US Bank Directory

Banks in Ovid, NY

2 FDIC-insured banks operate 2 offices in Ovid, New York.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Ovid

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Ovid, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ovid

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank and Five Star Bank have the most locations in Ovid, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Ovid, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Ovid Branch at 7193 Main St dates to 1833 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community Bank: profile, branches and contacts
Five Star Bank 1 branch · main office Rochester, NY Bank · 1

Five Star Bank has 1 branch in Ovid, 48 across New York and 48 nationwide. FDIC records list its main office in Rochester, NY and show it operating since 1881. With $6.29 billion in total assets on June 30, 2026, it ranks No. 242 of 4,232 U.S. banks by total assets. The Ovid Branch at 2168 Route 96a dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Five Star Bank: profile, branches and contacts

Banking in Ovid: the local picture

Short answer: 2 banks run 2 branches in Ovid according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Ovid, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Community Bank, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 7193 Main St, dating to 1833; the newest is Five Star Bank's at 2168 Route 96a, from 2001.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ovid, and where the nearest one is if they do not.

Short answer: No branches in Ovid: Chase (nearest in Ithaca, 23 mi), Wells Fargo (nearest in Kingston, 152 mi), Bank of America (nearest in Camillus, 37 mi), PNC Bank (nearest in New York, 195 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 198 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 130 mi), BMO.

BankIn OvidNearest branch if none here
ChaseNoneIthaca, 23 miles away
Wells FargoNoneKingston, 152 miles away
Bank of AmericaNoneCamillus, 37 miles away
PNC BankNoneNew York, 195 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 198 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneMonticello, 130 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ovid to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ovid residents like anyone else.

Banks near Ovid

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Penn Yan (12 miles) and Geneva (15 miles). Auburn, 22 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Ovid

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ovid between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ovid by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ovid offices.

Short answer: Community Bank is the largest bank with offices in Ovid, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Five Star Bank is second with $6.29 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community Bank$17.45 billionNo. 1141Canton, NY
Five Star Bank$6.29 billionNo. 2421Rochester, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ovid: FAQ

How many banks are in Ovid, NY?

Ovid has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ovid?

Community Bank, with 1. Five Star Bank has 1.

Is there a Community Bank in Ovid, NY?

Yes. FDIC data lists 1 Community Bank branch in Ovid as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Five Star Bank in Ovid, NY?

Yes. FDIC data lists 1 Five Star Bank branch in Ovid as of September 5, 2026. The address and directions are under Five Star Bank above.

Is there a Chase in Ovid, NY?

No. FDIC data lists no Chase branch in Ovid as of September 5, 2026. The nearest is in Ithaca, about 23 miles away in a straight line.

What is the oldest bank in Ovid?

Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Did any bank branches open or close in Ovid in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ovid?

Nearby cities with more banks include Penn Yan, Geneva, Waterloo. Penn Yan is 12 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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