US Bank Directory
Banks in Fulton, MO
4 FDIC-insured banks operate 6 offices in Fulton, Missouri, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Fulton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Fulton, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fulton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Central Bank and The Callaway Bank have the most locations in Fulton, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Central Bank Bank · 2
Central Bank has 2 branches in Fulton, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fulton location is the Fulton Branch at 410 Market St, dating to 1912; the newest, at 2020 N Bluff St, to 2010. It does not publish hours in the sources this page uses; check its site before you go.
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Fulton North Branch2020 N Bluff St, 65251
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Fulton Branch410 Market St, 65251
The Callaway Bank Bank · 2
The Callaway Bank has 2 branches in Fulton, 6 across Missouri and 6 nationwide. FDIC records list its main office in Fulton, MO and show it operating since 1857. With $511.5 million in total assets on June 30, 2026, it ranks No. 1,766 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fulton location is its main office at 5 E 5th St, dating to 1857; the newest, at 1101 S Business 54, to 1982. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office5 E 5th St, 65251
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South Facility1101 S Business 54, 65251
Exchange Bank of Missouri Bank · 1
Exchange Bank of Missouri has 1 branch in Fulton, 6 across Missouri and 6 nationwide. FDIC records list its main office in Fayette, MO and show it operating since 1927. With $453.8 million in total assets on June 30, 2026, it ranks No. 1,908 of 4,232 U.S. banks by total assets. The Fulton Branch at 601 Court St dates to 1959 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fulton Branch601 Court St, 65251
United Credit Union Credit union · 1
United Credit Union has 1 office in Fulton, 8 across Missouri. It is based in Mexico, MO and $303.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Fulton Branch1204 S Business 54, 65251
All hours
Mon to Thu not published; Fri 8:30 am to 5 pm; Sat 9 am to 6 pm; Sun not published
Hours: NCUA, March 31, 2026
United Security Bank Bank · 1
United Security Bank has 1 branch in Fulton, 3 across Missouri and 3 nationwide. FDIC records list its main office in Fulton, MO and show it operating since 1930. With $97.2 million in total assets on June 30, 2026, it ranks No. 3,714 of 4,232 U.S. banks by total assets. Its main office at 2050 N Bluff St dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2050 N Bluff St, 65251
Join a credit union in Fulton
1 credit union has 1 office here: United Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fulton page has every office in the state's directory.
Banking in Fulton: the local picture
Short answer: 4 banks run 6 branches in Fulton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 2 have their main office in Fulton, 2 elsewhere in Missouri, according to the FDIC.
The bank with the longest record here is The Callaway Bank, operating since 1857 according to the FDIC. In FDIC branch records, the longest-running branch is The Callaway Bank's office at 5 E 5th St, dating to 1857; the newest is Central Bank's at 2020 N Bluff St, from 2010.
The only credit union with an office here is United Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.
Credit unions open on Saturday in Fulton
Short answer: 1 of the 1 Fulton location with published hours opens on Saturday, run by 1 institution.
- United Credit Union: 1 of 1 office (1204 S Business 54: Saturday 9 am to 6 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fulton, and where the nearest one is if they do not.
Short answer: No branches in Fulton: Chase (nearest in Washington, 56 mi), Wells Fargo (nearest in Saint Louis, 95 mi), Bank of America (nearest in Columbia, 21 mi), PNC Bank (nearest in Warrenton, 43 mi), U.S. Bank (nearest in Columbia, 21 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 86 mi), Regions Bank (nearest in Columbia, 21 mi), TD Bank, BMO (nearest in O Fallon, 65 mi).
| Bank | In Fulton | Nearest branch if none here |
|---|---|---|
| Chase | None | Washington, 56 miles away |
| Wells Fargo | None | Saint Louis, 95 miles away |
| Bank of America | None | Columbia, 21 miles away |
| PNC Bank | None | Warrenton, 43 miles away |
| U.S. Bank | None | Columbia, 21 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 86 miles away |
| Regions Bank | None | Columbia, 21 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | O Fallon, 65 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fulton to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fulton residents like anyone else.
Banks near Fulton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Holts Summit (17 miles) and Ashland (17 miles). Columbia, 21 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Holts Summit, MO | 17 mi | 2 | 2 |
| Banks in Ashland, MO | 17 mi | 3 | 3 |
| Banks in Columbia, MO | 21 mi | 21 | 51 |
| Banks in Mexico, MO | 22 mi | 6 | 6 |
| Banks in Hallsville, MO | 23 mi | 2 | 2 |
| Banks in Jefferson City, MO | 24 mi | 11 | 26 |
| Banks in Montgomery City, MO | 25 mi | 4 | 4 |
| Banks in Linn, MO | 26 mi | 2 | 3 |
Bank branch openings and closings in Fulton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fulton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Fulton
Short answer: 2 institutions have their main office in Fulton: The Callaway Bank and United Security Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Callaway Bank | Bank | $511.5 million | 2 |
| United Security Bank | Bank | $97.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Fulton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fulton offices.
Short answer: Central Bank is the largest bank with offices in Fulton, with $20.31 billion in total assets on June 30, 2026, No. 105 among U.S. banks by total assets. The Callaway Bank is second with $511.5 million. 2 of the 4 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Central Bank | $20.31 billion | No. 105 | 2 | Jefferson City, MO |
| The Callaway Bank | $511.5 million | No. 1,766 | 2 | Fulton, MO |
| Exchange Bank of Missouri | $453.8 million | No. 1,908 | 1 | Fayette, MO |
| United Security Bank | $97.2 million | No. 3,714 | 1 | Fulton, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fulton: FAQ
How many banks are in Fulton, MO?
Fulton has 4 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fulton?
Central Bank, with 2. The Callaway Bank has 2 and Exchange Bank of Missouri has 1.
Is there a Central Bank in Fulton, MO?
Yes. FDIC data lists 2 Central Bank branches in Fulton as of September 5, 2026. Its branches are listed under Central Bank above, with the address and directions for each.
Is there a The Callaway Bank in Fulton, MO?
Yes. FDIC data lists 2 The Callaway Bank branches in Fulton as of September 5, 2026, the main office at 5 E 5th St. Its branches are listed under The Callaway Bank above, with the address and directions for each.
Is there a Exchange Bank of Missouri in Fulton, MO?
Yes. FDIC data lists 1 Exchange Bank of Missouri branch in Fulton as of September 5, 2026. The address and directions are under Exchange Bank of Missouri above.
Is there a Chase in Fulton, MO?
No. FDIC data lists no Chase branch in Fulton as of September 5, 2026. The nearest is in Washington, about 56 miles away in a straight line.
Which banks in Fulton are open on Saturday?
United Credit Union publishes Saturday hours for one or more Fulton locations. The Saturday section above lists each one with its hours. 6 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Fulton?
The Callaway Bank and United Security Bank have their main office in Fulton, according to the FDIC.
What is the oldest bank in Fulton?
The Callaway Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1857.
Which credit unions can I join in Fulton?
United Credit Union has an office in Fulton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fulton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fulton?
Nearby cities with more banks include Holts Summit, Ashland, Columbia. Holts Summit is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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