US Bank Directory

Banks in Jefferson City, MO

11 FDIC-insured banks operate 26 offices in Jefferson City, Missouri, and 14 credit unions have 21 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Jefferson City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 25 banks and credit unions operate 47 locations in Jefferson City, according to the FDIC and the NCUA. 47 of them have coordinates on record and are on the map. 17 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

47 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Jefferson City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central Bank has the most locations in Jefferson City, with 9. It is followed by Hawthorn Bank (4), Legends Bank (3), First Mid Bank & Trust (2). 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank The Central Trust Bank · 9 branches · main office Jefferson City, MO Bank · 9

Central Bank has 9 branches in Jefferson City, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Jefferson City location is its main office at 238 Madison St, dating to 1902; the newest, at 700 Southwest Blvd, to 2021. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    238 Madison St, 65101
    Hours: see the bank's site
  • Jefferson City Branch
    111 E Miller St, 65101
    Hours: see the bank's site
  • Central Motor Branch
    116-124 East Miller Street, 65101
    Hours: see the bank's site
  • Jefferson City Facility
    1910 Southwest Blvd, 65109
    Hours: see the bank's site
  • Jefferson City Facility
    2815 W Truman Blvd, 65109
    Hours: see the bank's site
  • Central Bank West Branch
    3533 Country Club Dr, 65109
    Hours: see the bank's site
  • Jefferson Bank Of Missouri Market Branch
    700 Southwest Blvd, 65109
    Hours: see the bank's site
  • Wal-Mart Supercenter Facility
    724 W Stadium Blvd, 65109
    Hours: see the bank's site
  • Jefferson City Facility
    901 Eastland Dr, 65101
    Hours: see the bank's site
Central Bank: profile, branches and contacts
Multipli Credit Union 5 offices · main office Jefferson City, MO Credit union · 5

Multipli Credit Union has 5 officees in Jefferson City, 13 across Missouri. It is based in Jefferson City, MO and $1.43 billion in assets on March 31, 2026, according to its NCUA call report. None of its 5 Jefferson City locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    3124 W Edgewood Dr, 65109
    (573) 635-4185Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Southwest
    1815 Southwest Blvd, 65109
    (573) 635-8007Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Edgewood
    3200 W Edgewood Dr, 65109
    (573) 635-8007Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Jefferson City West Branch
    3608 W Truman Blvd, 65109
    (573) 635-4185Today 7:30 am to 6 pm
    All hours

    Mon to Fri 7:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Eastland
    910 Eastland Dr, 65101
    (573) 635-8007Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Multipli Credit Union: profile, branches and contacts
Hawthorn Bank 4 branches · main office Jefferson City, MO Bank · 4

Hawthorn Bank has 4 branches in Jefferson City, 17 across Missouri and 18 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1911. With $1.76 billion in total assets on June 30, 2026, it ranks No. 657 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Jefferson City location is its main office at 132 E High St, dating to 1911; the newest, at 800 Eastland Dr, to 1986. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    132 E High St, 65101
    Hours: see the bank's site
  • South Facility
    211 W Dunklin St, 65101
    Hours: see the bank's site
  • West Facility
    3701 W Truman Blvd, 65109
    Hours: see the bank's site
  • East Facility
    800 Eastland Dr, 65101
    Hours: see the bank's site
Hawthorn Bank: profile, branches and contacts
Legends Bank 3 branches · main office Linn, MO Bank · 3

Legends Bank has 3 branches in Jefferson City, 12 across Missouri and 13 nationwide. FDIC records list its main office in Linn, MO and show it operating since 1913. With $635.5 million in total assets on June 30, 2026, it ranks No. 1,495 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Jefferson City location is the Jefferson City Branch at 130 E Mccarty St, dating to 1897; the newest, at 3525 Missouri Blvd, to 2026. It does not publish hours in the sources this page uses; check its site before you go.

