US Bank Directory
Banks in Ithaca, NY
7 FDIC-insured banks operate 15 offices in Ithaca, New York, and 4 credit unions have 11 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ithaca
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 26 locations in Ithaca, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ithaca
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Tompkins Bank & Trust has the most locations in Ithaca, with 6. It is followed by M&T Bank (2), Community Bank (2), Chemung Canal Trust (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Beginnings Credit Union Credit union · 8
Beginnings Credit Union has 8 officees in Ithaca, 16 across New York. It is based in Ithaca, NY and $1.51 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 8 Ithaca locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office1030 Craft Rd, 14850
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
East Hill1022 Ellis Hollow Rd, 14850
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
1050 Craft Rd1050 Craft Rd, 14850
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Campus Store15 Central Ave, 14853
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Commons Branch200-204 E. State Street, 14850
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Meadow Street409 N Meadow St # 13, 14850
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Ithaca College953 Danby Rd Egbert Hall Rm 328-329, Ithaca College, 14850
All hours
Mon to Tue not published; Wed 9 am to 4:30 pm; Thu not published; Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Triphammer99 Sheraton Dr, 14850
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Tompkins Bank & Trust Bank · 6
Tompkins Bank & Trust has 6 branches in Ithaca, 41 across New York and 59 nationwide. FDIC records list its main office in Ithaca, NY and show it operating since 1934. With $8.79 billion in total assets on June 30, 2026, it ranks No. 185 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ithaca location is its main office at 118 E Seneca St, dating to 1934; the newest, at 2230 N Triphammer Rd, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office118 E Seneca St, 14850
-
East Hill Plaza Branch1012 Ellis Hollow Rd, 14850
-
Public Accommodation Branch119 E Seneca St, 14850
-
Kendall Branch2230 N Triphammer Rd, 14850
-
West Seneca Street Branch701 W Seneca St, 14850
-
Plaza Branch775 S Meadow St, 14850
Chemung Canal Trust Bank · 2
Chemung Canal Trust has 2 branches in Ithaca, 28 across New York and 30 nationwide. FDIC records list its main office in Elmira, NY and show it operating since 1833. With $2.82 billion in total assets on June 30, 2026, it ranks No. 458 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ithaca location is the Ithaca South Branch at 304 Elmird Road, dating to 1971; the newest, at 909 Hanshaw Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
-
Ithaca South Branch304 Elmird Road, 14850
-
Community Corners Branch909 Hanshaw Rd, 14850
Community Bank Bank · 2
Community Bank has 2 branches in Ithaca, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ithaca location is the Ithaca S Meadow St Branch at 702 S Meadow St, dating to 1998; the newest, at 2315 N Triphammer Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
-
Ithaca Triphammer Branch2315 N Triphammer Rd, 14850
-
Ithaca S Meadow St Branch702 S Meadow St, 14850
M&T Bank Bank · 2
M&T Bank has 2 branches in Ithaca, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ithaca location is the Triphammer Branch at 2248 N Triphammer Rd, dating to 1969; the newest, at 118 N Tioga St, to 1980. 1 of its 2 Ithaca locations with published hours open on Saturday.
-
Ithaca Main Branch118 N Tioga St, 14850
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
-
Triphammer Branch2248 N Triphammer Rd, 14850
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Alternatives Credit Union Credit union · 1
Alternatives Credit Union has 1 office in Ithaca, 2 across New York. It is based in Ithaca, NY and $162.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Main Office main office125 N Fulton St, 14850
All hours
Mon to Fri 9 am to 6 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Ithaca, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Ithaca State Street at 301 E State St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Ithaca State Street301 E State St, 14850
Citizens Bank · 1
Citizens has 1 branch in Ithaca, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Ithaca Tops Branch at 2300 N Triphammer Rd dates to 2022 in FDIC branch records. It opens on Saturday.
-
Ithaca Tops Branch2300 N Triphammer Rd, 14850
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Ithaca, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Ithaca Branch at 604 South Meadow Street dates to 1896 in FDIC branch records. It opens on Saturday.
-
Ithaca Branch604 South Meadow Street, 14850
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Tompkins Employees Credit Union Credit union · 1
Tompkins Employees Credit Union has 1 office in Ithaca, 1 across New York. It is based in Ithaca, NY and $12.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office202 Taughannock Blvd Ste 1B, 14850
All hours
Mon to Wed 8:30 am to 4 pm; Thu 8:30 am to 4:30 pm; Fri 8:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Visions Credit Union Credit union · 1
Visions Credit Union has 1 office in Ithaca, 34 across New York. It is based in Endicott, NY and $5.25 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Ithaca408 Elmira Rd, 14850
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Ithaca
4 credit unions have 11 offices here: Beginnings Credit Union, Visions Credit Union, Alternatives Credit Union and Tompkins Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ithaca page has every office in the state's directory.
Banking in Ithaca: the local picture
Short answer: 7 banks run 15 branches in Ithaca according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Ithaca, 3 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 604 South Meadow Street, dating to 1896; the newest is Citizens's at 2300 N Triphammer Rd, from 2022.
4 credit unions have 11 offices in Ithaca, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 7 open on Saturday. 11 locations have no published hours in these sources.
