US Bank Directory
Banks in Gifford, IL
1 FDIC-insured bank operates 1 office in Gifford, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Gifford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Gifford, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Gifford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Fountain Trust is the only bank with an office in Gifford. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Fountain Trust Bank · 1
The Fountain Trust has 1 branch in Gifford, 4 across Illinois and 20 nationwide. FDIC records list its main office in Covington, IN and show it operating since 1903. With $844.6 million in total assets on June 30, 2026, it ranks No. 1,202 of 4,232 U.S. banks by total assets. The The Gifford State Bank Branch at 304 S Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The Gifford State Bank Branch304 S Main St, 61847
Banking in Gifford: the local picture
Short answer: 1 bank runs 1 branch in Gifford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Fountain Trust has its main office in Covington, IN, according to the FDIC.
The bank with the longest record here is The Fountain Trust, operating since 1903 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Gifford, and where the nearest one is if they do not.
Short answer: No branches in Gifford: Chase (nearest in Urbana, 16 mi), Wells Fargo (nearest in Naperville, 102 mi), Bank of America (nearest in New Lenox, 84 mi), PNC Bank (nearest in Urbana, 17 mi), U.S. Bank (nearest in Bloomington, 50 mi), Truist, Fifth Third Bank (nearest in New Lenox, 82 mi), Huntington (nearest in New Lenox, 83 mi), Regions Bank (nearest in Bloomington, 51 mi), TD Bank, BMO (nearest in Manhattan, 77 mi).
| Bank | In Gifford | Nearest branch if none here |
|---|---|---|
| Chase | None | Urbana, 16 miles away |
| Wells Fargo | None | Naperville, 102 miles away |
| Bank of America | None | New Lenox, 84 miles away |
| PNC Bank | None | Urbana, 17 miles away |
| U.S. Bank | None | Bloomington, 50 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | New Lenox, 82 miles away |
| Huntington | None | New Lenox, 83 miles away |
| Regions Bank | None | Bloomington, 51 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Manhattan, 77 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gifford to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gifford residents like anyone else.
Banks near Gifford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rantoul (7 miles) and Paxton (11 miles). Champaign, 19 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rantoul, IL | 7 mi | 4 | 4 |
| Banks in Paxton, IL | 11 mi | 2 | 3 |
| Banks in Saint Joseph, IL | 13 mi | 3 | 3 |
| Banks in Urbana, IL | 17 mi | 9 | 10 |
| Banks in Champaign, IL | 19 mi | 21 | 32 |
| Banks in Savoy, IL | 20 mi | 3 | 3 |
| Banks in Hoopeston, IL | 21 mi | 3 | 3 |
| Banks in Mahomet, IL | 21 mi | 5 | 5 |
Bank branch openings and closings in Gifford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Gifford between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Mar 10, 2026 | Opened | The Fountain Trust | 304 S Main St, 61847 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Gifford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gifford offices.
Short answer: The Fountain Trust is the largest bank with offices in Gifford, with $844.6 million in total assets on June 30, 2026, No. 1,202 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Fountain Trust | $844.6 million | No. 1,202 | 1 | Covington, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gifford: FAQ
How many banks are in Gifford, IL?
Gifford has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a The Fountain Trust in Gifford, IL?
Yes. FDIC data lists 1 The Fountain Trust branch in Gifford as of September 5, 2026. The address and directions are under The Fountain Trust above.
Is there a Chase in Gifford, IL?
No. FDIC data lists no Chase branch in Gifford as of September 5, 2026. The nearest is in Urbana, about 16 miles away in a straight line.
What is the oldest bank in Gifford?
The Fountain Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Gifford in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gifford?
Nearby cities with more banks include Rantoul, Paxton, Saint Joseph. Rantoul is 7 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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