  • Jefferson City Branch
    130 E Mccarty St, 65101
    Hours: see the bank's site
  • Legends Bank Wildwood Shopping Center Branch
    3525 Missouri Blvd, 65109
    Hours: see the bank's site
  • Taos Branch
    8201 Highway M, 65101
    Hours: see the bank's site
Legends Bank: profile, branches and contacts
Conservation Employees Credit Union 2 offices · main office Jefferson City, MO Credit union · 2

Conservation Employees Credit Union has 2 officees in Jefferson City, 3 across Missouri. It is based in Jefferson City, MO and $192.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2915 W Truman Blvd, 65109
    (573) 522-4000Today 8 am to 4:30 pm
    All hours

    Mon to Fri 8 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Missouri Baptist Credit Union
    400 E High St, 65101
    (573) 635-4428Hours: see the credit union's site
Conservation Employees Credit Union: profile, branches and contacts
Fedco Credit Union 2 offices · main office Jefferson City, MO Credit union · 2

Fedco Credit Union has 2 officees in Jefferson City, 2 across Missouri. It is based in Jefferson City, MO and $7.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    701 S Country Club Dr, 65109
    (573) 893-1474Today 8 am to 4:30 pm
    All hours

    Mon to Thu 8 am to 4:30 pm; Fri 8 am to 3:15 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Central Bank
    3533 Country Club Dr, 65109
    (573) 634-1338Hours: see the credit union's site
Fedco Credit Union: profile, branches and contacts
First Mid Bank & Trust First Mid Bank & Trust, National Association · 2 branches · main office Mattoon, IL Bank · 2

First Mid Bank & Trust has 2 branches in Jefferson City, 17 across Missouri and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Jefferson City location is the Stadium Blvd Branch at 815 W Stadium Blvd, dating to 1995; the newest, at 300 Ellis Blvd, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

  • Ellis Blvd Branch
    300 Ellis Blvd, 65101
    Hours: see the bank's site
  • Stadium Blvd Branch
    815 W Stadium Blvd, 65109
    Hours: see the bank's site
First Mid Bank & Trust: profile, branches and contacts
J C Federal Employees Credit Union 2 offices · main office Jefferson City, MO Credit union · 2

J C Federal Employees Credit Union has 2 officees in Jefferson City, 2 across Missouri. It is based in Jefferson City, MO and $2.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Jefferson City locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    1804 Southwest Blvd Ste D, 65109
    (573) 635-8263Today: hours not published
    All hours

    Mon not published; Tue 9 am to 4 pm; Wed to Thu not published; Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Jc Federal Employees Credit Union
    1804 Southwest Blvd Ste D, 65109
    (573) 635-8263Today: hours not published
    All hours

    Mon not published; Tue 9 am to 4 pm; Wed to Thu not published; Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

J C Federal Employees Credit Union: profile, branches and contacts
Mid America Bank 2 branches · main office Jefferson City, MO Bank · 2

Mid America Bank has 2 branches in Jefferson City, 11 across Missouri and 11 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1914. With $1.18 billion in total assets on June 30, 2026, it ranks No. 910 of 4,232 U.S. banks by total assets. Its main office at 1200 W Stadium Blvd dates to 1914 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1200 W Stadium Blvd, 65109
    Hours: see the bank's site
  • Mid America Bank Jefferson City Branch
    1200 W Stadium Blvd, 65109
    Hours: see the bank's site
Mid America Bank: profile, branches and contacts
Civic Central Credit Union 1 office · main office Jefferson City, MO Credit union · 1

Civic Central Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Jefferson City, MO and $102.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    400 E Miller St, 65101
    (573) 636-5338Today 8 am to 4:30 pm
    All hours

    Mon to Fri 8 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Civic Central Credit Union: profile, branches and contacts
Emerald Credit Association Credit Union 1 office · main office Greenwood, SC Credit union · 1

Emerald Credit Association Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Greenwood, SC and $10.9 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

