US Bank Directory
Banks in Saint James, MO
3 FDIC-insured banks operate 3 offices in Saint James, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Saint James
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Saint James, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Saint James
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Town & Country Bank, Phelps County Bank and The Maries County Bank have the most locations in Saint James, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Phelps County Bank Bank · 1
Phelps County Bank has 1 branch in Saint James, 6 across Missouri and 6 nationwide. FDIC records list its main office in Rolla, MO and show it operating since 1963. With $621.7 million in total assets on June 30, 2026, it ranks No. 1,525 of 4,232 U.S. banks by total assets. The St. James Branch at 220 N Jefferson St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. James Branch220 N Jefferson St, 65559
The Maries County Bank Bank · 1
The Maries County Bank has 1 branch in Saint James, 12 across Missouri and 12 nationwide. FDIC records list its main office in Vienna, MO and show it operating since 1900. With $600.5 million in total assets on June 30, 2026, it ranks No. 1,560 of 4,232 U.S. banks by total assets. The Saint James Branch at 825 N Jefferson St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint James Branch825 N Jefferson St, 65559
Town & Country Bank Bank · 1
Town & Country Bank has 1 branch in Saint James, 10 across Missouri and 10 nationwide. FDIC records list its main office in Salem, MO and show it operating since 1894. With $747.7 million in total assets on June 30, 2026, it ranks No. 1,320 of 4,232 U.S. banks by total assets. The St. James Branch at 325 N Jefferson St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. James Branch325 N Jefferson St, 65559
Banking in Saint James: the local picture
Short answer: 3 banks run 3 branches in Saint James according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Saint James, 3 elsewhere in Missouri, according to the FDIC.
The bank with the longest record here is Town & Country Bank, operating since 1894 according to the FDIC. In FDIC branch records, the longest-running branch is Phelps County Bank's office at 220 N Jefferson St, dating to 1935; the newest is The Maries County Bank's at 825 N Jefferson St, from 2011.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint James, and where the nearest one is if they do not.
Short answer: No branches in Saint James: Chase (nearest in Washington, 50 mi), Wells Fargo (nearest in Saint Louis, 88 mi), Bank of America (nearest in Festus, 68 mi), PNC Bank (nearest in Union, 45 mi), U.S. Bank (nearest in Rolla, 9 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 79 mi), Regions Bank (nearest in Jefferson City, 50 mi), TD Bank, BMO (nearest in Chesterfield, 70 mi).
| Bank | In Saint James | Nearest branch if none here |
|---|---|---|
| Chase | None | Washington, 50 miles away |
| Wells Fargo | None | Saint Louis, 88 miles away |
| Bank of America | None | Festus, 68 miles away |
| PNC Bank | None | Union, 45 miles away |
| U.S. Bank | None | Rolla, 9 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 79 miles away |
| Regions Bank | None | Jefferson City, 50 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Chesterfield, 70 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint James to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint James residents like anyone else.
Banks near Saint James
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rolla (9 miles) and Cuba (12 miles). Rolla, 9 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rolla, MO | 9 mi | 9 | 14 |
| Banks in Cuba, MO | 12 mi | 4 | 5 |
| Banks in Steelville, MO | 14 mi | 2 | 2 |
| Banks in Belle, MO | 20 mi | 3 | 3 |
| Banks in Bourbon, MO | 23 mi | 2 | 2 |
| Banks in Owensville, MO | 24 mi | 3 | 3 |
| Banks in Salem, MO | 26 mi | 3 | 5 |
| Banks in Sullivan, MO | 29 mi | 4 | 5 |
Bank branch openings and closings in Saint James
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint James between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Saint James by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint James offices.
Short answer: Town & Country Bank is the largest bank with offices in Saint James, with $747.7 million in total assets on June 30, 2026, No. 1,320 among U.S. banks by total assets. Phelps County Bank is second with $621.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Town & Country Bank | $747.7 million | No. 1,320 | 1 | Salem, MO |
| Phelps County Bank | $621.7 million | No. 1,525 | 1 | Rolla, MO |
| The Maries County Bank | $600.5 million | No. 1,560 | 1 | Vienna, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint James: FAQ
How many banks are in Saint James, MO?
Saint James has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Saint James?
Town & Country Bank, with 1. Phelps County Bank has 1 and The Maries County Bank has 1.
Is there a Town & Country Bank in Saint James, MO?
Yes. FDIC data lists 1 Town & Country Bank branch in Saint James as of September 5, 2026. The address and directions are under Town & Country Bank above.
Is there a Phelps County Bank in Saint James, MO?
Yes. FDIC data lists 1 Phelps County Bank branch in Saint James as of September 5, 2026. The address and directions are under Phelps County Bank above.
Is there a The Maries County Bank in Saint James, MO?
Yes. FDIC data lists 1 The Maries County Bank branch in Saint James as of September 5, 2026. The address and directions are under The Maries County Bank above.
Is there a Chase in Saint James, MO?
No. FDIC data lists no Chase branch in Saint James as of September 5, 2026. The nearest is in Washington, about 50 miles away in a straight line.
What is the oldest bank in Saint James?
Town & Country Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1894.
Did any bank branches open or close in Saint James in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint James?
Nearby cities with more banks include Rolla, Cuba, Steelville. Rolla is 9 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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