Business 190 Ste 148A: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Copperas Cove, and where the nearest one is if they do not.
Short answer: In Copperas Cove: Huntington (1). No branches in Copperas Cove: Chase (nearest in Harker Heights, 13 mi), Wells Fargo (nearest in Georgetown, 27 mi), Bank of America (nearest in Killeen, 9 mi), PNC Bank (nearest in Killeen, 10 mi), U.S. Bank (nearest in Dallas, 140 mi), Truist (nearest in Round Rock, 44 mi), Fifth Third Bank (nearest in Cedar Park, 41 mi), Regions Bank (nearest in Georgetown, 35 mi), TD Bank, BMO (nearest in Dallas, 132 mi).
| Bank | In Copperas Cove | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Chase | None | Harker Heights, 13 miles away |
| Wells Fargo | None | Georgetown, 27 miles away |
| Bank of America | None | Killeen, 9 miles away |
| PNC Bank | None | Killeen, 10 miles away |
| U.S. Bank | None | Dallas, 140 miles away |
| Truist | None | Round Rock, 44 miles away |
| Fifth Third Bank | None | Cedar Park, 41 miles away |
| Regions Bank | None | Georgetown, 35 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 132 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Copperas Cove to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Copperas Cove residents like anyone else.
Banks near Copperas Cove
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Killeen (10 miles) and Harker Heights (14 miles). Temple, 30 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Killeen, TX | 10 mi | 8 | 18 |
| Banks in Harker Heights, TX | 14 mi | 6 | 8 |
| Banks in Lampasas, TX | 18 mi | 3 | 4 |
| Banks in Salado, TX | 24 mi | 4 | 4 |
| Banks in Gatesville, TX | 25 mi | 5 | 5 |
| Banks in Belton, TX | 26 mi | 5 | 6 |
| Banks in Jarrell, TX | 26 mi | 2 | 2 |
| Banks in Temple, TX | 30 mi | 13 | 22 |
Bank branch openings and closings in Copperas Cove
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Copperas Cove between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Copperas Cove by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Copperas Cove offices.
Short answer: Huntington is the largest bank with offices in Copperas Cove, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. First National Bank Texas is second with $4.64 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| First National Bank Texas | $4.64 billion | No. 302 | 3 | Killeen, TX |
| Extraco Banks | $2.57 billion | No. 493 | 1 | Temple, TX |
| First Texas Bank | $1.31 billion | No. 845 | 1 | Georgetown, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Copperas Cove: FAQ
How many banks are in Copperas Cove, TX?
Copperas Cove has 4 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Copperas Cove?
First National Bank Texas, with 3. Huntington has 1 and Extraco Banks has 1.
Is there a First National Bank Texas in Copperas Cove, TX?
Yes. FDIC data lists 3 First National Bank Texas branches in Copperas Cove as of September 5, 2026. Its branches are listed under First National Bank Texas above, with the address and directions for each.
Is there a Huntington in Copperas Cove, TX?
Yes. FDIC data lists 1 Huntington branch in Copperas Cove as of September 5, 2026. The address and directions are under Huntington above.
Is there a Extraco Banks in Copperas Cove, TX?
Yes. FDIC data lists 1 Extraco Banks branch in Copperas Cove as of September 5, 2026. The address and directions are under Extraco Banks above.
Is there a Chase in Copperas Cove, TX?
No. FDIC data lists no Chase branch in Copperas Cove as of September 5, 2026. The nearest is in Harker Heights, about 13 miles away in a straight line.
Which banks in Copperas Cove are open on Saturday?
Navy Federal Credit Union publishes Saturday hours for one or more Copperas Cove locations. The Saturday section above lists each one with its hours. 6 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Copperas Cove?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Copperas Cove?
Navy Federal Credit Union and Educators Credit Union have offices in Copperas Cove. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Copperas Cove in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Copperas Cove?
Nearby cities with more banks include Killeen, Harker Heights, Lampasas. Killeen is 10 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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