Banks in Mart, TX

Bank branch map: Mart

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Mart, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mart

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank of Central Texas and Incommons Bank have the most locations in Mart, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank of Central Texas 1 branch · main office Waco, TX Bank · 1

First National Bank of Central Texas has 1 branch in Mart, 7 across Texas and 7 nationwide. FDIC records list its main office in Waco, TX and show it operating since 1901. With $1.77 billion in total assets on June 30, 2026, it ranks No. 651 of 4,232 U.S. banks by total assets. The Mart Branch at 501 E Texas Ave dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mart Branch

  501 E Texas Ave, 76664

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Central Texas: profile, branches and contacts

Incommons Bank 1 branch · main office Mexia, TX Bank · 1

Incommons Bank has 1 branch in Mart, 6 across Texas and 6 nationwide. FDIC records list its main office in Mexia, TX and show it operating since 1882. With $277.6 million in total assets on June 30, 2026, it ranks No. 2,590 of 4,232 U.S. banks by total assets. The Mart Branch at 714 E Texas Ave dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mart Branch

  714 E Texas Ave, 76664

  Hours: see the bank's site
  DirectionsWebsite

Incommons Bank: profile, branches and contacts

Banking in Mart: the local picture

Short answer: 2 banks run 2 branches in Mart according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Mart, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Incommons Bank, operating since 1882 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank of Central Texas's office at 501 E Texas Ave, dating to 1996; the newest is Incommons Bank's at 714 E Texas Ave, from 1998.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mart, and where the nearest one is if they do not.

Short answer: No branches in Mart: Chase (nearest in Waco, 17 mi), Wells Fargo (nearest in Waco, 18 mi), Bank of America (nearest in Waco, 21 mi), PNC Bank (nearest in Waco, 16 mi), U.S. Bank (nearest in Dallas, 96 mi), Truist (nearest in Bryan, 66 mi), Fifth Third Bank (nearest in De Soto, 74 mi), Huntington (nearest in Riesel, 7 mi), Regions Bank (nearest in Palestine, 72 mi), TD Bank, BMO (nearest in Dallas, 86 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mart to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mart residents like anyone else.

Banks near Mart

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Marlin (17 miles) and Groesbeck (17 miles). Waco, 20 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Mart

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mart between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mart by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mart offices.

Short answer: First National Bank of Central Texas is the largest bank with offices in Mart, with $1.77 billion in total assets on June 30, 2026, No. 651 among U.S. banks by total assets. Incommons Bank is second with $277.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mart: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.