Banks in Malakoff, TX

Bank branch map: Malakoff

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Malakoff, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Malakoff

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: VeraBank and First State Bank have the most locations in Malakoff, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank 1 branch · main office Athens, TX Bank · 1

First State Bank has 1 branch in Malakoff, 8 across Texas and 8 nationwide. FDIC records list its main office in Athens, TX and show it operating since 1935. With $761.7 million in total assets on June 30, 2026, it ranks No. 1,312 of 4,232 U.S. banks by total assets. The Malakoff Branch at 200 W Royall Blvd dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Malakoff Branch

  200 W Royall Blvd, 75148

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

VeraBank 1 branch · main office Henderson, TX Bank · 1

VeraBank has 1 branch in Malakoff, 43 across Texas and 43 nationwide. FDIC records list its main office in Henderson, TX and show it operating since 1930. With $4.58 billion in total assets on June 30, 2026, it ranks No. 304 of 4,232 U.S. banks by total assets. The Malakoff Main Branch at 115 W Royall Blvd dates to 1939 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Malakoff Main Branch

  115 W Royall Blvd, 75148

  Hours: see the bank's site
  DirectionsWebsite

VeraBank: profile, branches and contacts

Banking in Malakoff: the local picture

Short answer: 2 banks run 2 branches in Malakoff according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Malakoff, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is VeraBank, operating since 1930 according to the FDIC. In FDIC branch records, the longest-running branch is VeraBank's office at 115 W Royall Blvd, dating to 1939; the newest is First State Bank's at 200 W Royall Blvd, from 1988.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Malakoff, and where the nearest one is if they do not.

Short answer: No branches in Malakoff: Chase (nearest in Corsicano, 30 mi), Wells Fargo (nearest in Kaufman, 33 mi), Bank of America (nearest in Tyler, 42 mi), PNC Bank (nearest in Kaufman, 33 mi), U.S. Bank (nearest in Dallas, 71 mi), Truist (nearest in Mesquite, 56 mi), Fifth Third Bank (nearest in Mesquite, 56 mi), Huntington (nearest in Teague, 41 mi), Regions Bank (nearest in Palestine, 38 mi), TD Bank, BMO (nearest in Dallas, 63 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Malakoff to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Malakoff residents like anyone else.

Banks near Malakoff

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Athens (10 miles) and Gun Barrel City (13 miles). Athens, 10 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Malakoff

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Malakoff between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Malakoff by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Malakoff offices.

Short answer: VeraBank is the largest bank with offices in Malakoff, with $4.58 billion in total assets on June 30, 2026, No. 304 among U.S. banks by total assets. First State Bank is second with $761.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Malakoff: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.