US Bank Directory
Banks in Geneva, NY
5 FDIC-insured banks operate 5 offices in Geneva, New York, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Geneva
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Geneva, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Geneva
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Geneva, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Bank Bank · 1
Community Bank has 1 branch in Geneva, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Geneva Seneca St Branch at 5 Seneca St dates to 1944 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Geneva Seneca St Branch5 Seneca St, 14456
Esl Credit Union Credit union · 1
Esl Credit Union has 1 office in Geneva, 34 across New York. It is based in Rochester, NY and $10.64 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Geneva342 Hamilton St, 14456
All hours
Mon 9 am to 5 pm; Tue to Wed 9 am to 4 pm; Thu not published; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Finger Lakes Credit Union Credit union · 1
Finger Lakes Credit Union has 1 office in Geneva, 4 across New York. It is based in Geneva, NY and $253.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office27 Seneca St, 14456
All hours
Mon to Wed 9 am to 4:30 pm; Thu 9 am to 6 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Five Star Bank Bank · 1
Five Star Bank has 1 branch in Geneva, 48 across New York and 48 nationwide. FDIC records list its main office in Rochester, NY and show it operating since 1881. With $6.29 billion in total assets on June 30, 2026, it ranks No. 242 of 4,232 U.S. banks by total assets. The Geneva Plaza Branch at 387 Hamilton St dates to 1957 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Geneva Plaza Branch387 Hamilton St, 14456
Reliant Community Credit Union Credit union · 1
Reliant Community Credit Union has 1 office in Geneva, 10 across New York. It is based in Sodus, NY and $765.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Geneva990 State Route 5 And 20, 14456
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
The Canandaigua National Bank Bank · 1
The Canandaigua National Bank has 1 branch in Geneva, 28 across New York and 26 nationwide. FDIC records list its main office in Canandaigua, NY and show it operating since 1887. With $5.41 billion in total assets on June 30, 2026, it ranks No. 273 of 4,232 U.S. banks by total assets. The Geneva Bank Office Branch at 287 Hamilton St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Geneva Bank Office Branch287 Hamilton St, 14456
The Lyons National Bank Bank · 1
The Lyons National Bank has 1 branch in Geneva, 17 across New York and 16 nationwide. FDIC records list its main office in Lyons, NY and show it operating since 1865. With $2.13 billion in total assets on June 30, 2026, it ranks No. 578 of 4,232 U.S. banks by total assets. The Geneva Branch at 399 Exchange St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Geneva Branch399 Exchange St, 14456
Wayne Bank Bank · 1
Wayne Bank has 1 branch in Geneva, 14 across New York and 33 nationwide. FDIC records list its main office in Honesdale, PA and show it operating since 1871. With $2.91 billion in total assets on June 30, 2026, it ranks No. 440 of 4,232 U.S. banks by total assets. The Geneva Branch at 389 Hamilton St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Geneva Branch389 Hamilton St, 14456
Join a credit union in Geneva
3 credit unions have 3 offices here: Esl Credit Union, Reliant Community Credit Union and Finger Lakes Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Geneva page has every office in the state's directory.
Banking in Geneva: the local picture
Short answer: 5 banks run 5 branches in Geneva according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Geneva, 4 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is The Lyons National Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 5 Seneca St, dating to 1944; the newest is The Canandaigua National Bank's at 287 Hamilton St, from 2021.
3 credit unions have 3 offices in Geneva, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Geneva
Short answer: 3 of the 3 Geneva locations with published hours open on Saturday, run by 3 institutions.
- Esl Credit Union: 1 of 1 office (342 Hamilton St: Saturday 9 am to 1 pm)
- Reliant Community Credit Union: 1 of 1 office (990 State Route 5 And 20: Saturday 9 am to 12 pm)
- Finger Lakes Credit Union: 1 of 1 office (27 Seneca St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Geneva, and where the nearest one is if they do not.
Short answer: No branches in Geneva: Chase (nearest in Canandaigua, 15 mi), Wells Fargo (nearest in Kingston, 165 mi), Bank of America (nearest in Fairport, 27 mi), PNC Bank (nearest in New York, 210 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 213 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 144 mi), BMO.
| Bank | In Geneva | Nearest branch if none here |
|---|---|---|
| Chase | None | Canandaigua, 15 miles away |
| Wells Fargo | None | Kingston, 165 miles away |
| Bank of America | None | Fairport, 27 miles away |
| PNC Bank | None | New York, 210 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 213 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 144 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Geneva to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Geneva residents like anyone else.
Banks near Geneva
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Waterloo (7 miles) and Seneca Falls (11 miles). Canandaigua, 14 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Waterloo, NY | 7 mi | 4 | 4 |
| Banks in Seneca Falls, NY | 11 mi | 2 | 2 |
| Banks in Newark, NY | 14 mi | 4 | 4 |
| Banks in Canandaigua, NY | 14 mi | 7 | 8 |
| Banks in Penn Yan, NY | 14 mi | 4 | 5 |
| Banks in Ovid, NY | 15 mi | 2 | 2 |
| Banks in Farmington, NY | 20 mi | 2 | 2 |
| Banks in Auburn, NY | 22 mi | 7 | 10 |
Bank branch openings and closings in Geneva
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Geneva between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Geneva
Short answer: 1 institution has its main office in Geneva: Finger Lakes Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Finger Lakes Credit Union | Credit union | $253.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Geneva by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Geneva offices.
Short answer: Community Bank is the largest bank with offices in Geneva, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Five Star Bank is second with $6.29 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| Five Star Bank | $6.29 billion | No. 242 | 1 | Rochester, NY |
| The Canandaigua National Bank | $5.41 billion | No. 273 | 1 | Canandaigua, NY |
| Wayne Bank | $2.91 billion | No. 440 | 1 | Honesdale, PA |
| The Lyons National Bank | $2.13 billion | No. 578 | 1 | Lyons, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Geneva: FAQ
How many banks are in Geneva, NY?
Geneva has 5 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Geneva?
Community Bank, with 1. Five Star Bank has 1 and The Canandaigua National Bank has 1.
Is there a Community Bank in Geneva, NY?
Yes. FDIC data lists 1 Community Bank branch in Geneva as of September 5, 2026. The address and directions are under Community Bank above.
Is there a Five Star Bank in Geneva, NY?
Yes. FDIC data lists 1 Five Star Bank branch in Geneva as of September 5, 2026. The address and directions are under Five Star Bank above.
Is there a The Canandaigua National Bank in Geneva, NY?
Yes. FDIC data lists 1 The Canandaigua National Bank branch in Geneva as of September 5, 2026. The address and directions are under The Canandaigua National Bank above.
Is there a Chase in Geneva, NY?
No. FDIC data lists no Chase branch in Geneva as of September 5, 2026. The nearest is in Canandaigua, about 15 miles away in a straight line.
Which banks in Geneva are open on Saturday?
Esl Credit Union, Reliant Community Credit Union and Finger Lakes Credit Union publish Saturday hours for one or more Geneva locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Geneva?
Finger Lakes Credit Union has its main office in Geneva, according to the FDIC and the NCUA.
What is the oldest bank in Geneva?
The Lyons National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Geneva?
Esl Credit Union, Reliant Community Credit Union and Finger Lakes Credit Union have offices in Geneva. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Geneva in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Geneva?
Nearby cities with more banks include Waterloo, Seneca Falls, Newark. Waterloo is 7 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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