US Bank Directory
Banks in Gwinn, MI
1 FDIC-insured bank operates 1 office in Gwinn, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Gwinn
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Gwinn, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Gwinn
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Flagstar is the only bank with an office in Gwinn. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Embers Credit Union Credit union · 1
Embers Credit Union has 1 office in Gwinn, 8 across Michigan. It is based in Marquette, MI and $612.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Gwinn Branch9 W State Highway M35, 49841
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Gwinn, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Gwinn Branch at 115 N Pine St dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gwinn Branch115 N Pine St, 49841
Honor Credit Union Credit union · 1
Honor Credit Union has 1 office in Gwinn, 28 across Michigan. It is based in Berrien Springs, MI and $1.86 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Honor Credit Union145 E State Highway M35, 49841
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Gwinn
2 credit unions have 2 offices here: Honor Credit Union and Embers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gwinn page has every office in the state's directory.
Banking in Gwinn: the local picture
Short answer: 1 bank runs 1 branch in Gwinn according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Flagstar has its main office in Hicksville, NY, according to the FDIC.
The bank with the longest record here is Flagstar, operating since 1987 according to the FDIC.
2 credit unions have 2 offices in Gwinn, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in Gwinn
Short answer: 1 of the 2 Gwinn locations with published hours opens on Saturday, run by 1 institution.
- Embers Credit Union: 1 of 1 office (9 W State Highway M35: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Gwinn, and where the nearest one is if they do not.
Short answer: No branches in Gwinn: Chase (nearest in Harbor Springs, 131 mi), Wells Fargo (nearest in Birmingham, 332 mi), Bank of America (nearest in Grand Rapids, 244 mi), PNC Bank (nearest in Petoskey, 135 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 125 mi), Huntington (nearest in Marquette, 18 mi), Regions Bank, TD Bank, BMO.
| Bank | In Gwinn | Nearest branch if none here |
|---|---|---|
| Chase | None | Harbor Springs, 131 miles away |
| Wells Fargo | None | Birmingham, 332 miles away |
| Bank of America | None | Grand Rapids, 244 miles away |
| PNC Bank | None | Petoskey, 135 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Suttons Bay, 125 miles away |
| Huntington | None | Marquette, 18 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gwinn to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gwinn residents like anyone else.
Banks near Gwinn
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Marquette (18 miles) and Ishpeming (19 miles). Marquette, 18 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Marquette, MI | 18 mi | 9 | 16 |
| Banks in Ishpeming, MI | 19 mi | 3 | 3 |
| Banks in Gladstone, MI | 36 mi | 3 | 3 |
| Banks in Escanaba, MI | 40 mi | 5 | 6 |
| Banks in Iron Mountain, MI | 44 mi | 7 | 8 |
| Banks in Kingsford, MI | 45 mi | 3 | 3 |
| Banks in Iron River, MI | 59 mi | 3 | 3 |
| Banks in Stephenson, MI | 61 mi | 2 | 2 |
Bank branch openings and closings in Gwinn
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gwinn between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Gwinn by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gwinn offices.
Short answer: Flagstar is the largest bank with offices in Gwinn, with $87.71 billion in total assets on June 30, 2026, No. 36 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gwinn: FAQ
How many banks are in Gwinn, MI?
Gwinn has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Flagstar in Gwinn, MI?
Yes. FDIC data lists 1 Flagstar branch in Gwinn as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Chase in Gwinn, MI?
No. FDIC data lists no Chase branch in Gwinn as of September 5, 2026. The nearest is in Harbor Springs, about 131 miles away in a straight line.
Which banks in Gwinn are open on Saturday?
Embers Credit Union publishes Saturday hours for one or more Gwinn locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Gwinn?
Flagstar has the longest record among banks with a branch here: the FDIC shows it operating since 1987.
Which credit unions can I join in Gwinn?
Honor Credit Union and Embers Credit Union have offices in Gwinn. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Gwinn in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gwinn?
Nearby cities with more banks include Marquette, Ishpeming, Gladstone. Marquette is 18 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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