Banks in Watkins Glen, NY

Bank branch map: Watkins Glen

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Watkins Glen, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Watkins Glen

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank and Chemung Canal Trust have the most locations in Watkins Glen, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chemung Canal Trust 1 branch · main office Elmira, NY Bank · 1

Chemung Canal Trust has 1 branch in Watkins Glen, 28 across New York and 30 nationwide. FDIC records list its main office in Elmira, NY and show it operating since 1833. With $2.82 billion in total assets on June 30, 2026, it ranks No. 458 of 4,232 U.S. banks by total assets. The North Franklin Street Branch at 318 N Franklin St dates to 1884 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• North Franklin Street Branch

  318 N Franklin St, 14891

  Hours: see the bank's site
  DirectionsWebsite

Chemung Canal Trust: profile, branches and contacts

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Watkins Glen, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Watkins Glen Branch at 401 N Franklin St dates to 1911 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Watkins Glen Branch

  401 N Franklin St, 14891

  Hours: see the bank's site
  DirectionsWebsite

Community Bank: profile, branches and contacts

Visions Credit Union 1 office · main office Endicott, NY Credit union · 1

Visions Credit Union has 1 office in Watkins Glen, 34 across New York. It is based in Endicott, NY and $5.25 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Watkins Glen

  513 E 4Th St, 14891

  (607) 535-4393Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Visions Credit Union: profile, branches and contacts

Join a credit union in Watkins Glen

1 credit union has 1 office here: Visions Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Watkins Glen page has every office in the state's directory.

Banking in Watkins Glen: the local picture

Short answer: 2 banks run 2 branches in Watkins Glen according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Watkins Glen, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Chemung Canal Trust, operating since 1833 according to the FDIC. In FDIC branch records, the longest-running branch is Chemung Canal Trust's office at 318 N Franklin St, dating to 1884; the newest is Community Bank's at 401 N Franklin St, from 1911.

The only credit union with an office here is Visions Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Watkins Glen

Short answer: 1 of the 1 Watkins Glen location with published hours opens on Saturday, run by 1 institution.

• Visions Credit Union: 1 of 1 office (513 E 4Th St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Watkins Glen, and where the nearest one is if they do not.

Short answer: No branches in Watkins Glen: Chase (nearest in Ithaca, 20 mi), Wells Fargo (nearest in Kingston, 150 mi), Bank of America (nearest in Camillus, 55 mi), PNC Bank (nearest in New York, 185 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 187 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 123 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Watkins Glen to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Watkins Glen residents like anyone else.

Banks near Watkins Glen

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Horseheads (15 miles) and Corning (19 miles). Ithaca, 20 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Watkins Glen

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Watkins Glen between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Watkins Glen by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Watkins Glen offices.

Short answer: Community Bank is the largest bank with offices in Watkins Glen, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Chemung Canal Trust is second with $2.82 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Watkins Glen: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.