US Bank Directory

Banks in Newark, NY

4 FDIC-insured banks operate 4 offices in Newark, New York, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Newark

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Newark, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Newark

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Newark, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Newark, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Newark Branch at 711 W Miller St dates to 1884 in FDIC branch records. It opens on Saturday.

  • Newark Branch
    711 W Miller St, 14513
    (315) 331-1830Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Newark, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Newark Plaza Branch at 710 W Miller St dates to 1957 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Newark Plaza Branch
    710 W Miller St, 14513
    Hours: see the bank's site
Community Bank: profile, branches and contacts
Esl Credit Union 1 office · main office Rochester, NY Credit union · 1

Esl Credit Union has 1 office in Newark, 34 across New York. It is based in Rochester, NY and $10.64 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Newark
    140 S Main St, 14513
    (585) 336-1000Today 9 am to 4 pm
    All hours

    Mon 9 am to 5 pm; Tue to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Esl Credit Union: profile, branches and contacts
Reliant Community Credit Union 1 office · main office Sodus, NY Credit union · 1

Reliant Community Credit Union has 1 office in Newark, 10 across New York. It is based in Sodus, NY and $765.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Newark
    205 N Main St, 14513
    (800) 724-9282Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: NCUA, March 31, 2026

Reliant Community Credit Union: profile, branches and contacts
The Lyons National Bank 1 branch · main office Lyons, NY Bank · 1

The Lyons National Bank has 1 branch in Newark, 17 across New York and 16 nationwide. FDIC records list its main office in Lyons, NY and show it operating since 1865. With $2.13 billion in total assets on June 30, 2026, it ranks No. 578 of 4,232 U.S. banks by total assets. The Newark Branch at 750 W Miller St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Lyons National Bank: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Newark, 12 across New York and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8034 Village Of Newark New York Walmart Branch at 6788 Route 31 E dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 8034 Village Of Newark New York Walmart Branch
    6788 Route 31 E, 14513
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Newark

2 credit unions have 2 offices here: Esl Credit Union and Reliant Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Newark page has every office in the state's directory.

Banking in Newark: the local picture

Short answer: 4 banks run 4 branches in Newark according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Newark, 2 elsewhere in New York and 2 out of state, according to the FDIC.

The bank with the longest record here is The Lyons National Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 711 W Miller St, dating to 1884; the newest is Woodforest's at 6788 Route 31 E, from 2009.

2 credit unions have 2 offices in Newark, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Newark

Short answer: 3 of the 3 Newark locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Newark, and where the nearest one is if they do not.

Short answer: No branches in Newark: Chase (nearest in Williamson, 14 mi), Wells Fargo (nearest in Kingston, 175 mi), Bank of America (nearest in Fairport, 18 mi), PNC Bank (nearest in New York, 222 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 225 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 156 mi), BMO.

BankIn NewarkNearest branch if none here
ChaseNoneWilliamson, 14 miles away
Wells FargoNoneKingston, 175 miles away
Bank of AmericaNoneFairport, 18 miles away
PNC BankNoneNew York, 222 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 225 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneMonticello, 156 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Newark to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Newark residents like anyone else.

Banks near Newark

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Geneva (14 miles) and Farmington (14 miles). Fairport, 18 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Newark

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Newark between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Newark by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Newark offices.

Short answer: Citizens is the largest bank with offices in Newark, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Community Bank is second with $17.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens$232.52 billionNo. 201Providence, RI
Community Bank$17.45 billionNo. 1141Canton, NY
Woodforest$8.98 billionNo. 1811The Woodlands, TX
The Lyons National Bank$2.13 billionNo. 5781Lyons, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Newark: FAQ

How many banks are in Newark, NY?

Newark has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Newark?

Citizens, with 1. Community Bank has 1 and Woodforest has 1.

Is there a Citizens in Newark, NY?

Yes. FDIC data lists 1 Citizens branch in Newark as of September 5, 2026. The address and directions are under Citizens above.

Is there a Community Bank in Newark, NY?

Yes. FDIC data lists 1 Community Bank branch in Newark as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Woodforest in Newark, NY?

Yes. FDIC data lists 1 Woodforest branch in Newark as of September 5, 2026. The address and directions are under Woodforest above.

Is there a Chase in Newark, NY?

No. FDIC data lists no Chase branch in Newark as of September 5, 2026. The nearest is in Williamson, about 14 miles away in a straight line.

Which banks in Newark are open on Saturday?

Citizens, Esl Credit Union and Reliant Community Credit Union publish Saturday hours for one or more Newark locations. The Saturday section above lists each one with its hours. 3 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Newark?

The Lyons National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Which credit unions can I join in Newark?

Esl Credit Union and Reliant Community Credit Union have offices in Newark. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Newark in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Newark?

Nearby cities with more banks include Geneva, Farmington, Canandaigua. Geneva is 14 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 4 branches: Citizens)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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