US Bank Directory
Banks in North Smithfield, RI
1 FDIC-insured bank operates 1 office in North Smithfield, Rhode Island.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: North Smithfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in North Smithfield, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in North Smithfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens is the only bank with an office in North Smithfield. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 1
Citizens has 1 branch in North Smithfield, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The North Smithfield Branch at 67 Eddie Dowling Hwy dates to 1962 in FDIC branch records. It opens on Saturday.
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North Smithfield Branch67 Eddie Dowling Hwy, 02896
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Banking in North Smithfield: the local picture
Short answer: 1 bank runs 1 branch in North Smithfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Citizens has its main office in Providence, RI, according to the FDIC.
The bank with the longest record here is Citizens, operating since 2005 according to the FDIC.
Of the 1 location with published hours. 1 opens on Saturday.
Banks open on Saturday in North Smithfield
Short answer: 1 of the 1 North Smithfield location with published hours opens on Saturday, run by 1 institution.
- Citizens: 1 of 1 branch (67 Eddie Dowling Hwy: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in North Smithfield, and where the nearest one is if they do not.
Short answer: No branches in North Smithfield: Chase (nearest in Greenville, 8 mi), Wells Fargo, Bank of America (nearest in Woonsocket, 2 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in North Providence, 9 mi), BMO.
| Bank | In North Smithfield | Nearest branch if none here |
|---|---|---|
| Chase | None | Greenville, 8 miles away |
| Wells Fargo | None | none in Rhode Island |
| Bank of America | None | Woonsocket, 2 miles away |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | North Providence, 9 miles away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North Smithfield to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North Smithfield residents like anyone else.
Banks near North Smithfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Woonsocket (2 miles) and Lincoln (4 miles). Pawtucket, 10 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Woonsocket, RI | 2 mi | 5 | 5 |
| Banks in Lincoln, RI | 4 mi | 6 | 6 |
| Banks in Cumberland, RI | 5 mi | 4 | 5 |
| Banks in Smithfield, RI | 8 mi | 4 | 4 |
| Banks in Greenville, RI | 8 mi | 4 | 4 |
| Banks in North Providence, RI | 9 mi | 4 | 5 |
| Banks in Central Falls, RI | 9 mi | 2 | 2 |
| Banks in Pawtucket, RI | 10 mi | 7 | 10 |
Bank branch openings and closings in North Smithfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in North Smithfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in North Smithfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North Smithfield offices.
Short answer: Citizens is the largest bank with offices in North Smithfield, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in North Smithfield: FAQ
How many banks are in North Smithfield, RI?
North Smithfield has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Citizens in North Smithfield, RI?
Yes. FDIC data lists 1 Citizens branch in North Smithfield as of September 5, 2026. The address and directions are under Citizens above.
Is there a Chase in North Smithfield, RI?
No. FDIC data lists no Chase branch in North Smithfield as of September 5, 2026. The nearest is in Greenville, about 8 miles away in a straight line.
Which banks in North Smithfield are open on Saturday?
Citizens publishes Saturday hours for one or more North Smithfield locations. The Saturday section above lists each one with its hours.
What is the oldest bank in North Smithfield?
Citizens has the longest record among banks with a branch here: the FDIC shows it operating since 2005.
Did any bank branches open or close in North Smithfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near North Smithfield?
Nearby cities with more banks include Woonsocket, Lincoln, Cumberland. Woonsocket is 2 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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