Banks in Seneca Falls, NY

Bank branch map: Seneca Falls

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Seneca Falls, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Seneca Falls

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: M&T Bank and Chemung Canal Trust have the most locations in Seneca Falls, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chemung Canal Trust 1 branch · main office Elmira, NY Bank · 1

Chemung Canal Trust has 1 branch in Seneca Falls, 28 across New York and 30 nationwide. FDIC records list its main office in Elmira, NY and show it operating since 1833. With $2.82 billion in total assets on June 30, 2026, it ranks No. 458 of 4,232 U.S. banks by total assets. The Seneca Falls Branch at 54 Fall St dates to 1837 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Seneca Falls Branch

  54 Fall St, 13148

  Hours: see the bank's site
  DirectionsWebsite

Chemung Canal Trust: profile, branches and contacts

Esl Credit Union 1 office · main office Rochester, NY Credit union · 1

Esl Credit Union has 1 office in Seneca Falls, 34 across New York. It is based in Rochester, NY and $10.64 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Seneca Falls

  19 Cayuga St, 13148

  (585) 336-1000Today 9 am to 4 pm

  All hours

  Mon 9 am to 5 pm; Tue to Wed 9 am to 4 pm; Thu not published; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Esl Credit Union: profile, branches and contacts

M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Seneca Falls, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Seneca Falls Branch at 2109 U.S. Routes 5/20 dates to 1884 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Seneca Falls Branch

  2109 U.S. Routes 5/20, 13148

  Hours: see the bank's site
  DirectionsWebsite

M&T Bank: profile, branches and contacts

the Summit Credit Union 1 office · main office Rochester, NY Credit union · 1

the Summit Credit Union has 1 office in Seneca Falls, 15 across New York. It is based in Rochester, NY and $1.48 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Seneca Falls

  123 Fall St, 13148

  (585) 453-8711Today 10 am to 4 pm

  All hours

  Mon to Tue 9 am to 4 pm; Wed 10 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

the Summit Credit Union: profile, branches and contacts

Join a credit union in Seneca Falls

2 credit unions have 2 offices here: Esl Credit Union and the Summit Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Seneca Falls page has every office in the state's directory.

Banking in Seneca Falls: the local picture

Short answer: 2 banks run 2 branches in Seneca Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Seneca Falls, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Chemung Canal Trust, operating since 1833 according to the FDIC. In FDIC branch records, the longest-running branch is Chemung Canal Trust's office at 54 Fall St, dating to 1837; the newest is M&T Bank's at 2109 U.S. Routes 5/20, from 1884.

2 credit unions have 2 offices in Seneca Falls, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Seneca Falls

Short answer: 1 of the 2 Seneca Falls locations with published hours opens on Saturday, run by 1 institution.

• Esl Credit Union: 1 of 1 office (19 Cayuga St: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Seneca Falls, and where the nearest one is if they do not.

Short answer: No branches in Seneca Falls: Chase (nearest in Canandaigua, 25 mi), Wells Fargo (nearest in Kingston, 157 mi), Bank of America (nearest in Camillus, 27 mi), PNC Bank (nearest in New York, 205 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 208 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 138 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Seneca Falls to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Seneca Falls residents like anyone else.

Banks near Seneca Falls

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Waterloo (4 miles) and Geneva (11 miles). Auburn, 11 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Seneca Falls

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Seneca Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Seneca Falls by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Seneca Falls offices.

Short answer: M&T Bank is the largest bank with offices in Seneca Falls, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Chemung Canal Trust is second with $2.82 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Seneca Falls: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.