US Bank Directory

Banks in Owensville, MO

3 FDIC-insured banks operate 3 offices in Owensville, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Owensville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Owensville, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Owensville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Community Bank, Legends Bank and The Maries County Bank have the most locations in Owensville, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Community Bank 1 branch · main office Farmington, MO Bank · 1

First State Community Bank has 1 branch in Owensville, 53 across Missouri and 53 nationwide. FDIC records list its main office in Farmington, MO and show it operating since 1954. With $4.51 billion in total assets on June 30, 2026, it ranks No. 307 of 4,232 U.S. banks by total assets. The Owensville Branch at 308 W Lincoln Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Owensville Branch
    308 W Lincoln Ave, 65066
    Hours: see the bank's site
First State Community Bank: profile, branches and contacts
Legends Bank 1 branch · main office Linn, MO Bank · 1

Legends Bank has 1 branch in Owensville, 12 across Missouri and 13 nationwide. FDIC records list its main office in Linn, MO and show it operating since 1913. With $635.5 million in total assets on June 30, 2026, it ranks No. 1,495 of 4,232 U.S. banks by total assets. The Owensville Branch at 602 E Highway 28 dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Owensville Branch
    602 E Highway 28, 65066
    Hours: see the bank's site
Legends Bank: profile, branches and contacts
The Maries County Bank 1 branch · main office Vienna, MO Bank · 1

The Maries County Bank has 1 branch in Owensville, 12 across Missouri and 12 nationwide. FDIC records list its main office in Vienna, MO and show it operating since 1900. With $600.5 million in total assets on June 30, 2026, it ranks No. 1,560 of 4,232 U.S. banks by total assets. The Owensville Branch at 804 W Highway 28 dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Owensville Branch
    804 W Highway 28, 65066
    Hours: see the bank's site
The Maries County Bank: profile, branches and contacts

Banking in Owensville: the local picture

Short answer: 3 banks run 3 branches in Owensville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Owensville, 3 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is The Maries County Bank, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is Legends Bank's office at 602 E Highway 28, dating to 1982; the newest is First State Community Bank's at 308 W Lincoln Ave, from 2005.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Owensville, and where the nearest one is if they do not.

Short answer: No branches in Owensville: Chase (nearest in Washington, 31 mi), Wells Fargo (nearest in Saint Louis, 72 mi), Bank of America (nearest in Wentzville, 47 mi), PNC Bank (nearest in Union, 27 mi), U.S. Bank (nearest in Union, 28 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 63 mi), Regions Bank (nearest in Jefferson City, 40 mi), TD Bank, BMO (nearest in O Fallon, 49 mi).

BankIn OwensvilleNearest branch if none here
ChaseNoneWashington, 31 miles away
Wells FargoNoneSaint Louis, 72 miles away
Bank of AmericaNoneWentzville, 47 miles away
PNC BankNoneUnion, 27 miles away
U.S. BankNoneUnion, 28 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 63 miles away
Regions BankNoneJefferson City, 40 miles away
TD BankNonenone in Missouri
BMONoneO Fallon, 49 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Owensville to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Owensville residents like anyone else.

Banks near Owensville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gerald (10 miles) and Belle (13 miles). Cuba, 20 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Owensville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Owensville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Owensville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Owensville offices.

Short answer: First State Community Bank is the largest bank with offices in Owensville, with $4.51 billion in total assets on June 30, 2026, No. 307 among U.S. banks by total assets. Legends Bank is second with $635.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First State Community Bank$4.51 billionNo. 3071Farmington, MO
Legends Bank$635.5 millionNo. 1,4951Linn, MO
The Maries County Bank$600.5 millionNo. 1,5601Vienna, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Owensville: FAQ

How many banks are in Owensville, MO?

Owensville has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Owensville?

First State Community Bank, with 1. Legends Bank has 1 and The Maries County Bank has 1.

Is there a First State Community Bank in Owensville, MO?

Yes. FDIC data lists 1 First State Community Bank branch in Owensville as of September 5, 2026. The address and directions are under First State Community Bank above.

Is there a Legends Bank in Owensville, MO?

Yes. FDIC data lists 1 Legends Bank branch in Owensville as of September 5, 2026. The address and directions are under Legends Bank above.

Is there a The Maries County Bank in Owensville, MO?

Yes. FDIC data lists 1 The Maries County Bank branch in Owensville as of September 5, 2026. The address and directions are under The Maries County Bank above.

Is there a Chase in Owensville, MO?

No. FDIC data lists no Chase branch in Owensville as of September 5, 2026. The nearest is in Washington, about 31 miles away in a straight line.

What is the oldest bank in Owensville?

The Maries County Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1900.

Did any bank branches open or close in Owensville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Owensville?

Nearby cities with more banks include Gerald, Belle, Bourbon. Gerald is 10 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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