US Bank Directory
Banks in Iron River, MI
3 FDIC-insured banks operate 3 offices in Iron River, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Iron River
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Iron River, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Iron River
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Flagstar, First National Bank & Trust Co. and The Miners State Bank have the most locations in Iron River, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Covantage Credit Union Credit union · 1
Covantage Credit Union has 1 office in Iron River, 3 across Michigan. It is based in Antigo, WI and $4.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Covantage Credit Union303 N 4Th Ave, 49935
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First National Bank & Trust Co. Bank · 1
First National Bank & Trust Co. has 1 branch in Iron River, 7 across Michigan and 7 nationwide. FDIC records list its main office in Iron Mountain, MI and show it operating since 1887. With $386.4 million in total assets on June 30, 2026, it ranks No. 2,123 of 4,232 U.S. banks by total assets. The Iron River Branch at 901 Riverside Plz dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Iron River Branch901 Riverside Plz, 49935
Flagstar Bank · 1
Flagstar has 1 branch in Iron River, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Iron River Main Branch at 234 W Genesee St dates to 1932 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Iron River Main Branch234 W Genesee St, 49935
The Miners State Bank Bank · 1
The Miners State Bank has 1 branch in Iron River, 6 across Michigan and 6 nationwide. FDIC records list its main office in Iron River, MI and show it operating since 1932. With $134.8 million in total assets on June 30, 2026, it ranks No. 3,445 of 4,232 U.S. banks by total assets. Its main office at 312 W Genesee St dates to 1932 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office312 W Genesee St, 49935
Join a credit union in Iron River
1 credit union has 1 office here: Covantage Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Iron River page has every office in the state's directory.
Banking in Iron River: the local picture
Short answer: 3 banks run 3 branches in Iron River according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Iron River, 1 elsewhere in Michigan and 1 out of state, according to the FDIC.
The bank with the longest record here is First National Bank & Trust Co., operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is The Miners State Bank's office at 312 W Genesee St, dating to 1932; the newest is First National Bank & Trust Co.'s at 901 Riverside Plz, from 2011.
The only credit union with an office here is Covantage Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Iron River
Short answer: 1 of the 1 Iron River location with published hours opens on Saturday, run by 1 institution.
- Covantage Credit Union: 1 of 1 office (303 N 4Th Ave: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Iron River, and where the nearest one is if they do not.
Short answer: No branches in Iron River: Chase (nearest in Traverse City, 173 mi), Wells Fargo (nearest in Birmingham, 364 mi), Bank of America (nearest in Grand Rapids, 261 mi), PNC Bank (nearest in Manistee, 170 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 164 mi), Huntington (nearest in Iron Mountain, 34 mi), Regions Bank, TD Bank, BMO.
| Bank | In Iron River | Nearest branch if none here |
|---|---|---|
| Chase | None | Traverse City, 173 miles away |
| Wells Fargo | None | Birmingham, 364 miles away |
| Bank of America | None | Grand Rapids, 261 miles away |
| PNC Bank | None | Manistee, 170 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Suttons Bay, 164 miles away |
| Huntington | None | Iron Mountain, 34 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Iron River to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Iron River residents like anyone else.
Banks near Iron River
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kingsford (34 miles) and Iron Mountain (34 miles). Marquette, 66 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kingsford, MI | 34 mi | 3 | 3 |
| Banks in Iron Mountain, MI | 34 mi | 7 | 8 |
| Banks in Ishpeming, MI | 54 mi | 3 | 3 |
| Banks in Ontonagon, MI | 63 mi | 2 | 2 |
| Banks in Marquette, MI | 66 mi | 9 | 16 |
| Banks in Stephenson, MI | 68 mi | 2 | 2 |
| Banks in Houghton, MI | 71 mi | 6 | 7 |
| Banks in Hancock, MI | 72 mi | 3 | 4 |
Bank branch openings and closings in Iron River
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Iron River between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Iron River
Short answer: 1 institution has its main office in Iron River: The Miners State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Miners State Bank | Bank | $134.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Iron River by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Iron River offices.
Short answer: Flagstar is the largest bank with offices in Iron River, with $87.71 billion in total assets on June 30, 2026, No. 36 among U.S. banks by total assets. First National Bank & Trust Co. is second with $386.4 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| First National Bank & Trust Co. | $386.4 million | No. 2,123 | 1 | Iron Mountain, MI |
| The Miners State Bank | $134.8 million | No. 3,445 | 1 | Iron River, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Iron River: FAQ
How many banks are in Iron River, MI?
Iron River has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Iron River?
Flagstar, with 1. First National Bank & Trust Co. has 1 and The Miners State Bank has 1.
Is there a Flagstar in Iron River, MI?
Yes. FDIC data lists 1 Flagstar branch in Iron River as of September 5, 2026. The address and directions are under Flagstar above.
Is there a First National Bank & Trust Co. in Iron River, MI?
Yes. FDIC data lists 1 First National Bank & Trust Co. branch in Iron River as of September 5, 2026. The address and directions are under First National Bank & Trust Co. above.
Is there a The Miners State Bank in Iron River, MI?
Yes. FDIC data lists 1 The Miners State Bank branch in Iron River as of September 5, 2026, the main office at 312 W Genesee St. The address and directions are under The Miners State Bank above.
Is there a Chase in Iron River, MI?
No. FDIC data lists no Chase branch in Iron River as of September 5, 2026. The nearest is in Traverse City, about 173 miles away in a straight line.
Which banks in Iron River are open on Saturday?
Covantage Credit Union publishes Saturday hours for one or more Iron River locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Iron River?
The Miners State Bank has its main office in Iron River, according to the FDIC.
What is the oldest bank in Iron River?
First National Bank & Trust Co. has the longest record among banks with a branch here: the FDIC shows it operating since 1887.
Which credit unions can I join in Iron River?
Covantage Credit Union has an office in Iron River. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Iron River in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Iron River?
Nearby cities with more banks include Kingsford, Iron Mountain, Ishpeming. Kingsford is 34 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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