Banks in Penn Yan, NY

Bank branch map: Penn Yan

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Penn Yan, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Penn Yan

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank has the most locations in Penn Yan, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank Community Bank, National Association · 2 branches · main office Canton, NY Bank · 2

Community Bank has 2 branches in Penn Yan, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Penn Yan location is the Penn Yan Main St Branch at 151 Main St, dating to 1958; the newest, at 272 Lake Street Plz, to 1970. It does not publish hours in the sources this page uses; check its site before you go.

• Penn Yan Main St Branch

  151 Main St, 14527

  Hours: see the bank's site
  DirectionsWebsite
• Penn Yan Lake St Branch

  272 Lake Street Plz, 14527

  Hours: see the bank's site
  DirectionsWebsite

Community Bank: profile, branches and contacts

Five Star Bank 1 branch · main office Rochester, NY Bank · 1

Five Star Bank has 1 branch in Penn Yan, 48 across New York and 48 nationwide. FDIC records list its main office in Rochester, NY and show it operating since 1881. With $6.29 billion in total assets on June 30, 2026, it ranks No. 242 of 4,232 U.S. banks by total assets. The Penn Yan Branch at 129 Elm St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Penn Yan Branch

  129 Elm St, 14527

  Hours: see the bank's site
  DirectionsWebsite

Five Star Bank: profile, branches and contacts

Servu Credit Union 1 office · main office Painted Post, NY Credit union · 1

Servu Credit Union has 1 office in Penn Yan, 7 across New York. It is based in Painted Post, NY and $519.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Penn Yan

  102 Delano Pl, 14527

  (607) 936-2293Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Servu Credit Union: profile, branches and contacts

The Lyons National Bank 1 branch · main office Lyons, NY Bank · 1

The Lyons National Bank has 1 branch in Penn Yan, 17 across New York and 16 nationwide. FDIC records list its main office in Lyons, NY and show it operating since 1865. With $2.13 billion in total assets on June 30, 2026, it ranks No. 578 of 4,232 U.S. banks by total assets. The Penn Yan Branch at 205 Liberty St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Penn Yan Branch

  205 Liberty St, 14527

  Hours: see the bank's site
  DirectionsWebsite

The Lyons National Bank: profile, branches and contacts

Wayne Bank 1 branch · main office Honesdale, PA Bank · 1

Wayne Bank has 1 branch in Penn Yan, 14 across New York and 33 nationwide. FDIC records list its main office in Honesdale, PA and show it operating since 1871. With $2.91 billion in total assets on June 30, 2026, it ranks No. 440 of 4,232 U.S. banks by total assets. The Penn Yan Branch at 223 Main St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Penn Yan Branch

  223 Main St, 14527

  Hours: see the bank's site
  DirectionsWebsite

Wayne Bank: profile, branches and contacts

Join a credit union in Penn Yan

1 credit union has 1 office here: Servu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Penn Yan page has every office in the state's directory.

Banking in Penn Yan: the local picture

Short answer: 4 banks run 5 branches in Penn Yan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Penn Yan, 3 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is The Lyons National Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 151 Main St, dating to 1958; the newest is Wayne Bank's at 223 Main St, from 2017.

The only credit union with an office here is Servu Credit Union.

Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.

Saturday hours in Penn Yan

Short answer: None of the 1 Penn Yan location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Penn Yan, and where the nearest one is if they do not.

Short answer: No branches in Penn Yan: Chase (nearest in Canandaigua, 19 mi), Wells Fargo (nearest in Kingston, 163 mi), Bank of America (nearest in Fairport, 34 mi), PNC Bank (nearest in New York, 204 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 206 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 140 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Penn Yan to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Penn Yan residents like anyone else.

Banks near Penn Yan

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ovid (12 miles) and Geneva (14 miles). Canandaigua, 19 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Penn Yan

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Penn Yan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Penn Yan by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Penn Yan offices.

Short answer: Community Bank is the largest bank with offices in Penn Yan, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Five Star Bank is second with $6.29 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Penn Yan: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.