US Bank Directory
Banks in Beardstown, IL
3 FDIC-insured banks operate 4 offices in Beardstown, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Beardstown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Beardstown, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Beardstown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: West Central Bank has the most locations in Beardstown, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
West Central Bank Bank · 2
West Central Bank has 2 branches in Beardstown, 6 across Illinois and 6 nationwide. FDIC records list its main office in Ashland, IL and show it operating since 1933. With $232.2 million in total assets on June 30, 2026, it ranks No. 2,815 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Beardstown location is the Beardstown Branch at 122 S State St, dating to 1889; the newest, at 1 Plaza Dr, to 2011. It does not publish hours in the sources this page uses; check its site before you go.
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Beardstown Il Facility1 Plaza Dr, 62618
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Beardstown Branch122 S State St, 62618
Beardstown Savings s.b. Bank · 1
Beardstown Savings s.b. has 1 branch in Beardstown, 2 across Illinois and 2 nationwide. FDIC records list its main office in Beardstown, IL and show it operating since 1911. With $79.5 million in total assets on June 30, 2026, it ranks No. 3,855 of 4,232 U.S. banks by total assets. Its main office at 301 S State St dates to 1911 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office301 S State St, 62618
Petefish, Skiles & Co. Bank · 1
Petefish, Skiles & Co. has 1 branch in Beardstown, 6 across Illinois and 6 nationwide. FDIC records list its main office in Virginia, IL and show it operating since 1870. With $501.6 million in total assets on June 30, 2026, it ranks No. 1,793 of 4,232 U.S. banks by total assets. The The First National Bank Of Beardstown Branch at 300 Washington St dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The First National Bank Of Beardstown Branch300 Washington St, 62618
the Family Credit Union Credit union · 1
the Family Credit Union has 1 office in Beardstown, 2 across Illinois. It is based in Davenport, IA and $248.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Jbs Plant Satelite Branch8925 Arenzville Rd, 62618
All hours
Mon to Fri 10:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Beardstown
1 credit union has 1 office here: the Family Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Beardstown page has every office in the state's directory.
Banking in Beardstown: the local picture
Short answer: 3 banks run 4 branches in Beardstown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Beardstown, 2 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is Petefish, Skiles & Co., operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is West Central Bank's office at 122 S State St, dating to 1889; the newest is Petefish, Skiles & Co.'s at 300 Washington St, from 2024.
The only credit union with an office here is the Family Credit Union.
Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Beardstown
Short answer: None of the 1 Beardstown location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Beardstown, and where the nearest one is if they do not.
Short answer: No branches in Beardstown: Chase (nearest in Springfield, 42 mi), Wells Fargo (nearest in Canton, 43 mi), Bank of America (nearest in O Fallon, 102 mi), PNC Bank (nearest in Springfield, 42 mi), U.S. Bank (nearest in Jacksonville, 23 mi), Truist, Fifth Third Bank (nearest in Effingham, 118 mi), Huntington (nearest in Shorewood, 157 mi), Regions Bank (nearest in Springfield, 45 mi), TD Bank, BMO (nearest in Belleville, 107 mi).
| Bank | In Beardstown | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 42 miles away |
| Wells Fargo | None | Canton, 43 miles away |
| Bank of America | None | O Fallon, 102 miles away |
| PNC Bank | None | Springfield, 42 miles away |
| U.S. Bank | None | Jacksonville, 23 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 118 miles away |
| Huntington | None | Shorewood, 157 miles away |
| Regions Bank | None | Springfield, 45 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 107 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Beardstown to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Beardstown residents like anyone else.
Banks near Beardstown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rushville (10 miles) and Virginia (13 miles). Jacksonville, 22 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rushville, IL | 10 mi | 4 | 4 |
| Banks in Virginia, IL | 13 mi | 2 | 2 |
| Banks in Meredosia, IL | 15 mi | 2 | 2 |
| Banks in Astoria, IL | 15 mi | 2 | 2 |
| Banks in Mount Sterling, IL | 17 mi | 4 | 5 |
| Banks in Jacksonville, IL | 22 mi | 8 | 13 |
| Banks in Winchester, IL | 27 mi | 3 | 3 |
| Banks in Havana, IL | 28 mi | 3 | 3 |
Bank branch openings and closings in Beardstown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Beardstown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Beardstown
Short answer: 1 institution has its main office in Beardstown: Beardstown Savings s.b..
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Beardstown Savings s.b. | Bank | $79.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Beardstown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Beardstown offices.
Short answer: Petefish, Skiles & Co. is the largest bank with offices in Beardstown, with $501.6 million in total assets on June 30, 2026, No. 1,793 among U.S. banks by total assets. West Central Bank is second with $232.2 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Petefish, Skiles & Co. | $501.6 million | No. 1,793 | 1 | Virginia, IL |
| West Central Bank | $232.2 million | No. 2,815 | 2 | Ashland, IL |
| Beardstown Savings s.b. | $79.5 million | No. 3,855 | 1 | Beardstown, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Beardstown: FAQ
How many banks are in Beardstown, IL?
Beardstown has 3 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Beardstown?
West Central Bank, with 2. Petefish, Skiles & Co. has 1 and Beardstown Savings s.b. has 1.
Is there a West Central Bank in Beardstown, IL?
Yes. FDIC data lists 2 West Central Bank branches in Beardstown as of September 5, 2026. Its branches are listed under West Central Bank above, with the address and directions for each.
Is there a Petefish, Skiles & Co. in Beardstown, IL?
Yes. FDIC data lists 1 Petefish, Skiles & Co. branch in Beardstown as of September 5, 2026. The address and directions are under Petefish, Skiles & Co. above.
Is there a Chase in Beardstown, IL?
No. FDIC data lists no Chase branch in Beardstown as of September 5, 2026. The nearest is in Springfield, about 42 miles away in a straight line.
Which banks in Beardstown are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Beardstown?
Beardstown Savings s.b. has its main office in Beardstown, according to the FDIC.
What is the oldest bank in Beardstown?
Petefish, Skiles & Co. has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Beardstown?
the Family Credit Union has an office in Beardstown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Beardstown in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Beardstown?
Nearby cities with more banks include Rushville, Virginia, Meredosia. Rushville is 10 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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