Banks in Bath, NY

Bank branch map: Bath

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Bath, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Bath

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank, Five Star Bank and Chemung Canal Trust have the most locations in Bath, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chemung Canal Trust 1 branch · main office Elmira, NY Bank · 1

Chemung Canal Trust has 1 branch in Bath, 28 across New York and 30 nationwide. FDIC records list its main office in Elmira, NY and show it operating since 1833. With $2.82 billion in total assets on June 30, 2026, it ranks No. 458 of 4,232 U.S. banks by total assets. The West Morris Street Branch at 201 Bath And Hammondsport Railroad dates to 1884 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• West Morris Street Branch

  201 Bath And Hammondsport Railroad, 14810

  Hours: see the bank's site
  DirectionsWebsite

Chemung Canal Trust: profile, branches and contacts

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Bath, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Bath Branch at 8 Liberty St dates to 1954 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bath Branch

  8 Liberty St, 14810

  Hours: see the bank's site
  DirectionsWebsite

Community Bank: profile, branches and contacts

Five Star Bank 1 branch · main office Rochester, NY Bank · 1

Five Star Bank has 1 branch in Bath, 48 across New York and 48 nationwide. FDIC records list its main office in Rochester, NY and show it operating since 1881. With $6.29 billion in total assets on June 30, 2026, it ranks No. 242 of 4,232 U.S. banks by total assets. The West Bath Branch at 323 W Washington St dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• West Bath Branch

  323 W Washington St, 14810

  Hours: see the bank's site
  DirectionsWebsite

Five Star Bank: profile, branches and contacts

Servu Credit Union 1 office · main office Painted Post, NY Credit union · 1

Servu Credit Union has 1 office in Bath, 7 across New York. It is based in Painted Post, NY and $519.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Bath

  7215 State Route 54, 14810

  (607) 776-9139Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Servu Credit Union: profile, branches and contacts

Steuben Citizens Credit Union 1 office · main office Bath, NY Credit union · 1

Steuben Citizens Credit Union has 1 office in Bath, 1 across New York. It is based in Bath, NY and $35.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Main Office main office

  2 Wilson Ave, 14810

  (607) 776-3684Today 8 am to 4:40 pm

  All hours

  Mon to Fri 8 am to 4:40 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Steuben Citizens Credit Union: profile, branches and contacts

Join a credit union in Bath

2 credit unions have 2 offices here: Servu Credit Union and Steuben Citizens Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bath page has every office in the state's directory.

Banking in Bath: the local picture

Short answer: 3 banks run 3 branches in Bath according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Bath, 3 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Chemung Canal Trust, operating since 1833 according to the FDIC. In FDIC branch records, the longest-running branch is Chemung Canal Trust's office at 201 Bath And Hammondsport Railroad, dating to 1884; the newest is Five Star Bank's at 323 W Washington St, from 1978.

2 credit unions have 2 offices in Bath, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Bath

Short answer: None of the 2 Bath locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bath, and where the nearest one is if they do not.

Short answer: No branches in Bath: Chase (nearest in Canandaigua, 38 mi), Wells Fargo (nearest in Kingston, 172 mi), Bank of America (nearest in Fairport, 51 mi), PNC Bank (nearest in New York, 203 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 205 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 143 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bath to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bath residents like anyone else.

Banks near Bath

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hornell (17 miles) and Painted Post (17 miles). Hornell, 17 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Bath

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bath between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Bath

Short answer: 1 institution has its main office in Bath: Steuben Citizens Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Bath by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bath offices.

Short answer: Community Bank is the largest bank with offices in Bath, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Five Star Bank is second with $6.29 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bath: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.