US Bank Directory
Banks in Montgomery City, MO
4 FDIC-insured banks operate 4 offices in Montgomery City, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Montgomery City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Montgomery City, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Montgomery City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Montgomery City, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American Bank of Freedom Bank · 1
American Bank of Freedom has 1 branch in Montgomery City, 8 across Missouri and 12 nationwide. FDIC records list its main office in Wellsville, MO and show it operating since 1880. With $948.3 million in total assets on June 30, 2026, it ranks No. 1,097 of 4,232 U.S. banks by total assets. The Montgomery City Branch at 728 N Sturgeon St dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montgomery City Branch728 N Sturgeon St, 63361
Jonesburg State Bank Bank · 1
Jonesburg State Bank has 1 branch in Montgomery City, 3 across Missouri and 3 nationwide. FDIC records list its main office in Jonesburg, MO and show it operating since 1921. With $145.6 million in total assets on June 30, 2026, it ranks No. 3,358 of 4,232 U.S. banks by total assets. The Jonesburg State Bank at 505 N Sturgeon St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Jonesburg State Bank505 N Sturgeon St, 63361
PSB Bank Bank · 1
PSB Bank has 1 branch in Montgomery City, 18 across Missouri and 15 nationwide. FDIC records list its main office in Rhineland, MO and show it operating since 1935. With $854.5 million in total assets on June 30, 2026, it ranks No. 1,193 of 4,232 U.S. banks by total assets. The Montgomery City Branch at 105 N Sturgeon St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montgomery City Branch105 N Sturgeon St, 63361
The Bank of Missouri Bank · 1
The Bank of Missouri has 1 branch in Montgomery City, 32 across Missouri and 32 nationwide. FDIC records list its main office in Perryville, MO and show it operating since 1891. With $4.23 billion in total assets on June 30, 2026, it ranks No. 326 of 4,232 U.S. banks by total assets. The Montgomery City Branch at 1265 Aguilar Dr dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montgomery City Branch1265 Aguilar Dr, 63361
Banking in Montgomery City: the local picture
Short answer: 4 banks run 4 branches in Montgomery City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Montgomery City, 4 elsewhere in Missouri, according to the FDIC.
The bank with the longest record here is American Bank of Freedom, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is American Bank of Freedom's office at 728 N Sturgeon St, dating to 1993; the newest is Jonesburg State Bank's at 505 N Sturgeon St, from 2018.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Montgomery City, and where the nearest one is if they do not.
Short answer: No branches in Montgomery City: Chase (nearest in Wentzville, 35 mi), Wells Fargo (nearest in Saint Louis, 73 mi), Bank of America (nearest in Wentzville, 36 mi), PNC Bank (nearest in Warrenton, 22 mi), U.S. Bank (nearest in Warrenton, 22 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 66 mi), Regions Bank (nearest in Wentzville, 35 mi), TD Bank, BMO (nearest in O Fallon, 43 mi).
| Bank | In Montgomery City | Nearest branch if none here |
|---|---|---|
| Chase | None | Wentzville, 35 miles away |
| Wells Fargo | None | Saint Louis, 73 miles away |
| Bank of America | None | Wentzville, 36 miles away |
| PNC Bank | None | Warrenton, 22 miles away |
| U.S. Bank | None | Warrenton, 22 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 66 miles away |
| Regions Bank | None | Wentzville, 35 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | O Fallon, 43 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montgomery City to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montgomery City residents like anyone else.
Banks near Montgomery City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hermann (19 miles) and Warrenton (22 miles). Warrenton, 22 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hermann, MO | 19 mi | 3 | 3 |
| Banks in Warrenton, MO | 22 mi | 6 | 7 |
| Banks in Mexico, MO | 24 mi | 6 | 6 |
| Banks in Fulton, MO | 25 mi | 4 | 6 |
| Banks in Wright City, MO | 27 mi | 3 | 3 |
| Banks in Troy, MO | 28 mi | 6 | 8 |
| Banks in Bowling Green, MO | 30 mi | 5 | 6 |
| Banks in New Haven, MO | 30 mi | 3 | 3 |
Bank branch openings and closings in Montgomery City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Montgomery City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Montgomery City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montgomery City offices.
Short answer: The Bank of Missouri is the largest bank with offices in Montgomery City, with $4.23 billion in total assets on June 30, 2026, No. 326 among U.S. banks by total assets. American Bank of Freedom is second with $948.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Bank of Missouri | $4.23 billion | No. 326 | 1 | Perryville, MO |
| American Bank of Freedom | $948.3 million | No. 1,097 | 1 | Wellsville, MO |
| PSB Bank | $854.5 million | No. 1,193 | 1 | Rhineland, MO |
| Jonesburg State Bank | $145.6 million | No. 3,358 | 1 | Jonesburg, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Montgomery City: FAQ
How many banks are in Montgomery City, MO?
Montgomery City has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Montgomery City?
The Bank of Missouri, with 1. American Bank of Freedom has 1 and PSB Bank has 1.
Is there a The Bank of Missouri in Montgomery City, MO?
Yes. FDIC data lists 1 The Bank of Missouri branch in Montgomery City as of September 5, 2026. The address and directions are under The Bank of Missouri above.
Is there a American Bank of Freedom in Montgomery City, MO?
Yes. FDIC data lists 1 American Bank of Freedom branch in Montgomery City as of September 5, 2026. The address and directions are under American Bank of Freedom above.
Is there a PSB Bank in Montgomery City, MO?
Yes. FDIC data lists 1 PSB Bank branch in Montgomery City as of September 5, 2026. The address and directions are under PSB Bank above.
Is there a Chase in Montgomery City, MO?
No. FDIC data lists no Chase branch in Montgomery City as of September 5, 2026. The nearest is in Wentzville, about 35 miles away in a straight line.
What is the oldest bank in Montgomery City?
American Bank of Freedom has the longest record among banks with a branch here: the FDIC shows it operating since 1880.
Did any bank branches open or close in Montgomery City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Montgomery City?
Nearby cities with more banks include Hermann, Warrenton, Mexico. Hermann is 19 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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