US Bank Directory

Banks in Mexia, TX

5 FDIC-insured banks operate 5 offices in Mexia, Texas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Mexia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Mexia, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Mexia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Mexia, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centex Citizens Credit Union 1 office · main office Mexia, TX Credit union · 1

Centex Citizens Credit Union has 1 office in Mexia, 3 across Texas. It is based in Mexia, TX and $117.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1404 E Milam St, 76667
    (254) 562-9296Today 9 am to 3 pm
    All hours

    Mon to Thu 9 am to 3 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Centex Citizens Credit Union: profile, branches and contacts
Farmers State Bank 1 branch · main office Groesbeck, TX Bank · 1

Farmers State Bank has 1 branch in Mexia, 6 across Texas and 6 nationwide. FDIC records list its main office in Groesbeck, TX and show it operating since 1913. With $196.0 million in total assets on June 30, 2026, it ranks No. 3,015 of 4,232 U.S. banks by total assets. The Mexia Branch at 604 W Milam St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Farmers State Bank: profile, branches and contacts
Incommons Bank 1 branch · main office Mexia, TX Bank · 1

Incommons Bank has 1 branch in Mexia, 6 across Texas and 6 nationwide. FDIC records list its main office in Mexia, TX and show it operating since 1882. With $277.6 million in total assets on June 30, 2026, it ranks No. 2,590 of 4,232 U.S. banks by total assets. Its main office at 301 E Commerce St dates to 1882 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    301 E Commerce St, 76667
    Hours: see the bank's site
Incommons Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Mexia, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Mexia Branch at 312 N Sherman St dates to 1959 in FDIC branch records. It opens on Saturday.

  • Mexia Branch
    312 N Sherman St, 76667
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
VeraBank 1 branch · main office Henderson, TX Bank · 1

VeraBank has 1 branch in Mexia, 43 across Texas and 43 nationwide. FDIC records list its main office in Henderson, TX and show it operating since 1930. With $4.58 billion in total assets on June 30, 2026, it ranks No. 304 of 4,232 U.S. banks by total assets. The Mexia Branch at 101 N Mckinney St dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

VeraBank: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Mexia, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0752 Mexia Wal-Mart Branch at 1406 E Milam St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0752 Mexia Wal-Mart Branch
    1406 E Milam St, 76667
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Mexia

1 credit union has 1 office here: Centex Citizens Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mexia page has every office in the state's directory.

Banking in Mexia: the local picture

Short answer: 5 banks run 5 branches in Mexia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Mexia, 3 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Incommons Bank's office at 301 E Commerce St, dating to 1882; the newest is Woodforest's at 1406 E Milam St, from 2001.

The only credit union with an office here is Centex Citizens Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Mexia

Short answer: 1 of the 2 Mexia locations with published hours opens on Saturday, run by 1 institution.

  • PNC Bank: 1 of 1 branch (312 N Sherman St: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Mexia, and where the nearest one is if they do not.

Short answer: In Mexia: PNC Bank (1). No branches in Mexia: Chase (nearest in Corsicano, 27 mi), Wells Fargo (nearest in Waco, 39 mi), Bank of America (nearest in Waco, 43 mi), U.S. Bank (nearest in Dallas, 89 mi), Truist (nearest in Desoto, 67 mi), Fifth Third Bank (nearest in De Soto, 68 mi), Huntington (nearest in Groesbeck, 12 mi), Regions Bank (nearest in Palestine, 50 mi), TD Bank, BMO (nearest in Dallas, 79 mi).

BankIn MexiaNearest branch if none here
PNC Bank1 branchhere
ChaseNoneCorsicano, 27 miles away
Wells FargoNoneWaco, 39 miles away
Bank of AmericaNoneWaco, 43 miles away
U.S. BankNoneDallas, 89 miles away
TruistNoneDesoto, 67 miles away
Fifth Third BankNoneDe Soto, 68 miles away
HuntingtonNoneGroesbeck, 12 miles away
Regions BankNonePalestine, 50 miles away
TD BankNonenone in Texas
BMONoneDallas, 79 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mexia to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mexia residents like anyone else.

Banks near Mexia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Groesbeck (12 miles) and Teague (12 miles). Corsicana, 28 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Mexia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mexia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Mexia

Short answer: 2 institutions have their main office in Mexia: Incommons Bank and Centex Citizens Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
Incommons BankBank$277.6 million1
Centex Citizens Credit UnionCredit union$117.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Mexia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mexia offices.

Short answer: PNC Bank is the largest bank with offices in Mexia, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Woodforest is second with $8.98 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Woodforest$8.98 billionNo. 1811The Woodlands, TX
VeraBank$4.58 billionNo. 3041Henderson, TX
Incommons Bank$277.6 millionNo. 2,5901Mexia, TX
Farmers State Bank$196.0 millionNo. 3,0151Groesbeck, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mexia: FAQ

How many banks are in Mexia, TX?

Mexia has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Mexia?

PNC Bank, with 1. Woodforest has 1 and VeraBank has 1.

Is there a PNC Bank in Mexia, TX?

Yes. FDIC data lists 1 PNC Bank branch in Mexia as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Woodforest in Mexia, TX?

Yes. FDIC data lists 1 Woodforest branch in Mexia as of September 5, 2026. The address and directions are under Woodforest above.

Is there a VeraBank in Mexia, TX?

Yes. FDIC data lists 1 VeraBank branch in Mexia as of September 5, 2026. The address and directions are under VeraBank above.

Is there a Chase in Mexia, TX?

No. FDIC data lists no Chase branch in Mexia as of September 5, 2026. The nearest is in Corsicano, about 27 miles away in a straight line.

Which banks in Mexia are open on Saturday?

PNC Bank publishes Saturday hours for one or more Mexia locations. The Saturday section above lists each one with its hours. 4 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Mexia?

Incommons Bank and Centex Citizens Credit Union have their main office in Mexia, according to the FDIC and the NCUA.

What is the oldest bank in Mexia?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Mexia?

Centex Citizens Credit Union has an office in Mexia. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Mexia in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mexia?

Nearby cities with more banks include Groesbeck, Teague, Fairfield. Groesbeck is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 5 branches: PNC Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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