US Bank Directory
Banks in Escanaba, MI
5 FDIC-insured banks operate 6 offices in Escanaba, Michigan, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Escanaba
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 11 locations in Escanaba, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Escanaba
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Bank, Upper Michigan has the most locations in Escanaba, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank, Upper Michigan Bank · 2
First Bank, Upper Michigan has 2 branches in Escanaba, 8 across Michigan and 9 nationwide. FDIC records list its main office in Gladstone, MI and show it operating since 1916. With $629.5 million in total assets on June 30, 2026, it ranks No. 1,507 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Escanaba location is the Escanaba Branch at 1921 3rd Ave N, dating to 1986; the newest, at 2800 Ludington St, to 1989. It does not publish hours in the sources this page uses; check its site before you go.
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Escanaba Branch1921 3rd Ave N, 49829
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Escanaba Branch2800 Ludington St, 49829
Peninsula Credit Union Credit union · 2
Peninsula Credit Union has 2 officees in Escanaba, 4 across Michigan. It is based in Escanaba, MI and $358.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Escanaba locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office2929 3Rd Ave N, 49829
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Mill Location7126 Co 426 Rd, 49829
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Baybank Bank · 1
Baybank has 1 branch in Escanaba, 3 across Michigan and 3 nationwide. FDIC records list its main office in Gladstone, MI and show it operating since 1912. With $173.4 million in total assets on June 30, 2026, it ranks No. 3,174 of 4,232 U.S. banks by total assets. The The Lincoln Branch at 200 N Lincoln Rd dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The Lincoln Branch200 N Lincoln Rd, 49829
Embers Credit Union Credit union · 1
Embers Credit Union has 1 office in Escanaba, 8 across Michigan. It is based in Marquette, MI and $612.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Escanaba Branch2600 1St Ave S, 49829
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Escanaba, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Escanaba Branch at 516 N Lincoln Rd dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Escanaba Branch516 N Lincoln Rd, 49829
Great Lakes First Credit Union Credit union · 1
Great Lakes First Credit Union has 1 office in Escanaba, 2 across Michigan. It is based in Escanaba, MI and $105.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2110 3Rd Ave N, 49829
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in Escanaba, 15 across Michigan and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Lincoln Road Escanaba Mi Branch at 2224 N Lincoln Rd dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lincoln Road Escanaba Mi Branch2224 N Lincoln Rd, 49829
U.p. State Credit Union Credit union · 1
U.p. State Credit Union has 1 office in Escanaba, 6 across Michigan. It is based in Escanaba, MI and $211.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office123 S Lincoln Rd, 49829
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Upper Peninsula State Bank Bank · 1
Upper Peninsula State Bank has 1 branch in Escanaba, 5 across Michigan and 5 nationwide. FDIC records list its main office in Escanaba, MI and show it operating since 1902. With $371.7 million in total assets on June 30, 2026, it ranks No. 2,182 of 4,232 U.S. banks by total assets. Its main office at 430 N Lincoln Rd dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office430 N Lincoln Rd, 49829
Join a credit union in Escanaba
4 credit unions have 5 offices here: Peninsula Credit Union, Embers Credit Union, U.p. State Credit Union and Great Lakes First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Escanaba page has every office in the state's directory.
Banking in Escanaba: the local picture
Short answer: 5 banks run 6 branches in Escanaba according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Escanaba, 2 elsewhere in Michigan and 2 out of state, according to the FDIC.
The bank with the longest record here is Upper Peninsula State Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Upper Peninsula State Bank's office at 430 N Lincoln Rd, dating to 1902; the newest is Nicolet Bank's at 2224 N Lincoln Rd, from 2012.
4 credit unions have 5 offices in Escanaba, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. None open on Saturday. 6 locations have no published hours in these sources.
Saturday hours in Escanaba
Short answer: None of the 5 Escanaba locations with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Escanaba, and where the nearest one is if they do not.
