US Bank Directory

Banks in Tipton, MO

2 FDIC-insured banks operate 2 offices in Tipton, Missouri.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Tipton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Tipton, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Tipton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Commerce Bank and BTC Bank have the most locations in Tipton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BTC Bank 1 branch · main office Bethany, MO Bank · 1

BTC Bank has 1 branch in Tipton, 30 across Missouri and 30 nationwide. FDIC records list its main office in Bethany, MO and show it operating since 1919. With $1.91 billion in total assets on June 30, 2026, it ranks No. 627 of 4,232 U.S. banks by total assets. The Tipton Branch at 800 Us Highway 50 W dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Tipton Branch
    800 Us Highway 50 W, 65081
    Hours: see the bank's site
BTC Bank: profile, branches and contacts
Commerce Bank 1 branch · main office Kansas City, MO Bank · 1

Commerce Bank has 1 branch in Tipton, 89 across Missouri and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Tipton Branch at 232 S Osage Ave dates to 1933 in FDIC branch records. It opens on Saturday.

  • Tipton Branch
    232 S Osage Ave, 65081
    (660) 433-3408Today 9 am to 4:30 pm
    All hours

    Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026

Commerce Bank: profile, branches and contacts

Banking in Tipton: the local picture

Short answer: 2 banks run 2 branches in Tipton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Tipton, 2 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is BTC Bank, operating since 1919 according to the FDIC. In FDIC branch records, the longest-running branch is Commerce Bank's office at 232 S Osage Ave, dating to 1933; the newest is BTC Bank's at 800 Us Highway 50 W, from 2026.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Tipton

Short answer: 1 of the 1 Tipton location with published hours opens on Saturday, run by 1 institution.

  • Commerce Bank: 1 of 1 branch (232 S Osage Ave: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Tipton, and where the nearest one is if they do not.

Short answer: No branches in Tipton: Chase (nearest in Blue Springs, 84 mi), Wells Fargo (nearest in Saint Louis, 139 mi), Bank of America (nearest in Columbia, 30 mi), PNC Bank (nearest in Warrenton, 89 mi), U.S. Bank (nearest in Sedalia, 25 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 101 mi), Regions Bank (nearest in Columbia, 30 mi), TD Bank, BMO (nearest in Blue Springs, 83 mi).

BankIn TiptonNearest branch if none here
ChaseNoneBlue Springs, 84 miles away
Wells FargoNoneSaint Louis, 139 miles away
Bank of AmericaNoneColumbia, 30 miles away
PNC BankNoneWarrenton, 89 miles away
U.S. BankNoneSedalia, 25 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 101 miles away
Regions BankNoneColumbia, 30 miles away
TD BankNonenone in Missouri
BMONoneBlue Springs, 83 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tipton to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tipton residents like anyone else.

Banks near Tipton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are California (12 miles) and Versailles (15 miles). Sedalia, 25 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Tipton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Tipton between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Apr 17, 2026OpenedBTC Bank800 Us Highway 50 W, 65081

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Tipton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tipton offices.

Short answer: Commerce Bank is the largest bank with offices in Tipton, with $35.02 billion in total assets on June 30, 2026, No. 61 among U.S. banks by total assets. BTC Bank is second with $1.91 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Commerce Bank$35.02 billionNo. 611Kansas City, MO
BTC Bank$1.91 billionNo. 6271Bethany, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Tipton: FAQ

How many banks are in Tipton, MO?

Tipton has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Tipton?

Commerce Bank, with 1. BTC Bank has 1.

Is there a Commerce Bank in Tipton, MO?

Yes. FDIC data lists 1 Commerce Bank branch in Tipton as of September 5, 2026. The address and directions are under Commerce Bank above.

Is there a BTC Bank in Tipton, MO?

Yes. FDIC data lists 1 BTC Bank branch in Tipton as of September 5, 2026. The address and directions are under BTC Bank above.

Is there a Chase in Tipton, MO?

No. FDIC data lists no Chase branch in Tipton as of September 5, 2026. The nearest is in Blue Springs, about 84 miles away in a straight line.

Which banks in Tipton are open on Saturday?

Commerce Bank publishes Saturday hours for one or more Tipton locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Tipton?

BTC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1919.

Did any bank branches open or close in Tipton in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Tipton?

Nearby cities with more banks include California, Versailles, Pilot Grove. California is 12 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Commerce Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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