US Bank Directory
Banks in Fairfield, TX
3 FDIC-insured banks operate 3 offices in Fairfield, Texas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Fairfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Fairfield, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fairfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community National Bank & Trust of Texas, Incommons Bank and Farmers State Bank have the most locations in Fairfield, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community National Bank & Trust of Texas Bank · 1
Community National Bank & Trust of Texas has 1 branch in Fairfield, 18 across Texas and 18 nationwide. FDIC records list its main office in Corsicana, TX and show it operating since 1934. With $1.68 billion in total assets on June 30, 2026, it ranks No. 673 of 4,232 U.S. banks by total assets. The Fairfield Branch at 101 N Mount St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fairfield Branch101 N Mount St, 75840
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Fairfield, 6 across Texas and 6 nationwide. FDIC records list its main office in Groesbeck, TX and show it operating since 1913. With $196.0 million in total assets on June 30, 2026, it ranks No. 3,015 of 4,232 U.S. banks by total assets. The Fairfield Branch at 360 W Commerce St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fairfield Branch360 W Commerce St, 75840
Freestone Credit Union Credit union · 1
Freestone Credit Union has 1 office in Fairfield, 3 across Texas. It is based in Teague, TX and $77.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Freestone Credit Union Branch Office480 E Main St, 75840
All hours
Mon to Thu 8 am to 4 pm; Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Incommons Bank Bank · 1
Incommons Bank has 1 branch in Fairfield, 6 across Texas and 6 nationwide. FDIC records list its main office in Mexia, TX and show it operating since 1882. With $277.6 million in total assets on June 30, 2026, it ranks No. 2,590 of 4,232 U.S. banks by total assets. The Fairfield Branch at 415 W Commerce St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fairfield Branch415 W Commerce St, 75840
Join a credit union in Fairfield
1 credit union has 1 office here: Freestone Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fairfield page has every office in the state's directory.
Banking in Fairfield: the local picture
Short answer: 3 banks run 3 branches in Fairfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Fairfield, 3 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is Incommons Bank, operating since 1882 according to the FDIC. In FDIC branch records, the longest-running branch is Community National Bank & Trust of Texas's office at 101 N Mount St, dating to 1907; the newest is Farmers State Bank's at 360 W Commerce St, from 1999.
The only credit union with an office here is Freestone Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Fairfield
Short answer: 1 of the 1 Fairfield location with published hours opens on Saturday, run by 1 institution.
- Freestone Credit Union: 1 of 1 office (480 E Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fairfield, and where the nearest one is if they do not.
Short answer: No branches in Fairfield: Chase (nearest in Corsicano, 31 mi), Wells Fargo (nearest in Centerville, 34 mi), Bank of America (nearest in Waxahachie, 62 mi), PNC Bank (nearest in Mexia, 19 mi), U.S. Bank (nearest in Dallas, 92 mi), Truist (nearest in Desoto, 73 mi), Fifth Third Bank (nearest in De Soto, 74 mi), Huntington (nearest in Teague, 10 mi), Regions Bank (nearest in Palestine, 32 mi), TD Bank, BMO (nearest in Dallas, 83 mi).
| Bank | In Fairfield | Nearest branch if none here |
|---|---|---|
| Chase | None | Corsicano, 31 miles away |
| Wells Fargo | None | Centerville, 34 miles away |
| Bank of America | None | Waxahachie, 62 miles away |
| PNC Bank | None | Mexia, 19 miles away |
| U.S. Bank | None | Dallas, 92 miles away |
| Truist | None | Desoto, 73 miles away |
| Fifth Third Bank | None | De Soto, 74 miles away |
| Huntington | None | Teague, 10 miles away |
| Regions Bank | None | Palestine, 32 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 83 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fairfield to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fairfield residents like anyone else.
Banks near Fairfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Teague (10 miles) and Mexia (19 miles). Palestine, 31 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Teague, TX | 10 mi | 2 | 4 |
| Banks in Mexia, TX | 19 mi | 5 | 5 |
| Banks in Buffalo, TX | 19 mi | 2 | 2 |
| Banks in Jewett, TX | 25 mi | 2 | 2 |
| Banks in Groesbeck, TX | 26 mi | 2 | 3 |
| Banks in Corsicana, TX | 31 mi | 6 | 8 |
| Banks in Palestine, TX | 31 mi | 9 | 10 |
| Banks in Malakoff, TX | 32 mi | 2 | 2 |
Bank branch openings and closings in Fairfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fairfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fairfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fairfield offices.
Short answer: Community National Bank & Trust of Texas is the largest bank with offices in Fairfield, with $1.68 billion in total assets on June 30, 2026, No. 673 among U.S. banks by total assets. Incommons Bank is second with $277.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community National Bank & Trust of Texas | $1.68 billion | No. 673 | 1 | Corsicana, TX |
| Incommons Bank | $277.6 million | No. 2,590 | 1 | Mexia, TX |
| Farmers State Bank | $196.0 million | No. 3,015 | 1 | Groesbeck, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fairfield: FAQ
How many banks are in Fairfield, TX?
Fairfield has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fairfield?
Community National Bank & Trust of Texas, with 1. Incommons Bank has 1 and Farmers State Bank has 1.
Is there a Community National Bank & Trust of Texas in Fairfield, TX?
Yes. FDIC data lists 1 Community National Bank & Trust of Texas branch in Fairfield as of September 5, 2026. The address and directions are under Community National Bank & Trust of Texas above.
Is there a Incommons Bank in Fairfield, TX?
Yes. FDIC data lists 1 Incommons Bank branch in Fairfield as of September 5, 2026. The address and directions are under Incommons Bank above.
Is there a Farmers State Bank in Fairfield, TX?
Yes. FDIC data lists 1 Farmers State Bank branch in Fairfield as of September 5, 2026. The address and directions are under Farmers State Bank above.
Is there a Chase in Fairfield, TX?
No. FDIC data lists no Chase branch in Fairfield as of September 5, 2026. The nearest is in Corsicano, about 31 miles away in a straight line.
Which banks in Fairfield are open on Saturday?
Freestone Credit Union publishes Saturday hours for one or more Fairfield locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Fairfield?
Incommons Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1882.
Which credit unions can I join in Fairfield?
Freestone Credit Union has an office in Fairfield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fairfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fairfield?
Nearby cities with more banks include Teague, Mexia, Buffalo. Teague is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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