US Bank Directory
Banks in Stephenson, MI
2 FDIC-insured banks operate 2 offices in Stephenson, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Stephenson
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Stephenson, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Stephenson
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Flagstar and Nicolet Bank have the most locations in Stephenson, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Flagstar Bank · 1
Flagstar has 1 branch in Stephenson, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Stephenson Branch at S938 Us Highway 41 dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Stephenson BranchS938 Us Highway 41, 49887
Integra First Credit Union Credit union · 1
Integra First Credit Union has 1 office in Stephenson, 5 across Michigan. It is based in Powers, MI and $135.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Stephenson BranchS320 Us Highway 41, 49887
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in Stephenson, 15 across Michigan and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Stephenson Branch at S216 Menominee St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Stephenson BranchS216 Menominee St, 49887
Join a credit union in Stephenson
1 credit union has 1 office here: Integra First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Stephenson page has every office in the state's directory.
Banking in Stephenson: the local picture
Short answer: 2 banks run 2 branches in Stephenson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Stephenson and 2 out of state, according to the FDIC.
The bank with the longest record here is Flagstar, operating since 1987 according to the FDIC. In FDIC branch records, the longest-running branch is Nicolet Bank's office at S216 Menominee St, dating to 1902; the newest is Flagstar's at S938 Us Highway 41, from 1974.
The only credit union with an office here is Integra First Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Stephenson
Short answer: 1 of the 1 Stephenson location with published hours opens on Saturday, run by 1 institution.
- Integra First Credit Union: 1 of 1 office (S320 Us Highway 41: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Stephenson, and where the nearest one is if they do not.
Short answer: No branches in Stephenson: Chase (nearest in Traverse City, 107 mi), Wells Fargo (nearest in Birmingham, 295 mi), Bank of America (nearest in Grand Rapids, 194 mi), PNC Bank (nearest in Manistee, 102 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 100 mi), Huntington (nearest in Iron Mountain, 35 mi), Regions Bank, TD Bank, BMO.
| Bank | In Stephenson | Nearest branch if none here |
|---|---|---|
| Chase | None | Traverse City, 107 miles away |
| Wells Fargo | None | Birmingham, 295 miles away |
| Bank of America | None | Grand Rapids, 194 miles away |
| PNC Bank | None | Manistee, 102 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Suttons Bay, 100 miles away |
| Huntington | None | Iron Mountain, 35 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Stephenson to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Stephenson residents like anyone else.
Banks near Stephenson
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Menominee (20 miles) and Escanaba (35 miles). Iron Mountain, 35 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Menominee, MI | 20 mi | 3 | 3 |
| Banks in Escanaba, MI | 35 mi | 5 | 6 |
| Banks in Kingsford, MI | 35 mi | 3 | 3 |
| Banks in Iron Mountain, MI | 35 mi | 7 | 8 |
| Banks in Gladstone, MI | 41 mi | 3 | 3 |
| Banks in Iron River, MI | 68 mi | 3 | 3 |
| Banks in Ishpeming, MI | 75 mi | 3 | 3 |
| Banks in Manistique, MI | 76 mi | 2 | 2 |
Bank branch openings and closings in Stephenson
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Stephenson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Stephenson by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Stephenson offices.
Short answer: Flagstar is the largest bank with offices in Stephenson, with $87.71 billion in total assets on June 30, 2026, No. 36 among U.S. banks by total assets. Nicolet Bank is second with $15.39 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Stephenson: FAQ
How many banks are in Stephenson, MI?
Stephenson has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Stephenson?
Flagstar, with 1. Nicolet Bank has 1.
Is there a Flagstar in Stephenson, MI?
Yes. FDIC data lists 1 Flagstar branch in Stephenson as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Nicolet Bank in Stephenson, MI?
Yes. FDIC data lists 1 Nicolet Bank branch in Stephenson as of September 5, 2026. The address and directions are under Nicolet Bank above.
Is there a Chase in Stephenson, MI?
No. FDIC data lists no Chase branch in Stephenson as of September 5, 2026. The nearest is in Traverse City, about 107 miles away in a straight line.
Which banks in Stephenson are open on Saturday?
Integra First Credit Union publishes Saturday hours for one or more Stephenson locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Stephenson?
Flagstar has the longest record among banks with a branch here: the FDIC shows it operating since 1987.
Which credit unions can I join in Stephenson?
Integra First Credit Union has an office in Stephenson. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Stephenson in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Stephenson?
Nearby cities with more banks include Menominee, Escanaba, Kingsford. Menominee is 20 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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