US Bank Directory
Banks in Ishpeming, MI
3 FDIC-insured banks operate 3 offices in Ishpeming, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Ishpeming
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Ishpeming, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ishpeming
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Flagstar, Nicolet Bank and First Bank, Upper Michigan have the most locations in Ishpeming, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank, Upper Michigan Bank · 1
First Bank, Upper Michigan has 1 branch in Ishpeming, 8 across Michigan and 9 nationwide. FDIC records list its main office in Gladstone, MI and show it operating since 1916. With $629.5 million in total assets on June 30, 2026, it ranks No. 1,507 of 4,232 U.S. banks by total assets. The Palms Avenue Branch at 743 Palms Avenue dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palms Avenue Branch743 Palms Avenue, 49849
Flagstar Bank · 1
Flagstar has 1 branch in Ishpeming, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Ishpeming North Branch at 700 Us Highway 41 W dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ishpeming North Branch700 Us Highway 41 W, 49849
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in Ishpeming, 15 across Michigan and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Peninsula Bank Of Ishpeming Branch at 100 South Main Street dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peninsula Bank Of Ishpeming Branch100 South Main Street, 49849
Trunorth Credit Union Credit union · 1
Trunorth Credit Union has 1 office in Ishpeming, 3 across Michigan. It is based in Ishpeming, MI and $203.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1419 N 2Nd St, 49849
All hours
Mon to Fri 8 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Ishpeming
1 credit union has 1 office here: Trunorth Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ishpeming page has every office in the state's directory.
Banking in Ishpeming: the local picture
Short answer: 3 banks run 3 branches in Ishpeming according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Ishpeming, 1 elsewhere in Michigan and 2 out of state, according to the FDIC.
The bank with the longest record here is First Bank, Upper Michigan, operating since 1916 according to the FDIC. In FDIC branch records, the longest-running branch is Nicolet Bank's office at 100 South Main Street, dating to 1887; the newest is First Bank, Upper Michigan's at 743 Palms Avenue, from 2012.
The only credit union with an office here is Trunorth Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Ishpeming
Short answer: 1 of the 1 Ishpeming location with published hours opens on Saturday, run by 1 institution.
- Trunorth Credit Union: 1 of 1 office (1419 N 2Nd St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ishpeming, and where the nearest one is if they do not.
Short answer: No branches in Ishpeming: Chase (nearest in Harbor Springs, 148 mi), Wells Fargo (nearest in Birmingham, 351 mi), Bank of America (nearest in Grand Rapids, 262 mi), PNC Bank (nearest in Petoskey, 152 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 143 mi), Huntington (nearest in Marquette, 12 mi), Regions Bank, TD Bank, BMO.
| Bank | In Ishpeming | Nearest branch if none here |
|---|---|---|
| Chase | None | Harbor Springs, 148 miles away |
| Wells Fargo | None | Birmingham, 351 miles away |
| Bank of America | None | Grand Rapids, 262 miles away |
| PNC Bank | None | Petoskey, 152 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Suttons Bay, 143 miles away |
| Huntington | None | Marquette, 12 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ishpeming to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ishpeming residents like anyone else.
Banks near Ishpeming
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Marquette (13 miles) and Iron Mountain (51 miles). Marquette, 13 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Marquette, MI | 13 mi | 9 | 16 |
| Banks in Iron Mountain, MI | 51 mi | 7 | 8 |
| Banks in Kingsford, MI | 52 mi | 3 | 3 |
| Banks in Iron River, MI | 54 mi | 3 | 3 |
| Banks in Gladstone, MI | 55 mi | 3 | 3 |
| Banks in Escanaba, MI | 59 mi | 5 | 6 |
| Banks in Lake Linden, MI | 59 mi | 2 | 2 |
| Banks in Houghton, MI | 61 mi | 6 | 7 |
Bank branch openings and closings in Ishpeming
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ishpeming between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ishpeming
Short answer: 1 institution has its main office in Ishpeming: Trunorth Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Trunorth Credit Union | Credit union | $203.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ishpeming by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ishpeming offices.
Short answer: Flagstar is the largest bank with offices in Ishpeming, with $87.71 billion in total assets on June 30, 2026, No. 36 among U.S. banks by total assets. Nicolet Bank is second with $15.39 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
| First Bank, Upper Michigan | $629.5 million | No. 1,507 | 1 | Gladstone, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ishpeming: FAQ
How many banks are in Ishpeming, MI?
Ishpeming has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ishpeming?
Flagstar, with 1. Nicolet Bank has 1 and First Bank, Upper Michigan has 1.
Is there a Flagstar in Ishpeming, MI?
Yes. FDIC data lists 1 Flagstar branch in Ishpeming as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Nicolet Bank in Ishpeming, MI?
Yes. FDIC data lists 1 Nicolet Bank branch in Ishpeming as of September 5, 2026. The address and directions are under Nicolet Bank above.
Is there a First Bank, Upper Michigan in Ishpeming, MI?
Yes. FDIC data lists 1 First Bank, Upper Michigan branch in Ishpeming as of September 5, 2026. The address and directions are under First Bank, Upper Michigan above.
Is there a Chase in Ishpeming, MI?
No. FDIC data lists no Chase branch in Ishpeming as of September 5, 2026. The nearest is in Harbor Springs, about 148 miles away in a straight line.
Which banks in Ishpeming are open on Saturday?
Trunorth Credit Union publishes Saturday hours for one or more Ishpeming locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ishpeming?
Trunorth Credit Union has its main office in Ishpeming, according to the FDIC and the NCUA.
What is the oldest bank in Ishpeming?
First Bank, Upper Michigan has the longest record among banks with a branch here: the FDIC shows it operating since 1916.
Which credit unions can I join in Ishpeming?
Trunorth Credit Union has an office in Ishpeming. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ishpeming in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ishpeming?
Nearby cities with more banks include Marquette, Iron Mountain, Kingsford. Marquette is 13 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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