US Bank Directory

Banks in Eugene, MO

2 FDIC-insured banks operate 2 offices in Eugene, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Eugene

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Eugene, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Eugene

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Mid America Bank and Community Point Bank have the most locations in Eugene, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Point Bank 1 branch · main office Russellville, MO Bank · 1

Community Point Bank has 1 branch in Eugene, 3 across Missouri and 3 nationwide. FDIC records list its main office in Russellville, MO and show it operating since 1934. With $259.7 million in total assets on June 30, 2026, it ranks No. 2,679 of 4,232 U.S. banks by total assets. The Eugene Branch at 14112 Redfield Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Eugene Branch
    14112 Redfield Dr, 65032
    Hours: see the bank's site
Community Point Bank: profile, branches and contacts
Mid America Bank 1 branch · main office Jefferson City, MO Bank · 1

Mid America Bank has 1 branch in Eugene, 11 across Missouri and 11 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1914. With $1.18 billion in total assets on June 30, 2026, it ranks No. 910 of 4,232 U.S. banks by total assets. The Mary' Home Facility at 278 Highway H dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mary' Home Facility
    278 Highway H, 65032
    Hours: see the bank's site
Mid America Bank: profile, branches and contacts

Banking in Eugene: the local picture

Short answer: 2 banks run 2 branches in Eugene according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Eugene, 2 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is Mid America Bank, operating since 1914 according to the FDIC. In FDIC branch records, the longest-running branch is Mid America Bank's office at 278 Highway H, dating to 1973; the newest is Community Point Bank's at 14112 Redfield Dr, from 2008.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Eugene, and where the nearest one is if they do not.

Short answer: No branches in Eugene: Chase (nearest in Washington, 77 mi), Wells Fargo (nearest in Saint Louis, 119 mi), Bank of America (nearest in Columbia, 39 mi), PNC Bank (nearest in Warrenton, 74 mi), U.S. Bank (nearest in Osage Beach, 18 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 90 mi), Regions Bank (nearest in Jefferson City, 19 mi), TD Bank, BMO (nearest in O Fallon, 92 mi).

BankIn EugeneNearest branch if none here
ChaseNoneWashington, 77 miles away
Wells FargoNoneSaint Louis, 119 miles away
Bank of AmericaNoneColumbia, 39 miles away
PNC BankNoneWarrenton, 74 miles away
U.S. BankNoneOsage Beach, 18 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 90 miles away
Regions BankNoneJefferson City, 19 miles away
TD BankNonenone in Missouri
BMONoneO Fallon, 92 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Eugene to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Eugene residents like anyone else.

Banks near Eugene

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Eldon (11 miles) and Iberia (18 miles). Jefferson City, 19 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Eugene

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Eugene between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Eugene by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Eugene offices.

Short answer: Mid America Bank is the largest bank with offices in Eugene, with $1.18 billion in total assets on June 30, 2026, No. 910 among U.S. banks by total assets. Community Point Bank is second with $259.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Mid America Bank$1.18 billionNo. 9101Jefferson City, MO
Community Point Bank$259.7 millionNo. 2,6791Russellville, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Eugene: FAQ

How many banks are in Eugene, MO?

Eugene has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Eugene?

Mid America Bank, with 1. Community Point Bank has 1.

Is there a Mid America Bank in Eugene, MO?

Yes. FDIC data lists 1 Mid America Bank branch in Eugene as of September 5, 2026. The address and directions are under Mid America Bank above.

Is there a Community Point Bank in Eugene, MO?

Yes. FDIC data lists 1 Community Point Bank branch in Eugene as of September 5, 2026. The address and directions are under Community Point Bank above.

Is there a Chase in Eugene, MO?

No. FDIC data lists no Chase branch in Eugene as of September 5, 2026. The nearest is in Washington, about 77 miles away in a straight line.

What is the oldest bank in Eugene?

Mid America Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1914.

Did any bank branches open or close in Eugene in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Eugene?

Nearby cities with more banks include Eldon, Iberia, Lake Ozark. Eldon is 11 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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