US Bank Directory
Banks in Lincoln, RI
6 FDIC-insured banks operate 6 offices in Lincoln, Rhode Island, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lincoln
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Lincoln, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lincoln
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Lincoln, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BankNewport Bank · 1
BankNewport has 1 branch in Lincoln, 20 across Rhode Island and 20 nationwide. FDIC records list its main office in Middletown, RI and show it operating since 1819. With $3.07 billion in total assets on June 30, 2026, it ranks No. 420 of 4,232 U.S. banks by total assets. The Lincoln Branch at 1 Wake Robin Road dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Lincoln Branch1 Wake Robin Road, 02865
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Lincoln, 27 across Rhode Island and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Lincoln Branch at 625b George Washington Hwy dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Lincoln Branch625b George Washington Hwy, 02865
Blackstone River Credit Union Credit union · 1
Blackstone River Credit Union has 1 office in Lincoln, 3 across Rhode Island. It is based in Woonsocket, RI and $75.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Lincoln Branch Office100 Old River Rd, 02865
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Citizens Bank · 1
Citizens has 1 branch in Lincoln, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Stop & Shop - Lincoln Branch at 622 George Washington Hwy dates to 2001 in FDIC branch records. It opens on Saturday.
-
Stop & Shop - Lincoln Branch622 George Washington Hwy, 02865
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Lincoln, 8 across Rhode Island and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Lincoln Branch at 618 George Washington Hwy dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Lincoln Branch618 George Washington Hwy, 02865
Fall River Five Cents Savings Bank Bank · 1
Fall River Five Cents Savings Bank has 1 branch in Lincoln, 3 across Rhode Island and 18 nationwide. FDIC records list its main office in Fall River, MA and show it operating since 1855. With $1.86 billion in total assets on June 30, 2026, it ranks No. 637 of 4,232 U.S. banks by total assets. The Lincoln Lpo Branch at 14 Riata Dr dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Lincoln Lpo Branch14 Riata Dr, 02865
Navigant Credit Union Credit union · 1
Navigant Credit Union has 1 office in Lincoln, 27 across Rhode Island. It is based in Smithfield, RI and $4.18 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Lincoln185 Front St, 02865
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 1
Santander has 1 branch in Lincoln, 25 across Rhode Island and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Lincoln Branch at 622 George Washington Hwy dates to 1968 in FDIC branch records. It opens on Saturday.
-
Lincoln Branch622 George Washington Hwy, 02865
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lincoln
2 credit unions have 2 offices here: Navigant Credit Union and Blackstone River Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lincoln page has every office in the state's directory.
Banking in Lincoln: the local picture
Short answer: 6 banks run 6 branches in Lincoln according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Lincoln, 2 elsewhere in Rhode Island and 4 out of state, according to the FDIC.
The bank with the longest record here is BankNewport, operating since 1819 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 622 George Washington Hwy, dating to 1968; the newest is Fall River Five Cents Savings Bank's at 14 Riata Dr, from 2025.
2 credit unions have 2 offices in Lincoln, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 3 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Lincoln
Short answer: 3 of the 4 Lincoln locations with published hours open on Saturday, run by 3 institutions.
- Citizens: 1 of 1 branch (622 George Washington Hwy: Saturday 10 am to 3 pm)
- Santander: 1 of 1 branch (622 George Washington Hwy: Saturday 9 am to 1 pm)
- Navigant Credit Union: 1 of 1 office (185 Front St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lincoln, and where the nearest one is if they do not.
Short answer: No branches in Lincoln: Chase (nearest in Greenville, 5 mi), Wells Fargo, Bank of America (nearest in Cumberland, 4 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in North Providence, 5 mi), BMO.
| Bank | In Lincoln | Nearest branch if none here |
|---|---|---|
| Chase | None | Greenville, 5 miles away |
| Wells Fargo | None | none in Rhode Island |
| Bank of America | None | Cumberland, 4 miles away |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | North Providence, 5 miles away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lincoln to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lincoln residents like anyone else.
Banks near Lincoln
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cumberland (3 miles) and North Providence (4 miles). Pawtucket, 6 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cumberland, RI | 3 mi | 4 | 5 |
| Banks in North Providence, RI | 4 mi | 4 | 5 |
| Banks in Smithfield, RI | 5 mi | 4 | 4 |
| Banks in Central Falls, RI | 5 mi | 2 | 2 |
| Banks in Greenville, RI | 5 mi | 4 | 4 |
| Banks in Woonsocket, RI | 6 mi | 5 | 5 |
| Banks in Pawtucket, RI | 6 mi | 7 | 10 |
| Banks in Johnston, RI | 7 mi | 7 | 8 |
Bank branch openings and closings in Lincoln
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lincoln between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lincoln by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lincoln offices.
Short answer: Citizens is the largest bank with offices in Lincoln, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Santander is second with $103.96 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| BankNewport | $3.07 billion | No. 420 | 1 | Middletown, RI |
| Fall River Five Cents Savings Bank | $1.86 billion | No. 637 | 1 | Fall River, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lincoln: FAQ
How many banks are in Lincoln, RI?
Lincoln has 6 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lincoln?
Citizens, with 1. Santander has 1 and Eastern Bank has 1.
Is there a Citizens in Lincoln, RI?
Yes. FDIC data lists 1 Citizens branch in Lincoln as of September 5, 2026. The address and directions are under Citizens above.
Is there a Santander in Lincoln, RI?
Yes. FDIC data lists 1 Santander branch in Lincoln as of September 5, 2026. The address and directions are under Santander above.
Is there a Eastern Bank in Lincoln, RI?
Yes. FDIC data lists 1 Eastern Bank branch in Lincoln as of September 5, 2026. The address and directions are under Eastern Bank above.
Is there a Chase in Lincoln, RI?
No. FDIC data lists no Chase branch in Lincoln as of September 5, 2026. The nearest is in Greenville, about 5 miles away in a straight line.
Which banks in Lincoln are open on Saturday?
Citizens, Santander and Navigant Credit Union publish Saturday hours for one or more Lincoln locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lincoln?
BankNewport has the longest record among banks with a branch here: the FDIC shows it operating since 1819.
Which credit unions can I join in Lincoln?
Navigant Credit Union and Blackstone River Credit Union have offices in Lincoln. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lincoln in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lincoln?
Nearby cities with more banks include Cumberland, North Providence, Smithfield. Cumberland is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 6 branches: Citizens, Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds