US Bank Directory
Banks in Pawtucket, RI
7 FDIC-insured banks operate 10 offices in Pawtucket, Rhode Island, and 4 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Pawtucket
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 16 locations in Pawtucket, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Pawtucket
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens has the most locations in Pawtucket, with 3. It is followed by Santander (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 3
Citizens has 3 branches in Pawtucket, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pawtucket location is the Smithfield Ave Branch at 380 Smithfield Ave, dating to 1953; the newest, at 800 Newport Ave, to 1979. All 3 of its Pawtucket locations with published hours open on Saturday.
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Smithfield Ave Branch380 Smithfield Ave, 02860
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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East Avenue Branch409 East Ave, 02860
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Darlington Branch800 Newport Ave, 02861
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Coastal1 Credit Union Credit union · 3
Coastal1 Credit Union has 3 officees in Pawtucket, 18 across Rhode Island. It is based in Pawtucket, RI and $3.47 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Pawtucket locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1200 Central Ave, 02861
All hours
Mon to Wed 9 am to 4 pm; Thu not published; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Broadway Branch540 Broadway, 02860
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Smithfield Avenue Branch571 Smithfield Ave, 02860
All hours
Mon to Wed 9 am to 4 pm; Thu not published; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 2
Santander has 2 branches in Pawtucket, 25 across Rhode Island and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pawtucket location is the Pawtucket Branch at 215 Main St, dating to 1867; the newest, at 265 Newport Ave, to 1996. It opens on Saturday.
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Pawtucket Branch215 Main St, 02860
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
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Pawtucket Branch265 Newport Ave, 02861
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Pawtucket, 27 across Rhode Island and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Pawtucket Branch at 499 Smithfield Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pawtucket Branch499 Smithfield Ave, 02860
Bristol County Savings Bank Bank · 1
Bristol County Savings Bank has 1 branch in Pawtucket, 4 across Rhode Island and 18 nationwide. FDIC records list its main office in Taunton, MA and show it operating since 1846. With $3.26 billion in total assets on June 30, 2026, it ranks No. 396 of 4,232 U.S. banks by total assets. The Amristice Boulevard Branch at 215 Armistice Blvd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Amristice Boulevard Branch215 Armistice Blvd, 02860
Centreville Bank Bank · 1
Centreville Bank has 1 branch in Pawtucket, 16 across Rhode Island and 22 nationwide. FDIC records list its main office in West Warwick, RI and show it operating since 1888. With $3.15 billion in total assets on June 30, 2026, it ranks No. 411 of 4,232 U.S. banks by total assets. The Centreville Bank-Pawtucket Branch at 175 Main Street, Unit #171 dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centreville Bank-Pawtucket Branch175 Main Street, Unit #171, 02860
Chase Bank · 1
Chase has 1 branch in Pawtucket, 16 across Rhode Island and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Pawtucket Branch at 814 Newport Ave dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pawtucket Branch814 Newport Ave, 02861
Navigant Credit Union Credit union · 1
Navigant Credit Union has 1 office in Pawtucket, 27 across Rhode Island. It is based in Smithfield, RI and $4.18 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Pawtucket20 Dexter St, 02860
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Pawtucket Municipal Employees Credit Union Credit union · 1
Pawtucket Municipal Employees Credit Union has 1 office in Pawtucket, 1 across Rhode Island. It is based in Pawtucket, RI and $6.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office137 Roosevelt Ave, 02860
All hours
Mon to Fri 9 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Rhode Island Credit Union Credit union · 1
Rhode Island Credit Union has 1 office in Pawtucket, 9 across Rhode Island. It is based in Warwick, RI and $426.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Rhode Island Credit Union594 Central Ave, 02861
All hours
Mon 9 am to 5 pm; Tue to Wed 9 am to 4:30 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Pawtucket, 9 across Rhode Island and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Pawtucket Branch at 430 Central Ave dates to 2013 in FDIC branch records. It opens on Saturday.
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Pawtucket Branch430 Central Ave, 02861
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Pawtucket
4 credit unions have 6 offices here: Coastal1 Credit Union, Navigant Credit Union, Rhode Island Credit Union and Pawtucket Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pawtucket page has every office in the state's directory.
Banking in Pawtucket: the local picture
Short answer: 7 banks run 10 branches in Pawtucket according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Pawtucket, 2 elsewhere in Rhode Island and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 215 Main St, dating to 1867; the newest is Centreville Bank's at 175 Main Street, Unit #171, from 2025.