Short answer: No branches in Escanaba: Chase (nearest in Traverse City, 99 mi), Wells Fargo (nearest in Birmingham, 293 mi), Bank of America (nearest in Grand Rapids, 204 mi), PNC Bank (nearest in Traverse City, 100 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 88 mi), Huntington (nearest in Iron Mountain, 48 mi), Regions Bank, TD Bank, BMO.
| Bank | In Escanaba | Nearest branch if none here |
|---|---|---|
| Chase | None | Traverse City, 99 miles away |
| Wells Fargo | None | Birmingham, 293 miles away |
| Bank of America | None | Grand Rapids, 204 miles away |
| PNC Bank | None | Traverse City, 100 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Suttons Bay, 88 miles away |
| Huntington | None | Iron Mountain, 48 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Escanaba to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Escanaba residents like anyone else.
Banks near Escanaba
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Gladstone (7 miles) and Stephenson (35 miles). Marquette, 57 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Gladstone, MI | 7 mi | 3 | 3 |
| Banks in Stephenson, MI | 35 mi | 2 | 2 |
| Banks in Manistique, MI | 43 mi | 2 | 2 |
| Banks in Iron Mountain, MI | 47 mi | 7 | 8 |
| Banks in Kingsford, MI | 48 mi | 3 | 3 |
| Banks in Menominee, MI | 51 mi | 3 | 3 |
| Banks in Marquette, MI | 57 mi | 9 | 16 |
| Banks in Ishpeming, MI | 59 mi | 3 | 3 |
Bank branch openings and closings in Escanaba
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Escanaba between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Escanaba
Short answer: 4 institutions have their main office in Escanaba: Peninsula Credit Union, Upper Peninsula State Bank, U.p. State Credit Union and Great Lakes First Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Peninsula Credit Union | Credit union | $358.8 million | 2 |
| Upper Peninsula State Bank | Bank | $371.7 million | 1 |
| U.p. State Credit Union | Credit union | $211.8 million | 1 |
| Great Lakes First Credit Union | Credit union | $105.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Escanaba by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Escanaba offices.
Short answer: Flagstar is the largest bank with offices in Escanaba, with $87.71 billion in total assets on June 30, 2026, No. 36 among U.S. banks by total assets. Nicolet Bank is second with $15.39 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
| First Bank, Upper Michigan | $629.5 million | No. 1,507 | 2 | Gladstone, MI |
| Upper Peninsula State Bank | $371.7 million | No. 2,182 | 1 | Escanaba, MI |
| Baybank | $173.4 million | No. 3,174 | 1 | Gladstone, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Escanaba: FAQ
How many banks are in Escanaba, MI?
Escanaba has 5 banks with 6 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Escanaba?
First Bank, Upper Michigan, with 2. Flagstar has 1 and Nicolet Bank has 1.
Is there a First Bank, Upper Michigan in Escanaba, MI?
Yes. FDIC data lists 2 First Bank, Upper Michigan branches in Escanaba as of September 5, 2026. Its branches are listed under First Bank, Upper Michigan above, with the address and directions for each.
Is there a Flagstar in Escanaba, MI?
Yes. FDIC data lists 1 Flagstar branch in Escanaba as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Nicolet Bank in Escanaba, MI?
Yes. FDIC data lists 1 Nicolet Bank branch in Escanaba as of September 5, 2026. The address and directions are under Nicolet Bank above.
Is there a Chase in Escanaba, MI?
No. FDIC data lists no Chase branch in Escanaba as of September 5, 2026. The nearest is in Traverse City, about 99 miles away in a straight line.
Which banks in Escanaba are open on Saturday?
None of the 5 locations with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Escanaba?
Peninsula Credit Union, Upper Peninsula State Bank, U.p. State Credit Union and Great Lakes First Credit Union have their main office in Escanaba, according to the FDIC and the NCUA.
What is the oldest bank in Escanaba?
Upper Peninsula State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Which credit unions can I join in Escanaba?
Peninsula Credit Union, Embers Credit Union, U.p. State Credit Union and Great Lakes First Credit Union have offices in Escanaba. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Escanaba in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Escanaba?
Nearby cities with more banks include Gladstone, Stephenson, Manistique. Gladstone is 7 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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