  • Cspi- Aurora
    805 W Stadium Blvd, 65109
    (800) 875-3962Hours as filed: monday- friday emergency on Saturday-Sunday
Emerald Credit Association Credit Union: profile, branches and contacts
Farmers Bank of Lohman, Missouri 1 branch · main office Jefferson City, MO Bank · 1

Farmers Bank of Lohman, Missouri has 1 branch in Jefferson City, 2 across Missouri and 2 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1909. With $82.9 million in total assets on June 30, 2026, it ranks No. 3,830 of 4,232 U.S. banks by total assets. Its main office at 103 Lomo Dr dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    103 Lomo Dr, 65109
    Hours: see the bank's site
Farmers Bank of Lohman, Missouri: profile, branches and contacts
Highway Alliance Credit Union 1 office · main office Jefferson city, MO Credit union · 1

Highway Alliance Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Jefferson city, MO and $28.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2010 William St, 65109
    (573) 632-2848Today 8 am to 4:30 pm
    All hours

    Mon to Fri 8 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Highway Alliance Credit Union: profile, branches and contacts
Internal Revenue Employees Credit Union 1 office · main office Greensboro, NC Credit union · 1

Internal Revenue Employees Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Greensboro, NC and $12.3 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Internal Revenue Employees Credit Union: profile, branches and contacts
Knox Co. Employees Credit Union 1 office · main office Knoxville, TN Credit union · 1

Knox Co. Employees Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Knoxville, TN and $12.8 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

  • Aurora Advantage Data Cu Data Center
    805 W Stadium Blvd, 65109
    (865) 933-4873Hours: see the credit union's site
Knox Co. Employees Credit Union: profile, branches and contacts
Midwest Independent BankersBank 1 branch · main office Jefferson City, MO Bank · 1

Midwest Independent BankersBank has 1 branch in Jefferson City, 1 across Missouri and 2 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1985. With $341.4 million in total assets on June 30, 2026, it ranks No. 2,298 of 4,232 U.S. banks by total assets. Its main office at 910 Weathered Rock Rd dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    910 Weathered Rock Rd, 65101
    Hours: see the bank's site
Midwest Independent BankersBank: profile, branches and contacts
Missouri Baptist Credit Union 1 office · main office Jefferson City, MO Credit union · 1

Missouri Baptist Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Jefferson City, MO and $10.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    400 E High St, 65101
    (573) 635-4428Today 9 am to 4 pm
    All hours

    Mon to Tue 8 am to 4 pm; Wed 9 am to 4 pm; Thu to Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Missouri Baptist Credit Union: profile, branches and contacts
Missouri Electric Cooperatives Empl Credit Union 1 office · main office Jefferson City, MO Credit union · 1

Missouri Electric Cooperatives Empl Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Jefferson City, MO and $387.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2722 E Mccarty St, 65101
    (573) 634-2595Today 8 am to 4:30 pm
    All hours

    Mon to Fri 8 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Missouri Electric Cooperatives Empl Credit Union: profile, branches and contacts
Penntech Employees Credit Union 1 office · main office Johnsonburg, PA Credit union · 1

Penntech Employees Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Johnsonburg, PA and $13.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Cspi
    805 W Stadium Blvd, 65109
    (800) 933-4873Today: hours not published
    All hours

    Mon not published; Tue 1 pm to 5 pm; Wed to Sun not published

    Hours: NCUA, March 31, 2026

Penntech Employees Credit Union: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Jefferson City, 49 across Missouri and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Jefferson City Mo Branch at 425 Madison St dates to 1884 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Jefferson City Mo Branch
    425 Madison St, 65101
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Smart Choice Credit Union 1 office · main office Cleveland, TN Credit union · 1

Smart Choice Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Cleveland, TN and $3.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Aurora
    805 W Stadium Blvd, 65109
    (573) 635-1281Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Smart Choice Credit Union: profile, branches and contacts
SULLIVAN BANK 1 branch · main office Sullivan, MO Bank · 1