4 credit unions have 6 offices in Pawtucket, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 9 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Pawtucket
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 02860 has the most bank and credit union offices in Pawtucket (10), followed by 02861 (6). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 02860 | 10 | 8 | Citizens, Coastal1 Credit Union, Beacon Bank and Trust |
| 02861 | 6 | 6 | Chase, Citizens, Coastal1 Credit Union |
Banks and credit unions open on Saturday in Pawtucket
Short answer: 9 of the 11 Pawtucket locations with published hours open on Saturday, run by 6 institutions.
- Citizens: 3 of 3 branches (380 Smithfield Ave: Saturday 9 am to 12 pm, and 2 more)
- Santander: 1 of 2 branches (215 Main St: Saturday 9 am to 1 pm)
- TD Bank: 1 of 1 branch (430 Central Ave: Saturday 9 am to 1 pm)
- Coastal1 Credit Union: 2 of 3 offices (1200 Central Ave: Saturday 9 am to 12 pm, and 1 more)
- Navigant Credit Union: 1 of 1 office (20 Dexter St: Saturday 9 am to 12 pm)
- Rhode Island Credit Union: 1 of 1 office (594 Central Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Pawtucket, and where the nearest one is if they do not.
Short answer: In Pawtucket: Chase (1), TD Bank (1). No branches in Pawtucket: Wells Fargo, Bank of America (nearest in Central Falls, 1 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Pawtucket | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | none in Rhode Island |
| Bank of America | None | Central Falls, 1 mile away |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pawtucket to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pawtucket residents like anyone else.
Banks near Pawtucket
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Central Falls (1 mile) and Rumford (2 miles). Providence, 4 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Central Falls, RI | 1 mi | 2 | 2 |
| Banks in Rumford, RI | 2 mi | 3 | 3 |
| Banks in North Providence, RI | 4 mi | 4 | 5 |
| Banks in Providence, RI | 4 mi | 13 | 40 |
| Banks in East Providence, RI | 4 mi | 5 | 6 |
| Banks in Cumberland, RI | 5 mi | 4 | 5 |
| Banks in Lincoln, RI | 6 mi | 6 | 6 |
| Banks in Riverside, RI | 6 mi | 3 | 3 |
Bank branch openings and closings in Pawtucket
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pawtucket between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Pawtucket
Short answer: 2 institutions have their main office in Pawtucket: Coastal1 Credit Union and Pawtucket Municipal Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Coastal1 Credit Union | Credit union | $3.47 billion | 3 |
| Pawtucket Municipal Employees Credit Union | Credit union | $6.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Pawtucket by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pawtucket offices.
Short answer: Chase is the largest bank with offices in Pawtucket, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. TD Bank is second with $342.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 3 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 2 | Wilmington, DE |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| Bristol County Savings Bank | $3.26 billion | No. 396 | 1 | Taunton, MA |
| Centreville Bank | $3.15 billion | No. 411 | 1 | West Warwick, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pawtucket: FAQ
How many banks are in Pawtucket, RI?
Pawtucket has 7 banks with 10 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Pawtucket?
Citizens, with 3. Santander has 2 and Chase has 1.
Is there a Citizens in Pawtucket, RI?
Yes. FDIC data lists 3 Citizens branches in Pawtucket as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a Santander in Pawtucket, RI?
Yes. FDIC data lists 2 Santander branches in Pawtucket as of September 5, 2026. Its branches are listed under Santander above, with the address and directions for each.
Is there a Chase in Pawtucket, RI?
Yes. FDIC data lists 1 Chase branch in Pawtucket as of September 5, 2026. The address and directions are under Chase above.
Which banks in Pawtucket are open on Saturday?
Citizens, Santander, TD Bank and Coastal1 Credit Union and 2 more publish Saturday hours for one or more Pawtucket locations. The Saturday section above lists each one with its hours. 5 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Pawtucket?
Coastal1 Credit Union and Pawtucket Municipal Employees Credit Union have their main office in Pawtucket, according to the FDIC and the NCUA.
What is the oldest bank in Pawtucket?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Pawtucket?
Coastal1 Credit Union, Navigant Credit Union, Rhode Island Credit Union and Pawtucket Municipal Employees Credit Union have offices in Pawtucket. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Pawtucket in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pawtucket?
Nearby cities with more banks include Central Falls, Rumford, North Providence. Central Falls is 1 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 10 branches: Citizens, Santander, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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