US Bank Directory

Banks in Smithton, MO

2 FDIC-insured banks operate 2 offices in Smithton, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Smithton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Smithton, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Smithton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BTC Bank and The Missouri Bank have the most locations in Smithton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BTC Bank 1 branch · main office Bethany, MO Bank · 1

BTC Bank has 1 branch in Smithton, 30 across Missouri and 30 nationwide. FDIC records list its main office in Bethany, MO and show it operating since 1919. With $1.91 billion in total assets on June 30, 2026, it ranks No. 627 of 4,232 U.S. banks by total assets. The Beaman Branch at 31101 Highway Hh dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

BTC Bank: profile, branches and contacts
The Missouri Bank 1 branch · main office Warrenton, MO Bank · 1

The Missouri Bank has 1 branch in Smithton, 7 across Missouri and 7 nationwide. FDIC records list its main office in Warrenton, MO and show it operating since 1934. With $461.5 million in total assets on June 30, 2026, it ranks No. 1,887 of 4,232 U.S. banks by total assets. The Smithton Branch at 103 W Washington St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Smithton Branch
    103 W Washington St, 65350
    Hours: see the bank's site
The Missouri Bank: profile, branches and contacts

Banking in Smithton: the local picture

Short answer: 2 banks run 2 branches in Smithton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Smithton, 2 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is BTC Bank, operating since 1919 according to the FDIC. In FDIC branch records, the longest-running branch is The Missouri Bank's office at 103 W Washington St, dating to 1982; the newest is BTC Bank's at 31101 Highway Hh, from 2017.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Smithton, and where the nearest one is if they do not.

Short answer: No branches in Smithton: Chase (nearest in Blue Springs, 66 mi), Wells Fargo (nearest in Saint Louis, 156 mi), Bank of America (nearest in Columbia, 43 mi), PNC Bank (nearest in Lee'S Summit, 72 mi), U.S. Bank (nearest in Sedalia, 8 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 102 mi), Regions Bank (nearest in Columbia, 44 mi), TD Bank, BMO (nearest in Blue Springs, 66 mi).

BankIn SmithtonNearest branch if none here
ChaseNoneBlue Springs, 66 miles away
Wells FargoNoneSaint Louis, 156 miles away
Bank of AmericaNoneColumbia, 43 miles away
PNC BankNoneLee'S Summit, 72 miles away
U.S. BankNoneSedalia, 8 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 102 miles away
Regions BankNoneColumbia, 44 miles away
TD BankNonenone in Missouri
BMONoneBlue Springs, 66 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Smithton to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Smithton residents like anyone else.

Banks near Smithton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sedalia (8 miles) and Pilot Grove (15 miles). Sedalia, 8 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Smithton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Smithton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Smithton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Smithton offices.

Short answer: BTC Bank is the largest bank with offices in Smithton, with $1.91 billion in total assets on June 30, 2026, No. 627 among U.S. banks by total assets. The Missouri Bank is second with $461.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
BTC Bank$1.91 billionNo. 6271Bethany, MO
The Missouri Bank$461.5 millionNo. 1,8871Warrenton, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Smithton: FAQ

How many banks are in Smithton, MO?

Smithton has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Smithton?

BTC Bank, with 1. The Missouri Bank has 1.

Is there a BTC Bank in Smithton, MO?

Yes. FDIC data lists 1 BTC Bank branch in Smithton as of September 5, 2026. The address and directions are under BTC Bank above.

Is there a The Missouri Bank in Smithton, MO?

Yes. FDIC data lists 1 The Missouri Bank branch in Smithton as of September 5, 2026. The address and directions are under The Missouri Bank above.

Is there a Chase in Smithton, MO?

No. FDIC data lists no Chase branch in Smithton as of September 5, 2026. The nearest is in Blue Springs, about 66 miles away in a straight line.

What is the oldest bank in Smithton?

BTC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1919.

Did any bank branches open or close in Smithton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Smithton?

Nearby cities with more banks include Sedalia, Pilot Grove, Tipton. Sedalia is 8 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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