US Bank Directory

Banks in Franklin, IL

1 FDIC-insured bank operates 1 office in Franklin, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Franklin

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Franklin, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Franklin

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community State Bank is the only bank with an office in Franklin. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community State Bank 1 branch · main office Galva, IL Bank · 1

Community State Bank has 1 branch in Franklin, 8 across Illinois and 9 nationwide. FDIC records list its main office in Galva, IL and show it operating since 1980. With $441.9 million in total assets on June 30, 2026, it ranks No. 1,952 of 4,232 U.S. banks by total assets. The Franklin Bank Branch at 101 West St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Franklin Bank Branch
    101 West St, 62638
    Hours: see the bank's site
Community State Bank: profile, branches and contacts

Banking in Franklin: the local picture

Short answer: 1 bank runs 1 branch in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Community State Bank has its main office in Galva, IL, according to the FDIC.

The bank with the longest record here is Community State Bank, operating since 1980 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Franklin, and where the nearest one is if they do not.

Short answer: No branches in Franklin: Chase (nearest in Springfield, 21 mi), Wells Fargo (nearest in Canton, 65 mi), Bank of America (nearest in O Fallon, 71 mi), PNC Bank (nearest in Springfield, 22 mi), U.S. Bank (nearest in Jacksonville, 12 mi), Truist, Fifth Third Bank (nearest in Effingham, 88 mi), Huntington (nearest in Shorewood, 164 mi), Regions Bank (nearest in Springfield, 23 mi), TD Bank, BMO (nearest in Belleville, 77 mi).

BankIn FranklinNearest branch if none here
ChaseNoneSpringfield, 21 miles away
Wells FargoNoneCanton, 65 miles away
Bank of AmericaNoneO Fallon, 71 miles away
PNC BankNoneSpringfield, 22 miles away
U.S. BankNoneJacksonville, 12 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 88 miles away
HuntingtonNoneShorewood, 164 miles away
Regions BankNoneSpringfield, 23 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 77 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.

Banks near Franklin

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jacksonville (13 miles) and Palmyra (13 miles). Springfield, 23 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Franklin

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Franklin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Franklin by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.

Short answer: Community State Bank is the largest bank with offices in Franklin, with $441.9 million in total assets on June 30, 2026, No. 1,952 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community State Bank$441.9 millionNo. 1,9521Galva, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Franklin: FAQ

How many banks are in Franklin, IL?

Franklin has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Community State Bank in Franklin, IL?

Yes. FDIC data lists 1 Community State Bank branch in Franklin as of September 5, 2026. The address and directions are under Community State Bank above.

Is there a Chase in Franklin, IL?

No. FDIC data lists no Chase branch in Franklin as of September 5, 2026. The nearest is in Springfield, about 21 miles away in a straight line.

What is the oldest bank in Franklin?

Community State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1980.

Did any bank branches open or close in Franklin in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Franklin?

Nearby cities with more banks include Jacksonville, Palmyra, Virden. Jacksonville is 13 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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