US Bank Directory

Banks in Moravia, NY

2 FDIC-insured banks operate 2 offices in Moravia, New York.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Moravia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Moravia, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Moravia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank and The First National Bank of Groton have the most locations in Moravia, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Moravia, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Moravia Branch at 105 Main Street dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community Bank: profile, branches and contacts
The First National Bank of Groton 1 branch · main office Groton, NY Bank · 1

The First National Bank of Groton has 1 branch in Moravia, 2 across New York and 2 nationwide. FDIC records list its main office in Groton, NY and show it operating since 1865. With $203.9 million in total assets on June 30, 2026, it ranks No. 2,962 of 4,232 U.S. banks by total assets. The Moravia Branch at 41 S Main St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The First National Bank of Groton: profile, branches and contacts

Banking in Moravia: the local picture

Short answer: 2 banks run 2 branches in Moravia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Moravia, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is The First National Bank of Groton, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 105 Main Street, dating to 1981; the newest is The First National Bank of Groton's at 41 S Main St, from 1999.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Moravia, and where the nearest one is if they do not.

Short answer: No branches in Moravia: Chase (nearest in Ithaca, 19 mi), Wells Fargo (nearest in Kingston, 134 mi), Bank of America (nearest in Camillus, 24 mi), PNC Bank (nearest in New York, 181 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 185 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 115 mi), BMO.

BankIn MoraviaNearest branch if none here
ChaseNoneIthaca, 19 miles away
Wells FargoNoneKingston, 134 miles away
Bank of AmericaNoneCamillus, 24 miles away
PNC BankNoneNew York, 181 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 185 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneMonticello, 115 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Moravia to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Moravia residents like anyone else.

Banks near Moravia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Homer (13 miles) and Cortland (14 miles). Auburn, 18 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Moravia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Moravia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Moravia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Moravia offices.

Short answer: Community Bank is the largest bank with offices in Moravia, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. The First National Bank of Groton is second with $203.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community Bank$17.45 billionNo. 1141Canton, NY
The First National Bank of Groton$203.9 millionNo. 2,9621Groton, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Moravia: FAQ

How many banks are in Moravia, NY?

Moravia has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Moravia?

Community Bank, with 1. The First National Bank of Groton has 1.

Is there a Community Bank in Moravia, NY?

Yes. FDIC data lists 1 Community Bank branch in Moravia as of September 5, 2026. The address and directions are under Community Bank above.

Is there a The First National Bank of Groton in Moravia, NY?

Yes. FDIC data lists 1 The First National Bank of Groton branch in Moravia as of September 5, 2026. The address and directions are under The First National Bank of Groton above.

Is there a Chase in Moravia, NY?

No. FDIC data lists no Chase branch in Moravia as of September 5, 2026. The nearest is in Ithaca, about 19 miles away in a straight line.

What is the oldest bank in Moravia?

The First National Bank of Groton has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Did any bank branches open or close in Moravia in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Moravia?

Nearby cities with more banks include Homer, Cortland, Dryden. Homer is 13 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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