Banks in Holts Summit, MO

Bank branch map: Holts Summit

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Holts Summit, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Holts Summit

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central Bank and Mid America Bank have the most locations in Holts Summit, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank The Central Trust Bank · 1 branch · main office Jefferson City, MO Bank · 1

Central Bank has 1 branch in Holts Summit, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Holts Summit Branch at 155 Northstar Dr dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Holts Summit Branch

  155 Northstar Dr, 65043

  Hours: see the bank's site
  DirectionsWebsite

Central Bank: profile, branches and contacts

Mid America Bank 1 branch · main office Jefferson City, MO Bank · 1

Mid America Bank has 1 branch in Holts Summit, 11 across Missouri and 11 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1914. With $1.18 billion in total assets on June 30, 2026, it ranks No. 910 of 4,232 U.S. banks by total assets. The Mid America Bank - Holts Summit Branch at 580 Karen Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mid America Bank - Holts Summit Branch

  580 Karen Dr, 65043

  Hours: see the bank's site
  DirectionsWebsite

Mid America Bank: profile, branches and contacts

Banking in Holts Summit: the local picture

Short answer: 2 banks run 2 branches in Holts Summit according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Holts Summit, 2 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is Central Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Central Bank's office at 155 Northstar Dr, dating to 1994; the newest is Mid America Bank's at 580 Karen Dr, from 2006.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Holts Summit, and where the nearest one is if they do not.

Short answer: No branches in Holts Summit: Chase (nearest in Washington, 62 mi), Wells Fargo (nearest in Saint Louis, 103 mi), Bank of America (nearest in Columbia, 22 mi), PNC Bank (nearest in Warrenton, 53 mi), U.S. Bank (nearest in Jefferson City, 6 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 94 mi), Regions Bank (nearest in Jefferson City, 6 mi), TD Bank, BMO (nearest in O Fallon, 74 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Holts Summit to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Holts Summit residents like anyone else.

Banks near Holts Summit

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jefferson City (7 miles) and Ashland (12 miles). Columbia, 23 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Holts Summit

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Holts Summit between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Holts Summit by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Holts Summit offices.

Short answer: Central Bank is the largest bank with offices in Holts Summit, with $20.31 billion in total assets on June 30, 2026, No. 105 among U.S. banks by total assets. Mid America Bank is second with $1.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Holts Summit: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.