Banks in Mount Sterling, IL

Bank branch map: Mount Sterling

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Mount Sterling, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mount Sterling

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Farmers State Bank & Trust Co. has the most locations in Mount Sterling, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers State Bank & Trust Co. 2 branches · main office Mount Sterling, IL Bank · 2

Farmers State Bank & Trust Co. has 2 branches in Mount Sterling, 2 across Illinois and 2 nationwide. FDIC records list its main office in Mount Sterling, IL and show it operating since 1914. With $130.2 million in total assets on June 30, 2026, it ranks No. 3,477 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mount Sterling location is its main office at 129 W Main St, dating to 1914; the newest, at 200 Pittsfield Rd, to 2008. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  129 W Main St, 62353

  Hours: see the bank's site
  DirectionsWebsite
• Iga Branch

  200 Pittsfield Rd, 62353

  Hours: see the bank's site
  DirectionsWebsite

Farmers State Bank & Trust Co.: profile, branches and contacts

Beardstown Savings s.b. 1 branch · main office Beardstown, IL Bank · 1

Beardstown Savings s.b. has 1 branch in Mount Sterling, 2 across Illinois and 2 nationwide. FDIC records list its main office in Beardstown, IL and show it operating since 1911. With $79.5 million in total assets on June 30, 2026, it ranks No. 3,855 of 4,232 U.S. banks by total assets. The West Main St Branch at 201 W Main St dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• West Main St Branch

  201 W Main St, 62353

  Hours: see the bank's site
  DirectionsWebsite

Beardstown Savings s.b.: profile, branches and contacts

Eagle Valley Bank 1 branch · main office Griggsville, IL Bank · 1

Eagle Valley Bank has 1 branch in Mount Sterling, 5 across Illinois and 5 nationwide. FDIC records list its main office in Griggsville, IL and show it operating since 1893. With $229.6 million in total assets on June 30, 2026, it ranks No. 2,829 of 4,232 U.S. banks by total assets. The Mt Sterling Facility Branch at 220 Pittsfield Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mt Sterling Facility Branch

  220 Pittsfield Rd, 62353

  Hours: see the bank's site
  DirectionsWebsite

Eagle Valley Bank: profile, branches and contacts

United Community Bank 1 branch · main office Chatham, IL Bank · 1

United Community Bank has 1 branch in Mount Sterling, 44 across Illinois and 46 nationwide. FDIC records list its main office in Chatham, IL and show it operating since 1965. With $4.13 billion in total assets on June 30, 2026, it ranks No. 328 of 4,232 U.S. banks by total assets. The Mount Sterling Br at 101 E Main St dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mount Sterling Br

  101 E Main St, 62353

  Hours: see the bank's site
  DirectionsWebsite

United Community Bank: profile, branches and contacts

Banking in Mount Sterling: the local picture

Short answer: 4 banks run 5 branches in Mount Sterling according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Mount Sterling, 3 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Eagle Valley Bank, operating since 1893 according to the FDIC. In FDIC branch records, the longest-running branch is United Community Bank's office at 101 E Main St, dating to 1901; the newest is Farmers State Bank & Trust Co.'s at 200 Pittsfield Rd, from 2008.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mount Sterling, and where the nearest one is if they do not.

Short answer: No branches in Mount Sterling: Chase (nearest in Springfield, 58 mi), Wells Fargo (nearest in Canton, 55 mi), Bank of America (nearest in O Fallon, 106 mi), PNC Bank (nearest in Springfield, 58 mi), U.S. Bank (nearest in Jacksonville, 33 mi), Truist, Fifth Third Bank (nearest in Effingham, 133 mi), Huntington (nearest in Shorewood, 172 mi), Regions Bank (nearest in Springfield, 61 mi), TD Bank, BMO (nearest in Belleville, 110 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Sterling to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Sterling residents like anyone else.

Banks near Mount Sterling

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rushville (14 miles) and Meredosia (16 miles). Pittsfield, 26 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Mount Sterling

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mount Sterling between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Mount Sterling

Short answer: 1 institution has its main office in Mount Sterling: Farmers State Bank & Trust Co..

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Mount Sterling by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Sterling offices.

Short answer: United Community Bank is the largest bank with offices in Mount Sterling, with $4.13 billion in total assets on June 30, 2026, No. 328 among U.S. banks by total assets. Eagle Valley Bank is second with $229.6 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mount Sterling: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.