Banks in Lake Ozark, MO

Bank branch map: Lake Ozark

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Lake Ozark, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lake Ozark

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central Bank, Oakstar Bank and Patriots Bank have the most locations in Lake Ozark, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank The Central Trust Bank · 1 branch · main office Jefferson City, MO Bank · 1

Central Bank has 1 branch in Lake Ozark, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Lake Ozark Branch at 1860 Bagnell Dam Blvd dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lake Ozark Branch

  1860 Bagnell Dam Blvd, 65049

  Hours: see the bank's site
  DirectionsWebsite

Central Bank: profile, branches and contacts

Oakstar Bank 1 branch · main office Springfield, MO Bank · 1

Oakstar Bank has 1 branch in Lake Ozark, 18 across Missouri and 27 nationwide. FDIC records list its main office in Springfield, MO and show it operating since 2005. With $3.29 billion in total assets on June 30, 2026, it ranks No. 392 of 4,232 U.S. banks by total assets. The Lake Ozark Branch at 2128 Bagnell Dam Blvd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lake Ozark Branch

  2128 Bagnell Dam Blvd, 65049

  Hours: see the bank's site
  DirectionsWebsite

Oakstar Bank: profile, branches and contacts

Patriots Bank 1 branch · main office Garnett, KS Bank · 1

Patriots Bank has 1 branch in Lake Ozark, 1 across Missouri and 6 nationwide. FDIC records list its main office in Garnett, KS and show it operating since 1899. With $268.8 million in total assets on June 30, 2026, it ranks No. 2,633 of 4,232 U.S. banks by total assets. The Lake Ozark Branch at 1196 Horseshoe Bend Pkwy dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lake Ozark Branch

  1196 Horseshoe Bend Pkwy, 65049

  Hours: see the bank's site
  DirectionsWebsite

Patriots Bank: profile, branches and contacts

Banking in Lake Ozark: the local picture

Short answer: 3 banks run 3 branches in Lake Ozark according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Lake Ozark, 2 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is Patriots Bank, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is Central Bank's office at 1860 Bagnell Dam Blvd, dating to 1973; the newest is Patriots Bank's at 1196 Horseshoe Bend Pkwy, from 2019.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lake Ozark, and where the nearest one is if they do not.

Short answer: No branches in Lake Ozark: Chase (nearest in Springfield, 77 mi), Wells Fargo (nearest in Saint Louis, 135 mi), Bank of America (nearest in Columbia, 53 mi), PNC Bank (nearest in Union, 90 mi), U.S. Bank (nearest in Osage Beach, 3 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 73 mi), Regions Bank (nearest in Jefferson City, 37 mi), TD Bank, BMO (nearest in Blue Springs, 104 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Ozark to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Ozark residents like anyone else.

Banks near Lake Ozark

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Osage Beach (4 miles) and Sunrise Beach (5 miles). Osage Beach, 4 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Lake Ozark

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lake Ozark between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lake Ozark by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Ozark offices.

Short answer: Central Bank is the largest bank with offices in Lake Ozark, with $20.31 billion in total assets on June 30, 2026, No. 105 among U.S. banks by total assets. Oakstar Bank is second with $3.29 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lake Ozark: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.