US Bank Directory
Banks in North Providence, RI
4 FDIC-insured banks operate 5 offices in North Providence, Rhode Island, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: North Providence
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in North Providence, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in North Providence
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens has the most locations in North Providence, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 2
Citizens has 2 branches in North Providence, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running North Providence location is the Charles Street Branch at 1090 Charles St, dating to 1972; the newest, at 1880 Mineral Spring Ave, to 1973. All 2 of its North Providence locations with published hours open on Saturday.
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Charles Street Branch1090 Charles St, 02904
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Mineral Spring Branch1880 Mineral Spring Ave, 02904
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in North Providence, 24 across Rhode Island and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Mineral Spring Branch at 1625 Mineral Spring Ave dates to 1981 in FDIC branch records. It opens on Saturday.
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Mineral Spring Branch1625 Mineral Spring Ave, 02904
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Coastal1 Credit Union Credit union · 1
Coastal1 Credit Union has 1 office in North Providence, 18 across Rhode Island. It is based in Pawtucket, RI and $3.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Mineral Spring Avenue Branch1617 Mineral Spring Ave, 02904
All hours
Mon to Wed 9 am to 4 pm; Thu not published; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Navigant Credit Union Credit union · 1
Navigant Credit Union has 1 office in North Providence, 27 across Rhode Island. It is based in Smithfield, RI and $4.18 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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North Providence1798 Smith St, 02911
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in North Providence, 9 across Rhode Island and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The North Providence Branch at 1923 Mineral Spring Ave dates to 2018 in FDIC branch records. It opens on Saturday.
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North Providence Branch1923 Mineral Spring Ave, 02904
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
The Washington Trust Company, of Westerly Bank · 1
The Washington Trust Company, of Westerly has 1 branch in North Providence, 28 across Rhode Island and 30 nationwide. FDIC records list its main office in Westerly, RI and show it operating since 1800. With $6.55 billion in total assets on June 30, 2026, it ranks No. 236 of 4,232 U.S. banks by total assets. The North Providence Branch at 1588 Mineral Spring Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Providence Branch1588 Mineral Spring Ave, 02904
Join a credit union in North Providence
2 credit unions have 2 offices here: Navigant Credit Union and Coastal1 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in North Providence page has every office in the state's directory.
Banking in North Providence: the local picture
Short answer: 4 banks run 5 branches in North Providence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in North Providence, 2 elsewhere in Rhode Island and 2 out of state, according to the FDIC.
The bank with the longest record here is The Washington Trust Company, of Westerly, operating since 1800 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 1090 Charles St, dating to 1972; the newest is The Washington Trust Company, of Westerly's at 1588 Mineral Spring Ave, from 2019.
2 credit unions have 2 offices in North Providence, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 6 open on Saturday. 1 location has no published hours in these sources.
Banks by ZIP code in North Providence
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 02904 has the most bank and credit union offices in North Providence (6), followed by 02911 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 02904 | 6 | 5 | Citizens, Bank of America, Coastal1 Credit Union |
| 02911 | 1 | 1 | Navigant Credit Union |
Banks and credit unions open on Saturday in North Providence
Short answer: 6 of the 6 North Providence locations with published hours open on Saturday, run by 5 institutions.
- Citizens: 2 of 2 branches (1090 Charles St: Saturday 9 am to 12 pm, and 1 more)
- Bank of America: 1 of 1 branch (1625 Mineral Spring Ave: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (1923 Mineral Spring Ave: Saturday 9 am to 1 pm)
- Navigant Credit Union: 1 of 1 office (1798 Smith St: Saturday 9 am to 12 pm)
- Coastal1 Credit Union: 1 of 1 office (1617 Mineral Spring Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in North Providence, and where the nearest one is if they do not.
Short answer: In North Providence: Bank of America (1), TD Bank (1). No branches in North Providence: Chase (nearest in Providence, 3 mi), Wells Fargo, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In North Providence | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Chase | None | Providence, 3 miles away |
| Wells Fargo | None | none in Rhode Island |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North Providence to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North Providence residents like anyone else.
Banks near North Providence
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Providence (3 miles) and Johnston (4 miles). Providence, 3 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Providence, RI | 3 mi | 13 | 40 |
| Banks in Johnston, RI | 4 mi | 7 | 8 |
| Banks in Central Falls, RI | 4 mi | 2 | 2 |
| Banks in Pawtucket, RI | 4 mi | 7 | 10 |
| Banks in Smithfield, RI | 4 mi | 4 | 4 |
| Banks in Lincoln, RI | 4 mi | 6 | 6 |
| Banks in Greenville, RI | 5 mi | 4 | 4 |
| Banks in Rumford, RI | 5 mi | 3 | 3 |
Bank branch openings and closings in North Providence
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in North Providence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in North Providence by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North Providence offices.
Short answer: Bank of America is the largest bank with offices in North Providence, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. TD Bank is second with $342.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 2 | Providence, RI |
| The Washington Trust Company, of Westerly | $6.55 billion | No. 236 | 1 | Westerly, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in North Providence: FAQ
How many banks are in North Providence, RI?
North Providence has 4 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in North Providence?
Citizens, with 2. Bank of America has 1 and TD Bank has 1.
Is there a Citizens in North Providence, RI?
Yes. FDIC data lists 2 Citizens branches in North Providence as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a Bank of America in North Providence, RI?
Yes. FDIC data lists 1 Bank of America branch in North Providence as of September 5, 2026. The address and directions are under Bank of America above.
Is there a TD Bank in North Providence, RI?
Yes. FDIC data lists 1 TD Bank branch in North Providence as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Chase in North Providence, RI?
No. FDIC data lists no Chase branch in North Providence as of September 5, 2026. The nearest is in Providence, about 3 miles away in a straight line.
Which banks in North Providence are open on Saturday?
Citizens, Bank of America, TD Bank and Navigant Credit Union and 1 more publish Saturday hours for one or more North Providence locations. The Saturday section above lists each one with its hours. 1 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in North Providence?
The Washington Trust Company, of Westerly has the longest record among banks with a branch here: the FDIC shows it operating since 1800.
Which credit unions can I join in North Providence?
Navigant Credit Union and Coastal1 Credit Union have offices in North Providence. Check each credit union's membership rules before you apply.
Did any bank branches open or close in North Providence in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near North Providence?
Nearby cities with more banks include Providence, Johnston, Central Falls. Providence is 3 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 5 branches: Bank of America, Citizens, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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