US Bank Directory
Banks in Athens, TX
6 FDIC-insured banks operate 9 offices in Athens, Texas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Athens
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 10 locations in Athens, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Athens
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First State Bank has the most locations in Athens, with 3. It is followed by Prosperity Bank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First State Bank Bank · 3
First State Bank has 3 branches in Athens, 8 across Texas and 8 nationwide. FDIC records list its main office in Athens, TX and show it operating since 1935. With $761.7 million in total assets on June 30, 2026, it ranks No. 1,312 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is its main office at 130 E Corsicana St, dating to 1935; the newest, at 1114 E Tyler St, to 1983. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office130 E Corsicana St, 75751
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Tyler Street Branch1114 E Tyler St, 75751
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Drive-In Facility202 S Palestine St, 75751
Prosperity Bank Bank · 2
Prosperity Bank has 2 branches in Athens, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens 2 Branch at 101 N Prairieville St, dating to 1890; the newest, at 617 S Palestine St, to 1992. It does not publish hours in the sources this page uses; check its site before you go.
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Athens 2 Branch101 N Prairieville St, 75751
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Athens - Motor Bank617 S Palestine St, 75751
First State Bank of Brownsboro Bank · 1
First State Bank of Brownsboro has 1 branch in Athens, 3 across Texas and 3 nationwide. FDIC records list its main office in Brownsboro, TX and show it operating since 1917. With $139.9 million in total assets on June 30, 2026, it ranks No. 3,398 of 4,232 U.S. banks by total assets. The Athens Bank Branch at 609 S Palestine St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Bank Branch609 S Palestine St, 75751
Simmons Bank Bank · 1
Simmons Bank has 1 branch in Athens, 46 across Texas and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Athens Branch at 713 E Tyler St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Branch713 E Tyler St, 75751
Texas Trust Credit Union Credit union · 1
Texas Trust Credit Union has 1 office in Athens, 22 across Texas. It is based in Mansfield, TX and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Athens Palestine Branch808 S Palestine St, 75751
All hours
Mon to Fri 8 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
VeraBank Bank · 1
VeraBank has 1 branch in Athens, 43 across Texas and 43 nationwide. FDIC records list its main office in Henderson, TX and show it operating since 1930. With $4.58 billion in total assets on June 30, 2026, it ranks No. 304 of 4,232 U.S. banks by total assets. The Athens Branch at 739 E Tyler St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Branch739 E Tyler St, 75751
Woodforest Bank · 1
Woodforest has 1 branch in Athens, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0728 Athens Wal-Mart Branch at 1405 E Tyler St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0728 Athens Wal-Mart Branch1405 E Tyler St, 75751
Join a credit union in Athens
1 credit union has 1 office here: Texas Trust Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Athens page has every office in the state's directory.
Banking in Athens: the local picture
Short answer: 6 banks run 9 branches in Athens according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Athens, 4 elsewhere in Texas and 1 out of state, according to the FDIC.
The bank with the longest record here is Simmons Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 101 N Prairieville St, dating to 1890; the newest is First State Bank of Brownsboro's at 609 S Palestine St, from 2006.
The only credit union with an office here is Texas Trust Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 9 locations have no published hours in these sources.
Credit unions open on Saturday in Athens
Short answer: 1 of the 1 Athens location with published hours opens on Saturday, run by 1 institution.
- Texas Trust Credit Union: 1 of 1 office (808 S Palestine St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Athens, and where the nearest one is if they do not.
Short answer: No branches in Athens: Chase (nearest in Tyler, 31 mi), Wells Fargo (nearest in Kaufman, 37 mi), Bank of America (nearest in Tyler, 32 mi), PNC Bank (nearest in Tyler, 33 mi), U.S. Bank (nearest in Dallas, 76 mi), Truist (nearest in Rockwall, 60 mi), Fifth Third Bank (nearest in Mesquite, 61 mi), Huntington (nearest in Tyler, 32 mi), Regions Bank (nearest in Tyler, 32 mi), TD Bank, BMO (nearest in Dallas, 69 mi).
| Bank | In Athens | Nearest branch if none here |
|---|---|---|
| Chase | None | Tyler, 31 miles away |
| Wells Fargo | None | Kaufman, 37 miles away |
| Bank of America | None | Tyler, 32 miles away |
| PNC Bank | None | Tyler, 33 miles away |
| U.S. Bank | None | Dallas, 76 miles away |
| Truist | None | Rockwall, 60 miles away |
| Fifth Third Bank | None | Mesquite, 61 miles away |
| Huntington | None | Tyler, 32 miles away |
| Regions Bank | None | Tyler, 32 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 69 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Athens to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Athens residents like anyone else.
Banks near Athens
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Malakoff (10 miles) and Gun Barrel City (18 miles). Canton, 24 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Malakoff, TX | 10 mi | 2 | 2 |
| Banks in Gun Barrel City, TX | 18 mi | 4 | 4 |
| Banks in Mabank, TX | 18 mi | 2 | 2 |
| Banks in Seven Points, TX | 23 mi | 2 | 3 |
| Banks in Chandler, TX | 23 mi | 4 | 4 |
| Banks in Canton, TX | 24 mi | 6 | 6 |
| Banks in Flint, TX | 24 mi | 2 | 2 |
| Banks in Van, TX | 25 mi | 2 | 2 |
Bank branch openings and closings in Athens
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Athens between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Athens
Short answer: 1 institution has its main office in Athens: First State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First State Bank | Bank | $761.7 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Athens by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Athens offices.
Short answer: Prosperity Bank is the largest bank with offices in Athens, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. Simmons Bank is second with $24.73 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Prosperity Bank | $43.88 billion | No. 54 | 2 | El Campo, TX |
| Simmons Bank | $24.73 billion | No. 87 | 1 | Pine Bluff, AR |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| VeraBank | $4.58 billion | No. 304 | 1 | Henderson, TX |
| First State Bank | $761.7 million | No. 1,312 | 3 | Athens, TX |
| First State Bank of Brownsboro | $139.9 million | No. 3,398 | 1 | Brownsboro, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Athens: FAQ
How many banks are in Athens, TX?
Athens has 6 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Athens?
First State Bank, with 3. Prosperity Bank has 2 and Simmons Bank has 1.
Is there a First State Bank in Athens, TX?
Yes. FDIC data lists 3 First State Bank branches in Athens as of September 5, 2026, the main office at 130 E Corsicana St. Its branches are listed under First State Bank above, with the address and directions for each.
Is there a Prosperity Bank in Athens, TX?
Yes. FDIC data lists 2 Prosperity Bank branches in Athens as of September 5, 2026. Its branches are listed under Prosperity Bank above, with the address and directions for each.
Is there a Simmons Bank in Athens, TX?
Yes. FDIC data lists 1 Simmons Bank branch in Athens as of September 5, 2026. The address and directions are under Simmons Bank above.
Is there a Chase in Athens, TX?
No. FDIC data lists no Chase branch in Athens as of September 5, 2026. The nearest is in Tyler, about 31 miles away in a straight line.
Which banks in Athens are open on Saturday?
Texas Trust Credit Union publishes Saturday hours for one or more Athens locations. The Saturday section above lists each one with its hours. 9 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Athens?
First State Bank has its main office in Athens, according to the FDIC.
What is the oldest bank in Athens?
Simmons Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Athens?
Texas Trust Credit Union has an office in Athens. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Athens in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Athens?
Nearby cities with more banks include Malakoff, Gun Barrel City, Mabank. Malakoff is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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