US Bank Directory
Banks in Westphalia, MO
1 FDIC-insured bank operates 1 office in Westphalia, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Westphalia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Westphalia, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Westphalia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Legends Bank is the only bank with an office in Westphalia. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Legends Bank Bank · 1
Legends Bank has 1 branch in Westphalia, 12 across Missouri and 13 nationwide. FDIC records list its main office in Linn, MO and show it operating since 1913. With $635.5 million in total assets on June 30, 2026, it ranks No. 1,495 of 4,232 U.S. banks by total assets. The Westphalia Branch at 1950 Highway 63 dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Westphalia Branch1950 Highway 63, 65085
Banking in Westphalia: the local picture
Short answer: 1 bank runs 1 branch in Westphalia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Legends Bank has its main office in Linn, MO, according to the FDIC.
The bank with the longest record here is Legends Bank, operating since 1913 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Westphalia, and where the nearest one is if they do not.
Short answer: No branches in Westphalia: Chase (nearest in Washington, 55 mi), Wells Fargo (nearest in Saint Louis, 97 mi), Bank of America (nearest in Columbia, 37 mi), PNC Bank (nearest in Warrenton, 53 mi), U.S. Bank (nearest in Jefferson City, 13 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 88 mi), Regions Bank (nearest in Jefferson City, 13 mi), TD Bank, BMO (nearest in O Fallon, 71 mi).
| Bank | In Westphalia | Nearest branch if none here |
|---|---|---|
| Chase | None | Washington, 55 miles away |
| Wells Fargo | None | Saint Louis, 97 miles away |
| Bank of America | None | Columbia, 37 miles away |
| PNC Bank | None | Warrenton, 53 miles away |
| U.S. Bank | None | Jefferson City, 13 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 88 miles away |
| Regions Bank | None | Jefferson City, 13 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | O Fallon, 71 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Westphalia to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Westphalia residents like anyone else.
Banks near Westphalia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Linn (9 miles) and Jefferson City (14 miles). Jefferson City, 14 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Linn, MO | 9 mi | 2 | 3 |
| Banks in Jefferson City, MO | 14 mi | 11 | 26 |
| Banks in Holts Summit, MO | 16 mi | 2 | 2 |
| Banks in Belle, MO | 19 mi | 3 | 3 |
| Banks in Eugene, MO | 22 mi | 2 | 2 |
| Banks in Ashland, MO | 27 mi | 3 | 3 |
| Banks in Owensville, MO | 28 mi | 3 | 3 |
| Banks in Fulton, MO | 29 mi | 4 | 6 |
Bank branch openings and closings in Westphalia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Westphalia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Westphalia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Westphalia offices.
Short answer: Legends Bank is the largest bank with offices in Westphalia, with $635.5 million in total assets on June 30, 2026, No. 1,495 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Legends Bank | $635.5 million | No. 1,495 | 1 | Linn, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Westphalia: FAQ
How many banks are in Westphalia, MO?
Westphalia has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Legends Bank in Westphalia, MO?
Yes. FDIC data lists 1 Legends Bank branch in Westphalia as of September 5, 2026. The address and directions are under Legends Bank above.
Is there a Chase in Westphalia, MO?
No. FDIC data lists no Chase branch in Westphalia as of September 5, 2026. The nearest is in Washington, about 55 miles away in a straight line.
What is the oldest bank in Westphalia?
Legends Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1913.
Did any bank branches open or close in Westphalia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Westphalia?
Nearby cities with more banks include Linn, Jefferson City, Holts Summit. Linn is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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