US Bank Directory
Banks in Central Falls, RI
2 FDIC-insured banks operate 2 offices in Central Falls, Rhode Island, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Central Falls
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 4 locations in Central Falls, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Central Falls
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America and BankNewport have the most locations in Central Falls, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Navigant Credit Union Credit union · 2
Navigant Credit Union has 2 officees in Central Falls, 27 across Rhode Island. It is based in Smithfield, RI and $4.18 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Disaster Recovery693 Broad St, 02863
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Central Falls693 Broad St, 02863
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Central Falls, 24 across Rhode Island and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Central Falls Branch at 375 Broad St dates to 1950 in FDIC branch records. It opens on Saturday.
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Central Falls Branch375 Broad St, 02863
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
BankNewport Bank · 1
BankNewport has 1 branch in Central Falls, 20 across Rhode Island and 20 nationwide. FDIC records list its main office in Middletown, RI and show it operating since 1819. With $3.07 billion in total assets on June 30, 2026, it ranks No. 420 of 4,232 U.S. banks by total assets. The Center Falls Lpo Branch at 757 Broad Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Center Falls Lpo Branch757 Broad Street, 02863
Join a credit union in Central Falls
1 credit union has 2 offices here: Navigant Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Central Falls page has every office in the state's directory.
Banking in Central Falls: the local picture
Short answer: 2 banks run 2 branches in Central Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Central Falls, 1 elsewhere in Rhode Island and 1 out of state, according to the FDIC.
The bank with the longest record here is BankNewport, operating since 1819 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 375 Broad St, dating to 1950; the newest is BankNewport's at 757 Broad Street, from 2024.
The only credit union with an office here is Navigant Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Central Falls
Short answer: 2 of the 2 Central Falls locations with published hours open on Saturday, run by 2 institutions.
- Bank of America: 1 of 1 branch (375 Broad St: Saturday 9 am to 2 pm)
- Navigant Credit Union: 1 of 2 offices (693 Broad St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Central Falls, and where the nearest one is if they do not.
Short answer: In Central Falls: Bank of America (1). No branches in Central Falls: Chase (nearest in Pawtucket, 2 mi), Wells Fargo, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Pawtucket, 1 mi), BMO.
| Bank | In Central Falls | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | Pawtucket, 2 miles away |
| Wells Fargo | None | none in Rhode Island |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | Pawtucket, 1 mile away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Central Falls to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Central Falls residents like anyone else.
Banks near Central Falls
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Pawtucket (1 mile) and Rumford (3 miles). Providence, 5 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Pawtucket, RI | 1 mi | 7 | 10 |
| Banks in Rumford, RI | 3 mi | 3 | 3 |
| Banks in North Providence, RI | 4 mi | 4 | 5 |
| Banks in Cumberland, RI | 4 mi | 4 | 5 |
| Banks in Providence, RI | 5 mi | 13 | 40 |
| Banks in East Providence, RI | 5 mi | 5 | 6 |
| Banks in Lincoln, RI | 5 mi | 6 | 6 |
| Banks in Johnston, RI | 7 mi | 7 | 8 |
Bank branch openings and closings in Central Falls
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Central Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Central Falls by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Central Falls offices.
Short answer: Bank of America is the largest bank with offices in Central Falls, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. BankNewport is second with $3.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| BankNewport | $3.07 billion | No. 420 | 1 | Middletown, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Central Falls: FAQ
How many banks are in Central Falls, RI?
Central Falls has 2 banks with 2 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Central Falls?
Bank of America, with 1. BankNewport has 1.
Is there a Bank of America in Central Falls, RI?
Yes. FDIC data lists 1 Bank of America branch in Central Falls as of September 5, 2026. The address and directions are under Bank of America above.
Is there a BankNewport in Central Falls, RI?
Yes. FDIC data lists 1 BankNewport branch in Central Falls as of September 5, 2026. The address and directions are under BankNewport above.
Is there a Chase in Central Falls, RI?
No. FDIC data lists no Chase branch in Central Falls as of September 5, 2026. The nearest is in Pawtucket, about 2 miles away in a straight line.
Which banks in Central Falls are open on Saturday?
Bank of America and Navigant Credit Union publish Saturday hours for one or more Central Falls locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Central Falls?
BankNewport has the longest record among banks with a branch here: the FDIC shows it operating since 1819.
Which credit unions can I join in Central Falls?
Navigant Credit Union has an office in Central Falls. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Central Falls in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Central Falls?
Nearby cities with more banks include Pawtucket, Rumford, North Providence. Pawtucket is 1 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Bank of America) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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