SULLIVAN BANK has 1 branch in Jefferson City, 11 across Missouri and 11 nationwide. FDIC records list its main office in Sullivan, MO and show it operating since 1895. With $1.40 billion in total assets on June 30, 2026, it ranks No. 789 of 4,232 U.S. banks by total assets. The Jefferson City Branch at 2429 Hyde Park Road dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Jefferson City Branch
    2429 Hyde Park Road, 65109
    Hours: see the bank's site
SULLIVAN BANK: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Jefferson City, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Jefferson City Branch at 101 W Mccarty St dates to 1895 in FDIC branch records. It opens on Saturday.

  • Jefferson City Branch
    101 W Mccarty St, 65101
    (573) 634-2150Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
UMB Bank UMB Bank, National Association · 1 branch · main office Kansas City, MO Bank · 1

UMB Bank has 1 branch in Jefferson City, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Jefferson City Branch at 300 Dix Rd dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

  • Jefferson City Branch
    300 Dix Rd, 65109
    (573) 634-2600Today 9 am to 4:30 pm
    All hours

    Mon to Fri 9 am to 4:30 pm; Sat to Sun not published

    Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026

UMB Bank: profile, branches and contacts
Your Best Credit Union 1 office · main office Nashville, TN Credit union · 1

Your Best Credit Union has 1 office in Jefferson City, 1 across Missouri. It is based in Nashville, TN and $16.3 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Your Best Credit Union: profile, branches and contacts

Join a credit union in Jefferson City

14 credit unions have 21 offices here: Multipli Credit Union, Conservation Employees Credit Union, Fedco Credit Union, J C Federal Employees Credit Union, Missouri Electric Cooperatives Empl Credit Union and Civic Central Credit Union and 8 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Jefferson City page has every office in the state's directory.

Banking in Jefferson City: the local picture

Short answer: 11 banks run 26 branches in Jefferson City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 11 banks, 5 have their main office in Jefferson City, 3 elsewhere in Missouri and 3 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 425 Madison St, dating to 1884; the newest is Legends Bank's at 3525 Missouri Blvd, from 2026.

14 credit unions have 21 offices in Jefferson City, according to the NCUA. Who can join each one is on the credit unions page.

Of the 17 locations with published hours. 1 opens on Saturday. 30 locations have no published hours in these sources.

Banks by ZIP code in Jefferson City

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 65109 has the most bank and credit union offices in Jefferson City (29), followed by 65101 (18). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
651092919Central Bank, Multipli Credit Union, Fedco Credit Union
651011812Central Bank, Hawthorn Bank, Legends Bank

Banks open on Saturday in Jefferson City

Short answer: 1 of the 17 Jefferson City locations with published hours opens on Saturday, run by 1 institution.

  • U.S. Bank: 1 of 1 branch (101 W Mccarty St: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 30 of the 47 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Jefferson City, and where the nearest one is if they do not.

Short answer: In Jefferson City: U.S. Bank (1), Regions Bank (1). No branches in Jefferson City: Chase (nearest in Washington, 66 mi), Wells Fargo (nearest in Saint Louis, 107 mi), Bank of America (nearest in Columbia, 25 mi), PNC Bank (nearest in Warrenton, 59 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 98 mi), TD Bank, BMO (nearest in O Fallon, 79 mi).

BankIn Jefferson CityNearest branch if none here
U.S. Bank1 branchhere
Regions Bank1 branchhere
ChaseNoneWashington, 66 miles away
Wells FargoNoneSaint Louis, 107 miles away
Bank of AmericaNoneColumbia, 25 miles away
PNC BankNoneWarrenton, 59 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 98 miles away
TD BankNonenone in Missouri
BMONoneO Fallon, 79 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Jefferson City to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Jefferson City residents like anyone else.

