US Bank Directory
Banks in Gladstone, MI
3 FDIC-insured banks operate 3 offices in Gladstone, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Gladstone
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Gladstone, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Gladstone
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Bank, Upper Michigan, Upper Peninsula State Bank and Baybank have the most locations in Gladstone, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Baybank Bank · 1
Baybank has 1 branch in Gladstone, 3 across Michigan and 3 nationwide. FDIC records list its main office in Gladstone, MI and show it operating since 1912. With $173.4 million in total assets on June 30, 2026, it ranks No. 3,174 of 4,232 U.S. banks by total assets. Its main office at 104 S 10th St dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office104 S 10th St, 49837
First Bank, Upper Michigan Bank · 1
First Bank, Upper Michigan has 1 branch in Gladstone, 8 across Michigan and 9 nationwide. FDIC records list its main office in Gladstone, MI and show it operating since 1916. With $629.5 million in total assets on June 30, 2026, it ranks No. 1,507 of 4,232 U.S. banks by total assets. Its main office at 1400 Delta Ave dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1400 Delta Ave, 49837
Great Lakes First Credit Union Credit union · 1
Great Lakes First Credit Union has 1 office in Gladstone, 2 across Michigan. It is based in Escanaba, MI and $105.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Gladstone Office1005 Delta Ave, 49837
Upper Peninsula State Bank Bank · 1
Upper Peninsula State Bank has 1 branch in Gladstone, 5 across Michigan and 5 nationwide. FDIC records list its main office in Escanaba, MI and show it operating since 1902. With $371.7 million in total assets on June 30, 2026, it ranks No. 2,182 of 4,232 U.S. banks by total assets. The Lowrie Avenue Branch at 1 Lowrie Avenue dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lowrie Avenue Branch1 Lowrie Avenue, 49837
Join a credit union in Gladstone
1 credit union has 1 office here: Great Lakes First Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gladstone page has every office in the state's directory.
Banking in Gladstone: the local picture
Short answer: 3 banks run 3 branches in Gladstone according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 2 have their main office in Gladstone, 1 elsewhere in Michigan, according to the FDIC.
The bank with the longest record here is Upper Peninsula State Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Baybank's office at 104 S 10th St, dating to 1912; the newest is Upper Peninsula State Bank's at 1 Lowrie Avenue, from 2018.
The only credit union with an office here is Great Lakes First Credit Union.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Gladstone, and where the nearest one is if they do not.
Short answer: No branches in Gladstone: Chase (nearest in Traverse City, 101 mi), Wells Fargo (nearest in Birmingham, 297 mi), Bank of America (nearest in Grand Rapids, 209 mi), PNC Bank (nearest in Traverse City, 103 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 90 mi), Huntington (nearest in Iron Mountain, 50 mi), Regions Bank, TD Bank, BMO.
| Bank | In Gladstone | Nearest branch if none here |
|---|---|---|
| Chase | None | Traverse City, 101 miles away |
| Wells Fargo | None | Birmingham, 297 miles away |
| Bank of America | None | Grand Rapids, 209 miles away |
| PNC Bank | None | Traverse City, 103 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Suttons Bay, 90 miles away |
| Huntington | None | Iron Mountain, 50 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gladstone to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gladstone residents like anyone else.
Banks near Gladstone
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Escanaba (7 miles) and Manistique (38 miles). Marquette, 52 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Escanaba, MI | 7 mi | 5 | 6 |
| Banks in Manistique, MI | 38 mi | 2 | 2 |
| Banks in Stephenson, MI | 41 mi | 2 | 2 |
| Banks in Iron Mountain, MI | 49 mi | 7 | 8 |
| Banks in Kingsford, MI | 50 mi | 3 | 3 |
| Banks in Marquette, MI | 52 mi | 9 | 16 |
| Banks in Ishpeming, MI | 55 mi | 3 | 3 |
| Banks in Menominee, MI | 58 mi | 3 | 3 |
Bank branch openings and closings in Gladstone
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gladstone between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Gladstone
Short answer: 2 institutions have their main office in Gladstone: First Bank, Upper Michigan and Baybank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Bank, Upper Michigan | Bank | $629.5 million | 1 |
| Baybank | Bank | $173.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Gladstone by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gladstone offices.
Short answer: First Bank, Upper Michigan is the largest bank with offices in Gladstone, with $629.5 million in total assets on June 30, 2026, No. 1,507 among U.S. banks by total assets. Upper Peninsula State Bank is second with $371.7 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Bank, Upper Michigan | $629.5 million | No. 1,507 | 1 | Gladstone, MI |
| Upper Peninsula State Bank | $371.7 million | No. 2,182 | 1 | Escanaba, MI |
| Baybank | $173.4 million | No. 3,174 | 1 | Gladstone, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gladstone: FAQ
How many banks are in Gladstone, MI?
Gladstone has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Gladstone?
First Bank, Upper Michigan, with 1. Upper Peninsula State Bank has 1 and Baybank has 1.
Is there a First Bank, Upper Michigan in Gladstone, MI?
Yes. FDIC data lists 1 First Bank, Upper Michigan branch in Gladstone as of September 5, 2026, the main office at 1400 Delta Ave. The address and directions are under First Bank, Upper Michigan above.
Is there a Upper Peninsula State Bank in Gladstone, MI?
Yes. FDIC data lists 1 Upper Peninsula State Bank branch in Gladstone as of September 5, 2026. The address and directions are under Upper Peninsula State Bank above.
Is there a Baybank in Gladstone, MI?
Yes. FDIC data lists 1 Baybank branch in Gladstone as of September 5, 2026, the main office at 104 S 10th St. The address and directions are under Baybank above.
Is there a Chase in Gladstone, MI?
No. FDIC data lists no Chase branch in Gladstone as of September 5, 2026. The nearest is in Traverse City, about 101 miles away in a straight line.
Which banks are headquartered in Gladstone?
First Bank, Upper Michigan and Baybank have their main office in Gladstone, according to the FDIC.
What is the oldest bank in Gladstone?
Upper Peninsula State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Which credit unions can I join in Gladstone?
Great Lakes First Credit Union has an office in Gladstone. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Gladstone in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gladstone?
Nearby cities with more banks include Escanaba, Manistique, Stephenson. Escanaba is 7 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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