US Bank Directory

Banks in Kingsford, MI

3 FDIC-insured banks operate 3 offices in Kingsford, Michigan, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Kingsford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Kingsford, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Kingsford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Bank, Upper Michigan, Range Bank and First National Bank & Trust Co. have the most locations in Kingsford, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank, Upper Michigan 1 branch · main office Gladstone, MI Bank · 1

First Bank, Upper Michigan has 1 branch in Kingsford, 8 across Michigan and 9 nationwide. FDIC records list its main office in Gladstone, MI and show it operating since 1916. With $629.5 million in total assets on June 30, 2026, it ranks No. 1,507 of 4,232 U.S. banks by total assets. The 600 S Carpenter Branch at 600 S Carpenter Ave dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 600 S Carpenter Branch
    600 S Carpenter Ave, 49802
    Hours: see the bank's site
First Bank, Upper Michigan: profile, branches and contacts
First National Bank & Trust Co. 1 branch · main office Iron Mountain, MI Bank · 1

First National Bank & Trust Co. has 1 branch in Kingsford, 7 across Michigan and 7 nationwide. FDIC records list its main office in Iron Mountain, MI and show it operating since 1887. With $386.4 million in total assets on June 30, 2026, it ranks No. 2,123 of 4,232 U.S. banks by total assets. The Kingsford Branch at 128 S Carpenter Ave dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kingsford Branch
    128 S Carpenter Ave, 49802
    Hours: see the bank's site
First National Bank & Trust Co.: profile, branches and contacts
Iron Mountain Kingsford Community Credit Union 1 office · main office Kingsford, MI Credit union · 1

Iron Mountain Kingsford Community Credit Union has 1 office in Kingsford, 1 across Michigan. It is based in Kingsford, MI and $150.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    400 S Carpenter Ave, 49802
    (906) 774-6020Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Iron Mountain Kingsford Community Credit Union: profile, branches and contacts
Range Bank 1 branch · main office Marquette, MI Bank · 1

Range Bank has 1 branch in Kingsford, 8 across Michigan and 9 nationwide. FDIC records list its main office in Marquette, MI and show it operating since 1887. With $604.1 million in total assets on June 30, 2026, it ranks No. 1,555 of 4,232 U.S. banks by total assets. The Kingsford Office at 345 S Carpenter Ave dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kingsford Office
    345 S Carpenter Ave, 49802
    Hours: see the bank's site
Range Bank: profile, branches and contacts

Join a credit union in Kingsford

1 credit union has 1 office here: Iron Mountain Kingsford Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kingsford page has every office in the state's directory.

Banking in Kingsford: the local picture

Short answer: 3 banks run 3 branches in Kingsford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Kingsford, 3 elsewhere in Michigan, according to the FDIC.

The bank with the longest record here is Range Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank & Trust Co.'s office at 128 S Carpenter Ave, dating to 1966; the newest is Range Bank's at 345 S Carpenter Ave, from 2003.

The only credit union with an office here is Iron Mountain Kingsford Community Credit Union.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Kingsford

Short answer: None of the 1 Kingsford location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Kingsford, and where the nearest one is if they do not.

Short answer: No branches in Kingsford: Chase (nearest in Traverse City, 139 mi), Wells Fargo (nearest in Birmingham, 330 mi), Bank of America (nearest in Grand Rapids, 229 mi), PNC Bank (nearest in Manistee, 137 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 131 mi), Huntington (nearest in Iron Mountain, 1 mi), Regions Bank, TD Bank, BMO.

BankIn KingsfordNearest branch if none here
ChaseNoneTraverse City, 139 miles away
Wells FargoNoneBirmingham, 330 miles away
Bank of AmericaNoneGrand Rapids, 229 miles away
PNC BankNoneManistee, 137 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneSuttons Bay, 131 miles away
HuntingtonNoneIron Mountain, 1 mile away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kingsford to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kingsford residents like anyone else.

Banks near Kingsford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Iron Mountain (1 mile) and Iron River (34 miles). Marquette, 60 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Kingsford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Kingsford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Kingsford

Short answer: 1 institution has its main office in Kingsford: Iron Mountain Kingsford Community Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Iron Mountain Kingsford Community Credit UnionCredit union$150.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Kingsford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kingsford offices.

Short answer: First Bank, Upper Michigan is the largest bank with offices in Kingsford, with $629.5 million in total assets on June 30, 2026, No. 1,507 among U.S. banks by total assets. Range Bank is second with $604.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Bank, Upper Michigan$629.5 millionNo. 1,5071Gladstone, MI
Range Bank$604.1 millionNo. 1,5551Marquette, MI
First National Bank & Trust Co.$386.4 millionNo. 2,1231Iron Mountain, MI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kingsford: FAQ

How many banks are in Kingsford, MI?

Kingsford has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Kingsford?

First Bank, Upper Michigan, with 1. Range Bank has 1 and First National Bank & Trust Co. has 1.

Is there a First Bank, Upper Michigan in Kingsford, MI?

Yes. FDIC data lists 1 First Bank, Upper Michigan branch in Kingsford as of September 5, 2026. The address and directions are under First Bank, Upper Michigan above.

Is there a Range Bank in Kingsford, MI?

Yes. FDIC data lists 1 Range Bank branch in Kingsford as of September 5, 2026. The address and directions are under Range Bank above.

Is there a First National Bank & Trust Co. in Kingsford, MI?

Yes. FDIC data lists 1 First National Bank & Trust Co. branch in Kingsford as of September 5, 2026. The address and directions are under First National Bank & Trust Co. above.

Is there a Chase in Kingsford, MI?

No. FDIC data lists no Chase branch in Kingsford as of September 5, 2026. The nearest is in Traverse City, about 139 miles away in a straight line.

Which banks in Kingsford are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Kingsford?

Iron Mountain Kingsford Community Credit Union has its main office in Kingsford, according to the FDIC and the NCUA.

What is the oldest bank in Kingsford?

Range Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.

Which credit unions can I join in Kingsford?

Iron Mountain Kingsford Community Credit Union has an office in Kingsford. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Kingsford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Kingsford?

Nearby cities with more banks include Iron Mountain, Iron River, Stephenson. Iron Mountain is 1 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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