US Bank Directory
Banks in Smithfield, RI
4 FDIC-insured banks operate 4 offices in Smithfield, Rhode Island, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Smithfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Smithfield, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Smithfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Smithfield, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Navigant Credit Union Credit union · 2
Navigant Credit Union has 2 officees in Smithfield, 27 across Rhode Island. It is based in Smithfield, RI and $4.18 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Smithfield locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1005 Douglas Pike, 02917
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Smithfield1005 Douglas Pike, 02917
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Smithfield, 27 across Rhode Island and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Smithfield Branch at 445 Putnam Pike dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Smithfield Branch445 Putnam Pike, 02828
Centreville Bank Bank · 1
Centreville Bank has 1 branch in Smithfield, 16 across Rhode Island and 22 nationwide. FDIC records list its main office in West Warwick, RI and show it operating since 1888. With $3.15 billion in total assets on June 30, 2026, it ranks No. 411 of 4,232 U.S. banks by total assets. The Centreville Bank- Smithfield Branch at 473 Putnam Pike dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centreville Bank- Smithfield Branch473 Putnam Pike, 02828
Coastal1 Credit Union Credit union · 1
Coastal1 Credit Union has 1 office in Smithfield, 18 across Rhode Island. It is based in Pawtucket, RI and $3.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Putnum Pike Branch379 Putnam Pike, 02917
All hours
Mon to Wed 9 am to 4 pm; Thu not published; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 1
Santander has 1 branch in Smithfield, 25 across Rhode Island and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Smithfield Branch at 410 Putnam Pike dates to 1987 in FDIC branch records. It opens on Saturday.
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Smithfield Branch410 Putnam Pike, 02917
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
The Washington Trust Company, of Westerly Bank · 1
The Washington Trust Company, of Westerly has 1 branch in Smithfield, 28 across Rhode Island and 30 nationwide. FDIC records list its main office in Westerly, RI and show it operating since 1800. With $6.55 billion in total assets on June 30, 2026, it ranks No. 236 of 4,232 U.S. banks by total assets. The Smithfield Branch at 371 Putnam Pike dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Smithfield Branch371 Putnam Pike, 02917
Join a credit union in Smithfield
2 credit unions have 3 offices here: Navigant Credit Union and Coastal1 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Smithfield page has every office in the state's directory.
Banking in Smithfield: the local picture
Short answer: 4 banks run 4 branches in Smithfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Smithfield, 2 elsewhere in Rhode Island and 2 out of state, according to the FDIC.
The bank with the longest record here is The Washington Trust Company, of Westerly, operating since 1800 according to the FDIC. In FDIC branch records, the longest-running branch is Beacon Bank and Trust's office at 445 Putnam Pike, dating to 1968; the newest is The Washington Trust Company, of Westerly's at 371 Putnam Pike, from 2024.
2 credit unions have 3 offices in Smithfield, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Smithfield
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 02917 has the most bank and credit union offices in Smithfield (5), followed by 02828 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 02917 | 5 | 4 | Navigant Credit Union, Coastal1 Credit Union, Santander |
| 02828 | 2 | 2 | Beacon Bank and Trust, Centreville Bank |
Banks and credit unions open on Saturday in Smithfield
Short answer: 3 of the 4 Smithfield locations with published hours open on Saturday, run by 3 institutions.
- Santander: 1 of 1 branch (410 Putnam Pike: Saturday 9 am to 1 pm)
- Navigant Credit Union: 1 of 2 offices (1005 Douglas Pike: Saturday 9 am to 12 pm)
- Coastal1 Credit Union: 1 of 1 office (379 Putnam Pike: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Smithfield, and where the nearest one is if they do not.
Short answer: No branches in Smithfield: Chase (nearest in Greenville, 1 mi), Wells Fargo, Bank of America (nearest in Greenville, 1 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in North Providence, 3 mi), BMO.
| Bank | In Smithfield | Nearest branch if none here |
|---|---|---|
| Chase | None | Greenville, 1 mile away |
| Wells Fargo | None | none in Rhode Island |
| Bank of America | None | Greenville, 1 mile away |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | North Providence, 3 miles away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Smithfield to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Smithfield residents like anyone else.
Banks near Smithfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Greenville (1 mile) and Johnston (3 miles). Providence, 7 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Greenville, RI | 1 mi | 4 | 4 |
| Banks in Johnston, RI | 3 mi | 7 | 8 |
| Banks in North Providence, RI | 4 mi | 4 | 5 |
| Banks in Lincoln, RI | 5 mi | 6 | 6 |
| Banks in Providence, RI | 7 mi | 13 | 40 |
| Banks in Cumberland, RI | 7 mi | 4 | 5 |
| Banks in Central Falls, RI | 7 mi | 2 | 2 |
| Banks in Cranston, RI | 8 mi | 13 | 32 |
Bank branch openings and closings in Smithfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Smithfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Smithfield
Short answer: 1 institution has its main office in Smithfield: Navigant Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Navigant Credit Union | Credit union | $4.18 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Smithfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Smithfield offices.
Short answer: Santander is the largest bank with offices in Smithfield, with $103.96 billion in total assets on June 30, 2026, No. 32 among U.S. banks by total assets. Beacon Bank and Trust is second with $22.20 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| The Washington Trust Company, of Westerly | $6.55 billion | No. 236 | 1 | Westerly, RI |
| Centreville Bank | $3.15 billion | No. 411 | 1 | West Warwick, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Smithfield: FAQ
How many banks are in Smithfield, RI?
Smithfield has 4 banks with 4 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Smithfield?
Santander, with 1. Beacon Bank and Trust has 1 and The Washington Trust Company, of Westerly has 1.
Is there a Santander in Smithfield, RI?
Yes. FDIC data lists 1 Santander branch in Smithfield as of September 5, 2026. The address and directions are under Santander above.
Is there a Beacon Bank and Trust in Smithfield, RI?
Yes. FDIC data lists 1 Beacon Bank and Trust branch in Smithfield as of September 5, 2026. The address and directions are under Beacon Bank and Trust above.
Is there a The Washington Trust Company, of Westerly in Smithfield, RI?
Yes. FDIC data lists 1 The Washington Trust Company, of Westerly branch in Smithfield as of September 5, 2026. The address and directions are under The Washington Trust Company, of Westerly above.
Is there a Chase in Smithfield, RI?
No. FDIC data lists no Chase branch in Smithfield as of September 5, 2026. The nearest is in Greenville, about 1 miles away in a straight line.
Which banks in Smithfield are open on Saturday?
Santander, Navigant Credit Union and Coastal1 Credit Union publish Saturday hours for one or more Smithfield locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Smithfield?
Navigant Credit Union has its main office in Smithfield, according to the FDIC and the NCUA.
What is the oldest bank in Smithfield?
The Washington Trust Company, of Westerly has the longest record among banks with a branch here: the FDIC shows it operating since 1800.
Which credit unions can I join in Smithfield?
Navigant Credit Union and Coastal1 Credit Union have offices in Smithfield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Smithfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Smithfield?
Nearby cities with more banks include Greenville, Johnston, North Providence. Greenville is 1 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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