US Bank Directory

Banks in Crystal Falls, MI

1 FDIC-insured bank operates 1 office in Crystal Falls, Michigan, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Crystal Falls

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Crystal Falls, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Crystal Falls

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Northern Interstate Bank, N. A. is the only bank with an office in Crystal Falls. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Covantage Credit Union 1 office · main office Antigo, WI Credit union · 1

Covantage Credit Union has 1 office in Crystal Falls, 3 across Michigan. It is based in Antigo, WI and $4.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Covantage Credit Union
    1 Credit Union Way, 49920
    (906) 875-6686Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Covantage Credit Union: profile, branches and contacts
Northern Interstate Bank, N. A. 1 branch · main office Norway, MI Bank · 1

Northern Interstate Bank, N. A. has 1 branch in Crystal Falls, 5 across Michigan and 5 nationwide. FDIC records list its main office in Norway, MI and show it operating since 1901. With $193.5 million in total assets on June 30, 2026, it ranks No. 3,033 of 4,232 U.S. banks by total assets. The Crystal Falls Branch at 125 Superior Ave dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Crystal Falls Branch
    125 Superior Ave, 49920
    Hours: see the bank's site
Northern Interstate Bank, N. A.: profile, branches and contacts

Join a credit union in Crystal Falls

1 credit union has 1 office here: Covantage Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Crystal Falls page has every office in the state's directory.

Banking in Crystal Falls: the local picture

Short answer: 1 bank runs 1 branch in Crystal Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Northern Interstate Bank, N. A. has its main office in Norway, MI, according to the FDIC.

The bank with the longest record here is Northern Interstate Bank, N. A., operating since 1901 according to the FDIC.

The only credit union with an office here is Covantage Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Crystal Falls

Short answer: 1 of the 1 Crystal Falls location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Crystal Falls, and where the nearest one is if they do not.

Short answer: No branches in Crystal Falls: Chase (nearest in Traverse City, 160 mi), Wells Fargo (nearest in Birmingham, 353 mi), Bank of America (nearest in Grand Rapids, 253 mi), PNC Bank (nearest in Manistee, 161 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 151 mi), Huntington (nearest in Iron Mountain, 24 mi), Regions Bank, TD Bank, BMO.

BankIn Crystal FallsNearest branch if none here
ChaseNoneTraverse City, 160 miles away
Wells FargoNoneBirmingham, 353 miles away
Bank of AmericaNoneGrand Rapids, 253 miles away
PNC BankNoneManistee, 161 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneSuttons Bay, 151 miles away
HuntingtonNoneIron Mountain, 24 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Crystal Falls to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Crystal Falls residents like anyone else.

Banks near Crystal Falls

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Iron River (15 miles) and Iron Mountain (23 miles). Marquette, 53 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Crystal Falls

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Crystal Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Crystal Falls by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Crystal Falls offices.

Short answer: Northern Interstate Bank, N. A. is the largest bank with offices in Crystal Falls, with $193.5 million in total assets on June 30, 2026, No. 3,033 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Northern Interstate Bank, N. A.$193.5 millionNo. 3,0331Norway, MI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Crystal Falls: FAQ

How many banks are in Crystal Falls, MI?

Crystal Falls has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Northern Interstate Bank, N. A. in Crystal Falls, MI?

Yes. FDIC data lists 1 Northern Interstate Bank, N. A. branch in Crystal Falls as of September 5, 2026. The address and directions are under Northern Interstate Bank, N. A. above.

Is there a Chase in Crystal Falls, MI?

No. FDIC data lists no Chase branch in Crystal Falls as of September 5, 2026. The nearest is in Traverse City, about 160 miles away in a straight line.

Which banks in Crystal Falls are open on Saturday?

Covantage Credit Union publishes Saturday hours for one or more Crystal Falls locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Crystal Falls?

Northern Interstate Bank, N. A. has the longest record among banks with a branch here: the FDIC shows it operating since 1901.

Which credit unions can I join in Crystal Falls?

Covantage Credit Union has an office in Crystal Falls. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Crystal Falls in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Crystal Falls?

Nearby cities with more banks include Iron River, Iron Mountain, Kingsford. Iron River is 15 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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