US Bank Directory

Banks in California, MO

4 FDIC-insured banks operate 5 offices in California, Missouri.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: California

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in California, according to the FDIC. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in California

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central Bank has the most locations in California, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank The Central Trust Bank · 2 branches · main office Jefferson City, MO Bank · 2

Central Bank has 2 branches in California, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running California location is the South Oak Branch at 329 S Oak St, dating to 1885; the newest, at 1021 W Buchanan St, to 1980. It does not publish hours in the sources this page uses; check its site before you go.

  • Village Green Branch
    1021 W Buchanan St, 65018
    Hours: see the bank's site
  • South Oak Branch
    329 S Oak St, 65018
    Hours: see the bank's site
Central Bank: profile, branches and contacts
Commerce Bank 1 branch · main office Kansas City, MO Bank · 1

Commerce Bank has 1 branch in California, 89 across Missouri and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Calfornia Branch at 209 E Main St dates to 1867 in FDIC branch records. It opens on Saturday.

  • Calfornia Branch
    209 E Main St, 65018
    (573) 796-2111Today 9 am to 4:30 pm
    All hours

    Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026

Commerce Bank: profile, branches and contacts
Hawthorn Bank 1 branch · main office Jefferson City, MO Bank · 1

Hawthorn Bank has 1 branch in California, 17 across Missouri and 18 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1911. With $1.76 billion in total assets on June 30, 2026, it ranks No. 657 of 4,232 U.S. banks by total assets. The California Branch at 910 W Buchanan St dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • California Branch
    910 W Buchanan St, 65018
    Hours: see the bank's site
Hawthorn Bank: profile, branches and contacts
Peoples Bank of Moniteau County 1 branch · main office Jamestown, MO Bank · 1

Peoples Bank of Moniteau County has 1 branch in California, 2 across Missouri and 2 nationwide. FDIC records list its main office in Jamestown, MO and show it operating since 1941. With $83.2 million in total assets on June 30, 2026, it ranks No. 3,828 of 4,232 U.S. banks by total assets. The Peoples Bank Of Moniteau County at 201 E Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Peoples Bank Of Moniteau County
    201 E Main St, 65018
    Hours: see the bank's site
Peoples Bank of Moniteau County: profile, branches and contacts

Banking in California: the local picture

Short answer: 4 banks run 5 branches in California according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in California, 4 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is Central Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Commerce Bank's office at 209 E Main St, dating to 1867; the newest is Peoples Bank of Moniteau County's at 201 E Main St, from 2007.

Of the 1 location with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in California

Short answer: 1 of the 1 California location with published hours opens on Saturday, run by 1 institution.

  • Commerce Bank: 1 of 1 branch (209 E Main St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in California, and where the nearest one is if they do not.

Short answer: No branches in California: Chase (nearest in Washington, 86 mi), Wells Fargo (nearest in Saint Louis, 127 mi), Bank of America (nearest in Columbia, 23 mi), PNC Bank (nearest in Warrenton, 78 mi), U.S. Bank (nearest in Jefferson City, 22 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 103 mi), Regions Bank (nearest in Jefferson City, 22 mi), TD Bank, BMO (nearest in Blue Springs, 95 mi).

BankIn CaliforniaNearest branch if none here
ChaseNoneWashington, 86 miles away
Wells FargoNoneSaint Louis, 127 miles away
Bank of AmericaNoneColumbia, 23 miles away
PNC BankNoneWarrenton, 78 miles away
U.S. BankNoneJefferson City, 22 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 103 miles away
Regions BankNoneJefferson City, 22 miles away
TD BankNonenone in Missouri
BMONoneBlue Springs, 95 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of California to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to California residents like anyone else.

Banks near California

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tipton (12 miles) and Versailles (18 miles). Jefferson City, 21 miles away, has the most banks nearby: 11.

Bank branch openings and closings in California

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in California between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in California by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its California offices.

Short answer: Commerce Bank is the largest bank with offices in California, with $35.02 billion in total assets on June 30, 2026, No. 61 among U.S. banks by total assets. Central Bank is second with $20.31 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Commerce Bank$35.02 billionNo. 611Kansas City, MO
Central Bank$20.31 billionNo. 1052Jefferson City, MO
Hawthorn Bank$1.76 billionNo. 6571Jefferson City, MO
Peoples Bank of Moniteau County$83.2 millionNo. 3,8281Jamestown, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in California: FAQ

How many banks are in California, MO?

California has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in California?

Central Bank, with 2. Commerce Bank has 1 and Hawthorn Bank has 1.

Is there a Central Bank in California, MO?

Yes. FDIC data lists 2 Central Bank branches in California as of September 5, 2026. Its branches are listed under Central Bank above, with the address and directions for each.

Is there a Commerce Bank in California, MO?

Yes. FDIC data lists 1 Commerce Bank branch in California as of September 5, 2026. The address and directions are under Commerce Bank above.

Is there a Hawthorn Bank in California, MO?

Yes. FDIC data lists 1 Hawthorn Bank branch in California as of September 5, 2026. The address and directions are under Hawthorn Bank above.

Is there a Chase in California, MO?

No. FDIC data lists no Chase branch in California as of September 5, 2026. The nearest is in Washington, about 86 miles away in a straight line.

Which banks in California are open on Saturday?

Commerce Bank publishes Saturday hours for one or more California locations. The Saturday section above lists each one with its hours. 4 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in California?

Central Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in California in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near California?

Nearby cities with more banks include Tipton, Versailles, Ashland. Tipton is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 5 branches: Commerce Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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