US Bank Directory
Banks in Winchester, IL
3 FDIC-insured banks operate 3 offices in Winchester, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Winchester
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Winchester, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Winchester
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: United Community Bank, Petefish, Skiles & Co. and Farmers State Bank have the most locations in Winchester, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Winchester, 6 across Illinois and 6 nationwide. FDIC records list its main office in Pittsfield, IL and show it operating since 1889. With $339.8 million in total assets on June 30, 2026, it ranks No. 2,306 of 4,232 U.S. banks by total assets. The Winchester Branch at 25 E Cherry St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winchester Branch25 E Cherry St, 62694
Petefish, Skiles & Co. Bank · 1
Petefish, Skiles & Co. has 1 branch in Winchester, 6 across Illinois and 6 nationwide. FDIC records list its main office in Virginia, IL and show it operating since 1870. With $501.6 million in total assets on June 30, 2026, it ranks No. 1,793 of 4,232 U.S. banks by total assets. The First National Bank Of Winchester Branch at 26 W Cherry St dates to 1867 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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First National Bank Of Winchester Branch26 W Cherry St, 62694
United Community Bank Bank · 1
United Community Bank has 1 branch in Winchester, 44 across Illinois and 46 nationwide. FDIC records list its main office in Chatham, IL and show it operating since 1965. With $4.13 billion in total assets on June 30, 2026, it ranks No. 328 of 4,232 U.S. banks by total assets. The Winchester Branch at 21 E Market St dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winchester Branch21 E Market St, 62694
Banking in Winchester: the local picture
Short answer: 3 banks run 3 branches in Winchester according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Winchester, 3 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is Petefish, Skiles & Co., operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Petefish, Skiles & Co.'s office at 26 W Cherry St, dating to 1867; the newest is Farmers State Bank's at 25 E Cherry St, from 1995.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Winchester, and where the nearest one is if they do not.
Short answer: No branches in Winchester: Chase (nearest in Springfield, 41 mi), Wells Fargo (nearest in Canton, 68 mi), Bank of America (nearest in O Fallon, 77 mi), PNC Bank (nearest in Springfield, 42 mi), U.S. Bank (nearest in Jacksonville, 13 mi), Truist, Fifth Third Bank (nearest in Effingham, 108 mi), Huntington (nearest in Shorewood, 177 mi), Regions Bank (nearest in Springfield, 44 mi), TD Bank, BMO (nearest in Belleville, 81 mi).
| Bank | In Winchester | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 41 miles away |
| Wells Fargo | None | Canton, 68 miles away |
| Bank of America | None | O Fallon, 77 miles away |
| PNC Bank | None | Springfield, 42 miles away |
| U.S. Bank | None | Jacksonville, 13 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 108 miles away |
| Huntington | None | Shorewood, 177 miles away |
| Regions Bank | None | Springfield, 44 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 81 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winchester to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winchester residents like anyone else.
Banks near Winchester
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Jacksonville (13 miles) and White Hall (14 miles). Jacksonville, 13 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Jacksonville, IL | 13 mi | 8 | 13 |
| Banks in White Hall, IL | 14 mi | 2 | 2 |
| Banks in Meredosia, IL | 14 mi | 2 | 2 |
| Banks in Pittsfield, IL | 19 mi | 5 | 6 |
| Banks in Carrollton, IL | 23 mi | 2 | 2 |
| Banks in Pleasant Hill, IL | 26 mi | 2 | 2 |
| Banks in Virginia, IL | 26 mi | 2 | 2 |
| Banks in Beardstown, IL | 27 mi | 3 | 4 |
Bank branch openings and closings in Winchester
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winchester between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Winchester by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winchester offices.
Short answer: United Community Bank is the largest bank with offices in Winchester, with $4.13 billion in total assets on June 30, 2026, No. 328 among U.S. banks by total assets. Petefish, Skiles & Co. is second with $501.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| United Community Bank | $4.13 billion | No. 328 | 1 | Chatham, IL |
| Petefish, Skiles & Co. | $501.6 million | No. 1,793 | 1 | Virginia, IL |
| Farmers State Bank | $339.8 million | No. 2,306 | 1 | Pittsfield, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winchester: FAQ
How many banks are in Winchester, IL?
Winchester has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Winchester?
United Community Bank, with 1. Petefish, Skiles & Co. has 1 and Farmers State Bank has 1.
Is there a United Community Bank in Winchester, IL?
Yes. FDIC data lists 1 United Community Bank branch in Winchester as of September 5, 2026. The address and directions are under United Community Bank above.
Is there a Petefish, Skiles & Co. in Winchester, IL?
Yes. FDIC data lists 1 Petefish, Skiles & Co. branch in Winchester as of September 5, 2026. The address and directions are under Petefish, Skiles & Co. above.
Is there a Farmers State Bank in Winchester, IL?
Yes. FDIC data lists 1 Farmers State Bank branch in Winchester as of September 5, 2026. The address and directions are under Farmers State Bank above.
Is there a Chase in Winchester, IL?
No. FDIC data lists no Chase branch in Winchester as of September 5, 2026. The nearest is in Springfield, about 41 miles away in a straight line.
What is the oldest bank in Winchester?
Petefish, Skiles & Co. has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Did any bank branches open or close in Winchester in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winchester?
Nearby cities with more banks include Jacksonville, White Hall, Meredosia. Jacksonville is 13 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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