Banks near Jefferson City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Holts Summit (7 miles) and Ashland (14 miles). Columbia, 26 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Jefferson City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Jefferson City between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Feb 2, 2026OpenedLegends Bank3525 Missouri Blvd, 65109

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Jefferson City

Short answer: 13 institutions have their main office in Jefferson City: Central Bank, Multipli Credit Union, Hawthorn Bank and Mid America Bank and 9 more.

InstitutionTypeTotal assets, June 30, 2026Offices here
Central BankBank$20.31 billion9
Multipli Credit UnionCredit union$1.43 billion5
Hawthorn BankBank$1.76 billion4
Mid America BankBank$1.18 billion2
Conservation Employees Credit UnionCredit union$192.0 million2
Fedco Credit UnionCredit union$7.0 million2
J C Federal Employees Credit UnionCredit union$2.7 million2
Missouri Electric Cooperatives Empl Credit UnionCredit union$387.8 million1
Midwest Independent BankersBankBank$341.4 million1
Civic Central Credit UnionCredit union$102.4 million1
Farmers Bank of Lohman, MissouriBank$82.9 million1
Highway Alliance Credit UnionCredit union$28.6 million1
Missouri Baptist Credit UnionCredit union$10.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Jefferson City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Jefferson City offices.

Short answer: U.S. Bank is the largest bank with offices in Jefferson City, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 5 of the 11 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Regions Bank$159.79 billionNo. 271Birmingham, AL
UMB Bank$71.90 billionNo. 401Kansas City, MO
Central Bank$20.31 billionNo. 1059Jefferson City, MO
First Mid Bank & Trust$9.14 billionNo. 1782Mattoon, IL
Hawthorn Bank$1.76 billionNo. 6574Jefferson City, MO
SULLIVAN BANK$1.40 billionNo. 7891Sullivan, MO
Mid America Bank$1.18 billionNo. 9102Jefferson City, MO
Legends Bank$635.5 millionNo. 1,4953Linn, MO
Midwest Independent BankersBank$341.4 millionNo. 2,2981Jefferson City, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Jefferson City: FAQ

How many banks are in Jefferson City, MO?

Jefferson City has 11 banks with 26 branches and 14 credit unions with 21 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Jefferson City?

Central Bank, with 9. Hawthorn Bank has 4 and Legends Bank has 3.

Is there a Central Bank in Jefferson City, MO?

Yes. FDIC data lists 9 Central Bank branches in Jefferson City as of September 5, 2026, the main office at 238 Madison St. Its branches are listed under Central Bank above, with the address and directions for each.

Is there a Hawthorn Bank in Jefferson City, MO?

Yes. FDIC data lists 4 Hawthorn Bank branches in Jefferson City as of September 5, 2026, the main office at 132 E High St. Its branches are listed under Hawthorn Bank above, with the address and directions for each.

Is there a Legends Bank in Jefferson City, MO?

Yes. FDIC data lists 3 Legends Bank branches in Jefferson City as of September 5, 2026. Its branches are listed under Legends Bank above, with the address and directions for each.

Is there a Chase in Jefferson City, MO?

No. FDIC data lists no Chase branch in Jefferson City as of September 5, 2026. The nearest is in Washington, about 66 miles away in a straight line.

Which banks in Jefferson City are open on Saturday?

U.S. Bank publishes Saturday hours for one or more Jefferson City locations. The Saturday section above lists each one with its hours. 30 of the 47 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Jefferson City?

Central Bank, Multipli Credit Union, Hawthorn Bank, Mid America Bank and Conservation Employees Credit Union and 8 more have their main office in Jefferson City, according to the FDIC and the NCUA.

What is the oldest bank in Jefferson City?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Jefferson City?

Multipli Credit Union, Conservation Employees Credit Union, Fedco Credit Union and J C Federal Employees Credit Union and 10 more have offices in Jefferson City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Jefferson City in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Jefferson City?

Nearby cities with more banks include Holts Summit, Ashland, Eugene. Holts Summit is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 21 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 26 branches: U.S. Bank, UMB Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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