Banks by ZIP code in Ithaca
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 14850 has the most bank and credit union offices in Ithaca (25), followed by 14853 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 14850 | 25 | 11 | Beginnings Credit Union, Tompkins Bank & Trust, Chemung Canal Trust |
| 14853 | 1 | 1 | Beginnings Credit Union |
Banks and credit unions open on Saturday in Ithaca
Short answer: 7 of the 15 Ithaca locations with published hours open on Saturday, run by 6 institutions.
- M&T Bank: 1 of 2 branches (2248 N Triphammer Rd: Saturday 9 am to 12 pm)
- Citizens: 1 of 1 branch (2300 N Triphammer Rd: Saturday 10 am to 3 pm)
- KeyBank: 1 of 1 branch (604 South Meadow Street: Saturday 9 am to 12 pm)
- Beginnings Credit Union: 2 of 8 offices (409 N Meadow St # 13: Saturday 9 am to 12 pm, and 1 more)
- Visions Credit Union: 1 of 1 office (408 Elmira Rd: Saturday 9 am to 12 pm)
- Alternatives Credit Union: 1 of 1 office (125 N Fulton St: Saturday 10 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 26 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ithaca, and where the nearest one is if they do not.
Short answer: In Ithaca: Chase (1). No branches in Ithaca: Wells Fargo (nearest in Kingston, 132 mi), Bank of America (nearest in Camillus, 42 mi), PNC Bank (nearest in New York, 172 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 175 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 108 mi), BMO.
| Bank | In Ithaca | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Kingston, 132 miles away |
| Bank of America | None | Camillus, 42 miles away |
| PNC Bank | None | New York, 172 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 175 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 108 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ithaca to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ithaca residents like anyone else.
Banks near Ithaca
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dryden (10 miles) and Moravia (18 miles). Cortland, 18 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dryden, NY | 10 mi | 2 | 2 |
| Banks in Moravia, NY | 18 mi | 2 | 2 |
| Banks in Cortland, NY | 18 mi | 5 | 7 |
| Banks in Watkins Glen, NY | 20 mi | 2 | 2 |
| Banks in Homer, NY | 21 mi | 2 | 2 |
| Banks in Ovid, NY | 23 mi | 2 | 2 |
| Banks in Horseheads, NY | 27 mi | 4 | 5 |
| Banks in Owego, NY | 27 mi | 3 | 3 |
Bank branch openings and closings in Ithaca
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ithaca between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ithaca
Short answer: 4 institutions have their main office in Ithaca: Beginnings Credit Union, Tompkins Bank & Trust, Alternatives Credit Union and Tompkins Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Beginnings Credit Union | Credit union | $1.51 billion | 8 |
| Tompkins Bank & Trust | Bank | $8.79 billion | 6 |
| Alternatives Credit Union | Credit union | $162.0 million | 1 |
| Tompkins Employees Credit Union | Credit union | $12.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ithaca by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ithaca offices.
Short answer: Chase is the largest bank with offices in Ithaca, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Citizens is second with $232.52 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Community Bank | $17.45 billion | No. 114 | 2 | Canton, NY |
| Tompkins Bank & Trust | $8.79 billion | No. 185 | 6 | Ithaca, NY |
| Chemung Canal Trust | $2.82 billion | No. 458 | 2 | Elmira, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ithaca: FAQ
How many banks are in Ithaca, NY?
Ithaca has 7 banks with 15 branches and 4 credit unions with 11 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ithaca?
Tompkins Bank & Trust, with 6. M&T Bank has 2 and Community Bank has 2.
Is there a Tompkins Bank & Trust in Ithaca, NY?
Yes. FDIC data lists 6 Tompkins Bank & Trust branches in Ithaca as of September 5, 2026, the main office at 118 E Seneca St. Its branches are listed under Tompkins Bank & Trust above, with the address and directions for each.
Is there a M&T Bank in Ithaca, NY?
Yes. FDIC data lists 2 M&T Bank branches in Ithaca as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a Community Bank in Ithaca, NY?
Yes. FDIC data lists 2 Community Bank branches in Ithaca as of September 5, 2026. Its branches are listed under Community Bank above, with the address and directions for each.
Is there a Wells Fargo in Ithaca, NY?
No. FDIC data lists no Wells Fargo branch in Ithaca as of September 5, 2026. The nearest is in Kingston, about 132 miles away in a straight line.
Which banks in Ithaca are open on Saturday?
M&T Bank, Citizens, KeyBank and Beginnings Credit Union and 2 more publish Saturday hours for one or more Ithaca locations. The Saturday section above lists each one with its hours. 11 of the 26 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ithaca?
Beginnings Credit Union, Tompkins Bank & Trust, Alternatives Credit Union and Tompkins Employees Credit Union have their main office in Ithaca, according to the FDIC and the NCUA.
What is the oldest bank in Ithaca?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Ithaca?
Beginnings Credit Union, Visions Credit Union, Alternatives Credit Union and Tompkins Employees Credit Union have offices in Ithaca. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ithaca in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ithaca?
Nearby cities with more banks include Dryden, Moravia, Cortland. Dryden is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 10 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 15 branches: Citizens, KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds