US Bank Directory
Banks in Cumberland, RI
4 FDIC-insured banks operate 5 offices in Cumberland, Rhode Island, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cumberland
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 9 locations in Cumberland, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cumberland
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens has the most locations in Cumberland, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 2
Citizens has 2 branches in Cumberland, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cumberland location is the Cumberland Branch at 2000 Mendon Rd, dating to 1964; the newest, at 60 Mendon Rd, to 1973. All 2 of its Cumberland locations with published hours open on Saturday.
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Cumberland Branch2000 Mendon Rd, 02864
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Mendon Road Branch60 Mendon Rd, 02864
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Navigant Credit Union Credit union · 2
Navigant Credit Union has 2 officees in Cumberland, 27 across Rhode Island. It is based in Smithfield, RI and $4.18 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Cumberland locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Chapel Four Corners2086 Diamond Hill Rd, 02864
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Cumberland Hill3291 Mendon Rd, 02864
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Cumberland, 24 across Rhode Island and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Chapel Four Corners Branch at 2061 Diamond Hill Rd dates to 1974 in FDIC branch records. Its published hours do not list Saturday.
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Chapel Four Corners Branch2061 Diamond Hill Rd, 02864
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bristol County Savings Bank Bank · 1
Bristol County Savings Bank has 1 branch in Cumberland, 4 across Rhode Island and 18 nationwide. FDIC records list its main office in Taunton, MA and show it operating since 1846. With $3.26 billion in total assets on June 30, 2026, it ranks No. 396 of 4,232 U.S. banks by total assets. The Cumberland Branch at 2152 Mendon Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cumberland Branch2152 Mendon Rd, 02864
Coastal1 Credit Union Credit union · 1
Coastal1 Credit Union has 1 office in Cumberland, 18 across Rhode Island. It is based in Pawtucket, RI and $3.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cumberland Branch1855 Mendon Rd, 02864
All hours
Mon to Wed 9 am to 4 pm; Thu not published; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Cumberland Municipal Employees Credit Union Credit union · 1
Cumberland Municipal Employees Credit Union has 1 office in Cumberland, 1 across Rhode Island. It is based in Cumberland, RI and $9.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2145 Diamond Hill Rd, 02864
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Washington Trust Company, of Westerly Bank · 1
The Washington Trust Company, of Westerly has 1 branch in Cumberland, 28 across Rhode Island and 30 nationwide. FDIC records list its main office in Westerly, RI and show it operating since 1800. With $6.55 billion in total assets on June 30, 2026, it ranks No. 236 of 4,232 U.S. banks by total assets. The Cumberland Branch Office at 1900 Mendon Rd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cumberland Branch Office1900 Mendon Rd, 02864
Join a credit union in Cumberland
3 credit unions have 4 offices here: Navigant Credit Union, Coastal1 Credit Union and Cumberland Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cumberland page has every office in the state's directory.
Banking in Cumberland: the local picture
Short answer: 4 banks run 5 branches in Cumberland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Cumberland, 2 elsewhere in Rhode Island and 2 out of state, according to the FDIC.
The bank with the longest record here is The Washington Trust Company, of Westerly, operating since 1800 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 2000 Mendon Rd, dating to 1964; the newest is The Washington Trust Company, of Westerly's at 1900 Mendon Rd, from 2022.
3 credit unions have 4 offices in Cumberland, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 5 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Cumberland
Short answer: 5 of the 7 Cumberland locations with published hours open on Saturday, run by 3 institutions.
- Citizens: 2 of 2 branches (2000 Mendon Rd: Saturday 9 am to 12 pm, and 1 more)
- Navigant Credit Union: 2 of 2 offices (2086 Diamond Hill Rd: Saturday 9 am to 12 pm, and 1 more)
- Coastal1 Credit Union: 1 of 1 office (1855 Mendon Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cumberland, and where the nearest one is if they do not.
Short answer: In Cumberland: Bank of America (1). No branches in Cumberland: Chase (nearest in Pawtucket, 6 mi), Wells Fargo, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Pawtucket, 5 mi), BMO.
| Bank | In Cumberland | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | Pawtucket, 6 miles away |
| Wells Fargo | None | none in Rhode Island |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | Pawtucket, 5 miles away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cumberland to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cumberland residents like anyone else.
Banks near Cumberland
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lincoln (3 miles) and Central Falls (4 miles). Pawtucket, 5 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lincoln, RI | 3 mi | 6 | 6 |
| Banks in Central Falls, RI | 4 mi | 2 | 2 |
| Banks in Pawtucket, RI | 5 mi | 7 | 10 |
| Banks in North Providence, RI | 6 mi | 4 | 5 |
| Banks in Woonsocket, RI | 6 mi | 5 | 5 |
| Banks in Smithfield, RI | 7 mi | 4 | 4 |
| Banks in Rumford, RI | 7 mi | 3 | 3 |
| Banks in Greenville, RI | 8 mi | 4 | 4 |
Bank branch openings and closings in Cumberland
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cumberland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cumberland
Short answer: 1 institution has its main office in Cumberland: Cumberland Municipal Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Cumberland Municipal Employees Credit Union | Credit union | $9.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cumberland by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cumberland offices.
Short answer: Bank of America is the largest bank with offices in Cumberland, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 2 | Providence, RI |
| The Washington Trust Company, of Westerly | $6.55 billion | No. 236 | 1 | Westerly, RI |
| Bristol County Savings Bank | $3.26 billion | No. 396 | 1 | Taunton, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cumberland: FAQ
How many banks are in Cumberland, RI?
Cumberland has 4 banks with 5 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cumberland?
Citizens, with 2. Bank of America has 1 and The Washington Trust Company, of Westerly has 1.
Is there a Citizens in Cumberland, RI?
Yes. FDIC data lists 2 Citizens branches in Cumberland as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a Bank of America in Cumberland, RI?
Yes. FDIC data lists 1 Bank of America branch in Cumberland as of September 5, 2026. The address and directions are under Bank of America above.
Is there a The Washington Trust Company, of Westerly in Cumberland, RI?
Yes. FDIC data lists 1 The Washington Trust Company, of Westerly branch in Cumberland as of September 5, 2026. The address and directions are under The Washington Trust Company, of Westerly above.
Is there a Chase in Cumberland, RI?
No. FDIC data lists no Chase branch in Cumberland as of September 5, 2026. The nearest is in Pawtucket, about 6 miles away in a straight line.
Which banks in Cumberland are open on Saturday?
Citizens, Navigant Credit Union and Coastal1 Credit Union publish Saturday hours for one or more Cumberland locations. The Saturday section above lists each one with its hours. 2 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Cumberland?
Cumberland Municipal Employees Credit Union has its main office in Cumberland, according to the FDIC and the NCUA.
What is the oldest bank in Cumberland?
The Washington Trust Company, of Westerly has the longest record among banks with a branch here: the FDIC shows it operating since 1800.
Which credit unions can I join in Cumberland?
Navigant Credit Union, Coastal1 Credit Union and Cumberland Municipal Employees Credit Union have offices in Cumberland. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cumberland in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cumberland?
Nearby cities with more banks include Lincoln, Central Falls, Pawtucket. Lincoln is 3 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: Bank of America, Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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